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Eligibility Information

To determine your eligibility to participate in CTA’s Member Benefit Programs, refer to the chart below. The chart illustrates the various membership categories provided by CTA. A “Yes” means that the particular membership category is eligible to participate in the specific CTA Member Benefit Program, an “S” means that the particular category is eligible to participate but with special applicable rules, and “No” means that the particular membership category is not eligible to participate in the specific CTA Member Benefit Program.

 CTA Member Benefit Program Master Eligibility Chart
CTA Member Benefits Programs 
Active Full-Time
(includes CTA ESP) 
Active Part-Time (includes CTA ESP)  Student CTA Retired Annual Retired Life  
Automatic Insurance Benefits
Educators Employment Liability (EEL) Yes Yes Yes Yes Yes
Death & Dismemberment Plan Yes Yes Yes No No
NEA Complimentary Life Insurance Yes Yes No S S
Voluntary Insurance Programs
Disability Insurance Plan S S No No No
Life Insurance Plan Yes Yes No No S
Auto & Home Insurance Program Yes Yes Yes Yes Yes
Discounts and Travel Services
TSA Travel Services Yes Yes Yes Yes Yes
TSA Entertainment Ticket Savings Yes Yes Yes Yes Yes
TSA Buying Guide Yes Yes Yes Yes Yes
Vision Discount Program for CTA/NEA-Retired No No No Yes Yes
CTA Rental Car Program Yes Yes Yes Yes Yes
NEA Rental Car Program Yes Yes Yes Yes Yes
Financial Services
Credit Union Services Yes Yes Yes Yes Yes
Credit Card Services Yes Yes Yes Yes Yes
Disaster Relief Fund Yes Yes Yes Yes Yes
Well-Baby Program
Well-Baby Program* S S No No S

*Eligible members must maintain CTA membership and insured status in the CTA-endorsed voluntary Life or Disability plan. In order to maximize your benefits under the program, we encourage you or your spouse/domestic partner to enroll within the first trimester. Please note, enrollment is only acceptable through the 20th week of pregnancy. However, if you are a CTA member or the spouse/domestic partner of a CTA member who is past 20 weeks of pregnancy, a one-time late enrollment opportunity will be accepted within the first 120 days of employment.