Articles for Chapter Newsletters

Promoting CTA Member Benefits through your local chapter newsletter is easy. Just check out the newsletter articles drafted by CTA Member Benefits.

8/16/18 (download)
New Educators - Don’t Miss This Deadline!

8/16/18 (download)
Are You Really Prepared for Disaster?

6/19/18 (download)
Register for the Member Benefits Strand at Summer Institute Soon. Awards are Still Available!!!

6/19/18 (download)
Disneyland Discounts Offered on our Access Discount Program Again

5/16/18 (download)
11 California Schools Score Athletics Grants from California Casualty

5/16/18 (download)
Protect your paycheck with CTA-Endorsed Disability Insurance

4/17/18 (download)
Now is the time to switch to the only CTA-endorsed carrier for Disability and Life Insurance

4/17/18 (download)
Home Inventory: Make it Now!

12/15/17 (download)
Beware of Scams and Fraud After Disasters

12/15/17 (download)
Money Available for School Sports Programs in California from California Casualty

12/15/17 (download)
As your family changes, be sure to evaluate your insurance needs.

10/15/17 (download)
Protecting Your Property from Climate Change

10/15/17 (download)
Get More from Your Life Insurance with Life Services Toolkit¹

9/20/17 (download)
Members Saved about $3M with CTA’s Access to Savings Discounts

9/20/17 (download)
New Educators - Don’t Miss This Deadline!

8/15/17 (download)
California Casualty Heats Up CTA Presidents Conference

7/17/17 (download)
2017-2018 CTA Member Benefits Publications Updated

6/15/17 (download)
Travel

6/15/17 (download)
Retiring or Changing Districts?

5/15/17 (download)
California Casualty and CTA Team Up for CA Educators and Schools

4/14/17 (download)
Vote Now for Your Favorite All-Star Teacher

4/14/17 (download)
Why switch to The Standard - the only CTA-endorsed disability and life insurance?

3/14/17 (download)
Retiring this year? You can continue your Life Insurance with The Standard

3/14/17 (download)
2017 ALL-STAR TEACHER AWARD FINALISTS TO BE ANNOUNCED SOON

2/10/17 (download)
Get Your Home Ready for Spring

2/10/17 (download)
How Disability Insurance Works

1/12/17 (download)
Time Is Running Out On This Special Enrollment Opportunity

1/12/17 (download)
Submit Your Teacher Nomination for the 2017 All-Star Teacher Award

12/15/16 (download)
Be a Winner! Get CTA Member Benefits’ Access to Savings

12/15/16 (download)
Last Chance for California Schools to Apply for 2017 Thomas R. Brown Athletics Grants

12/15/16 (download)
Family status changes

11/10/16 (download)
Life Insurance with The Standard

11/10/16 (download)
CTA Members who Stay Focused can Win a Car from California Casualty

10/7/16 (download)
Exciting New Developments in Member Benefits!

10/7/16 (download)
Now Introducing: Life Services Toolkit

9/13/16 (download)
Newest Addition to CTA Member Benefits Offers Popular Discount Program

9/13/16 (download)
New and Updated Member Benefits Publications Available Now for Order and Download!

9/13/16 (download)
Now Introducing: Life Services Toolkit

8/15/16 (download)
New to the District? Don't Miss This Deadline!

8/15/16 (download)
NEW - CTA Member Benefits Video

6/15/16 (download)
Join in the Fun at Summer Institute This Year

6/15/16 (download)
Planning Your Summer?

6/15/16 (download)
Retiring or Changing Districts?

5/16/16 (download)
New and Updated Member Benefits Publications Available Now for Order and Download!

5/16/16 (download)
Join in the Fun at Summer Institute This Year

4/15/16 (download)
14 California High Schools Share $18,000 in 2016 California Casualty Thomas R. Brown Athletics Grants

3/15/16 (download)
Time Management Tips from CTA Member Benefits to Help Achieve a Work-life Balance

2/17/16 (download)
Family status changes? Update your Disability and Life Insurance

2/17/16 (download)
Drones and Hoverboards: Are You Covered for that?

1/19/16 (download)
Time Is Running Out On This Special Enrollment Opportunity

1/19/16 (download)
It’s Not Too Late to Protect Against El Niño

12/15/15 (download)
California Casualty Helping Middletown Rise from the Ashes

11/16/15 (download)
California Casualty & CTA

10/14/15 (download)
Time Is Running Out On This Special Enrollment Opportunity

10/14/15 (download)
Apply Now for a California Casualty Thomas R. Brown Athletics Grant

9/14/15 (download)
Do You Know - Student Loan Forgiveness

9/14/15 (download)
Are You Protecting Your Loved Ones?

8/17/15 (download)
Primary Residence or Classroom Damaged by Recent Wildfires?

8/17/15 (download)
New to the District? Don’t Miss This Deadline!

8/17/15 (download)
Reminder: 2015/2016 Member Benefits Publications are Now Available for Order and Download!

7/15/15 (download)
New 2015/2016 Member Benefits Publications are Now Available for Order and Download!

6/16/15 (download)
Planning Your Summer?

6/16/15 (download)
Retiring or Changing Districts?

6/16/15 (download)
Organizing with CTA and NEA Member Benefits Strand at Summer Institute 2015

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New Educators - Don’t Miss This Deadline!

If you’re a newly hired employee and an eligible CTA member, now’s the time to get CTA-endorsed Disability and Life Insurance from Standard Insurance Company (The Standard). You have a special opportunity to get Disability Insurance and up to $200,000 of Life Insurance without answering any health questions if you apply within 180 days of starting work.

You can apply online at www.standard.com/cta/newhire.

These plans were created specifically for California education professionals and offer a number of great features, including:

  • Coverage for disabilities occurring on or off the job
  • Short pre-existing condition period¹
  • Additional benefits including Cancer and Student Loan support²

The Standard is the only Disability and Life Insurance provider endorsed by CTA. They were selected by CTA for their financial stability, integrity and commitment to serving CTA members. Don’t miss this opportunity – learn more and apply online at www.standard.com/cta/newhire.

  1. The Preexisting Condition Period is 30 calendar days before the insurance effective date. You’re your insurance takes effect, and you have worked ten (10) consecutive days, the preexisting condition exclusion period no longer applies.
  2. Student Loan Benefit and Cancer Benefit are offered by CTA to eligible members on approved Disability claims under the CTA-endorsed Disability Insurance plan who meet specific criteria. CTA provides these self-funded benefits, and The Standard acts only as the claims administrator of these benefits. Student Loan and Cancer Benefits are not provided under the Disability Insurance policy.

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406. GP 190-LTD/S399/CTA.1; GP 190-LIFE/S399/CTA.3

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Are You Really Prepared for Disaster?

The scenes of fire blackened neighborhoods and families searching through the melted and twisted rubble of their homes are heartbreaking. Lost were irreplaceable heirlooms, priceless pictures, and people’s safety and security. Entire communities and neighborhoods were forever changed. Unfortunately, it seems that these images are becoming reality for more Californians.

The National Interagency Fire Center warns that disastrous infernos are now bigger and more common as heat and drought plague the west. As of mid-July, 3.3 million acres had burned in U.S. forests leaving 2,600 hundred homes destroyed. Following the worst fire year ever in California history, 2018 is off to a scary start with tens of thousands of acres already blackened, and threats of new blazes increasing daily.

It’s more important than ever that everyone take actions now to prepare for the next fire or major storm. Disaster planning includes reducing fuels around our homes, checking roofs, removing overhanging tree limbs and shrubs, and developing an evacuation plan. You’ll find information about how to fire-proof your home at http://mycalcas.com/wp-content/uploads/2018/07/Wildfire-Tips.pdf.   

Even with all of these precautions, many of us could be neglecting a key area of protection – updating our homeowners or renters insurance.

The statistics might surprise you. While two-thirds of Americans think they have enough dwelling and contents coverage, as many as 60 percent of homes destroyed in recent fires and floods were significantly underinsured, or had no insurance whatsoever. Not surprisingly with our busy schedules, 42 percent of homeowners and renters have not updated their insurance policies.

That worries California Casualty’s Senior Vice President of Underwriting, Chuck Muenzen, who understands wildfires and disasters all too well. He warns, “Now is the time to take action before the next catastrophe hits.”

Here are five things you can do now to help be more fully covered if a disaster strikes.

  1. Create a Comprehensive Home Inventory
    Almost 60 percent of homeowners and renters have not made an inventory of their possessions. Without an inventory, replacing appliances, clothing, beds and linens, kitchen goods, furniture and other important items can be difficult. Start by going room to room and make a printed list or take pictures with a camera or cell phone. Don’t forget to capture things stored in closets, drawers and your garage, attics and basements. Documenting purchases and saving receipts is also beneficial. It’s also a good idea to take pictures showing exteriors of the home like landscaping, decks and porches and ornamental touches. Need some help? You’ll find a great resource at https://mycalcas.com/2018/06/household-inventory-checklist/.
  2. Understand Your Policy
    Know if you have actual cash value (ACV) or replacement cost coverage for your home or apartment’s contents. ACV factors in depreciation, while replacement cost pays to replace your possessions. While you’ll pay a little more for replacement cost coverage, the difference could be tens of thousands of dollars if your home is damaged or destroyed. You’ll also want to check that you have adequate loss of use coverage (what your insurance will pay for your living expenses while you are out of your home) while your home is being rebuilt or repaired. After a disaster, construction companies can become swamped, and it could take two years or longer before you move into your new home. Hopefully, you’re insurance contains enough living expense coverage.
  3. Review Your Policy
    When’s the last time you pulled out your insurance paperwork and looked over what’s covered and what’s not? If it’s been a few years, you might find that your policy hasn’t been updated for any upgrades and remodeling you’ve done, and that the amount you’re insured for doesn’t reflect the increased costs for building material, labor, or updated building codes. If you updated your kitchen or bathrooms, upgraded your built-in appliances or added rooms or a patio, they may not be included. Many people who lost everything in recent fires have not been able to rebuild because they were severely underinsured.
  4. Protect Collectables and Other Valuables
    Standard homeowners/renters policies limit the amount they pay for the loss of expensive jewelry, art, and collectables. To protect them for their full value, you need a scheduled personal property endorsement (often called a floater) that pays for the amount you choose. Scheduled personal property protects your valuables from loss, theft or damage, all without a deductible. It’s also very affordable.
  5. Get Renters Insurance
    While 90 percent of homeowners have insurance, only half of all renters have purchased insurance for their possessions. As more of us choose to rent rather than own, we need to know that a landlord’s insurance only covers the building, not all the things you have worked so hard to acquire. Renters insurance also provides for living expenses if your place is unlivable, and includes liability protection in case someone gets hurt at your place and sues or you accidently start a fire that burns other units.

It’s also very important that you realize flood and earthquake coverage are not included with your standard homeowners/renters insurance policy. You will need to get separate flood and earthquake insurance to make sure you are covered.

Even if you dodged recent fires, it doesn’t mean you will in the future. Climatologists warn that storms and fires will continue to be more intense as the climate changes, so who knows what we’ll encounter in 2019 and beyond. That’s why it’s so important to make sure you have the protection you need beforehand.

Some great resources for understanding your insurance before you’re impacted by a disaster are at the Insurance Information Institute, https://www.iii.org/article/making-sure-your-home-properly-covered-disaster and the National Association of Insurance Commissioners, www.naic.org/index_consumer.htm. If you live in a fire-prone area, visit https://www.nfpa.org/Public-Education/By-topic/Wildfire/The-ember-threat-and-the-home-ignition-zone for detailed information on fire proofing your home.

CTA and California Casualty have teamed up for a powerful partnership that benefits CTA members with auto and home insurance that includes special benefits not available to the general public:

  • Home insurance that offers increased coverage for the cost of rebuilding to current building codes
  • Inflation protection to help keep up with the rising cost of rebuilding your home
  • Coverage of up to $500 for fundraising money while under your care at school
  • Educators excess liability coverage that follows you to school
  • $3,000 coverage for personal property, including laptops, used for work
  • Deductibles waived for vandalism or damage to your vehicle parked where you work
  • Flexible payment options including EZ Pay and summer or holiday skip

California Casualty appreciates the long days and hard work that educators put in to help students succeed. We’re giving thanks with the opportunity for CTA members to win a Dodge Journey. We invite you to share where you are in your life journey and enter to win at www.winajourney.com.

Also, your school can win an important upgrade with California Casualty’s School Lounge Makeover®. Enter to make your lounge a more soothing, inviting space at www.schoolloungemakeover.com.

A trusted CTA partner since 1951, California Casualty advisors are ready to give you a thorough insurance review and explain the benefits you qualify for as a CTA member at 800.800.9410 or visit www.calcas.com/CTA. Learn more about your valuable member benefits at CTAMemberBenefits.org/CalCas.

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Register for the Member Benefits Strand at Summer Institute Soon. Awards are Still Available!!!

There are many ways to build strong associations. An organizing tool you can employ is sharing the value of Member Benefits. Chapter leaders and site representatives are invited to join Member Benefits experts to learn how to engage members with Member Benefits.

The MB SI awards are reserved for chapters with membership engagement plans. A limit of two awards will be provided per chapter and priority will be given to those leaders who have not attended a prior Member Benefits SI strand. These awards include registration fees (shared accommodation housing and UCLA dining meals) and reimbursement for travel expenses (restrictions apply). To obtain one of the limited number of awards, contact the Member Benefits Department at lhamrick@cta.org or 650-552-5441 while supplies last. See our flier here.

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Disneyland Discounts Offered on our Access Discount Program Again

After a brief hiatus, Access® and Disneyland® Resorts are again teaming up to bring you a compelling new discount to the “Happiest Place on Earth.”

The return of this high-demand discount offer has been greatly anticipated, as Disneyland has consistently ranked among Access’ all-time most popular merchant partners.

Over the past year they’ve been working with Disney behind the scenes to create a seamless and simple solution for our members. With a newly engineered interface, users have an intuitive tool to easily browse and purchase tickets from their Access-powered discount program.

They’ve also made redeeming the offer as simple as completing your order online and showing your mobile phone at the gate. Or, for those wanting the security of a paper ticket, you can also print tickets at home and show them at the gate.

Because of Access’ ongoing relationship with the folks at Disneyland, they’ve landed one of the most exclusive discounts they offer – anywhere. CTA members will save up to $26 per ticket, depending on how long you want to stay and play.

Learn more about the Access program at www.CTAMemberBenefits.org/Access.

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11 California Schools Score Athletics Grants from California Casualty

Eleven California schools will share $10,730 from the 2018 California Casualty Thomas R. Brown Athletics Grant program. They are among 79 public middle schools and high schools in 32 states awarded a total of $83,000 to aid sports programs affected by tight budgets.

The grant will help student athletes across the Golden State with new uniforms, safety equipment and other necessities for their teams. Some examples include:

  • New uniforms and equipment for the football, basketball and softball teams at New Dawn High School (San Diego)
  • Balls, racquets and other equipment for the Stagg High School (Stockton) coed tennis team
  • Jerseys, basketballs and shoes for the Coalinga High School girls basketball team
  • Uniforms and cleats for the Tierra Buena Elementary School (Yuba City) flag football team.
  • Balls and new uniforms (replacing 10-year old jerseys) for the Ray Wiltsey Middle School (Ontario) soccer team

A complete list of the California 2017/2018 Thomas R. Brown recipients follows:

Coalinga High School
Hillcrest High School (Riverside)
Matt Garcia Career and College Academy (Fairfield)
New Dawn High School (San Diego)
Piedmont Hills High School (San Jose)
Pittsburg High School
Ray Wiltsey Middle School (Ontario)
Stagg High School (Stockton)
Tierra Buena Elementary School (Yuba City)
William Mullholland Middle School (Van Nuys)
Yermo High School

The grant is named for California Casualty Chairman Emeritus Tom Brown, an avid sportsman who believes that teamwork, confidence and sportsmanship help develop high achievers in academics and in life.

Since its inception in 2011, more than $660,000 has been awarded to some 600 schools across the nation. California schools have received a total of $120,000.

“All students should have the opportunity to compete,” said Lisa Almeida, Assistant Vice President. “California Casualty’s 67 year commitment to educators and schools also reaches to athletic fields.”

Public middle and high schools in California with an unmet need for a sports program can try for next year; applications for the 2018/2019 California Casualty Thomas R. Brown Athletics Grants are now being taken at www.calcasathleticsgrant.com. The deadline for consideration is January 15, 2019.

California Casualty has other initiatives that give back to educators for all their hard work including the “Wherever Your Journey Takes you…We’ll be there” sweepstakes for a chance rel="noopener noreferrer" to win a Dodge Journey, www.winajourney.com; rel="noopener noreferrer" $7,500 School Lounge Makeover®, www.schoolloungemakeover.com; and $200 Help Your Classroom grants, www.calcas.com/help-your-classroom.

Founded in 1914, California Casualty has partnered with the CTA to provide members auto and home insurance tailored to their professional needs since 1951. Headquartered in San Mateo, California, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more, or to request an auto insurance quote, please visit www.CTAMemberBenefits.org/calcas or call 1.800.800.9410.

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Protect your paycheck with CTA-Endorsed Disability Insurance

Did you know the risk of disability is real? More than 25% of today’s 20-year olds will become disabled during their career¹. If you’re unable to work and receive your paycheck due to injury, illness, pregnancy or childbirth, Disability Insurance can help. Disability insurance pays a benefit directly to you that you can use for the things that health insurance doesn’t cover such as rent/mortgage, groceries, utilities, student loans, or even child care.

Participating in a group Disability Insurance plan is often one of the most cost-effective ways to protect your paycheck. As a CTA member, you may be eligible for the CTA Voluntary Disability Insurance plan offered by Standard Insurance Company (The Standard). You can learn more about the CTA plan by visiting CTAMemberBenefits.org/disability.

For pricing and further details of coverage such as any exclusions, limitations, reductions and benefit waiting periods, as well as the terms under which the policy may be continued in force, contact The Standard’s dedicated CTA Customer Service Department at 800.522.0406, Monday through Friday from 7 a.m. to 6 p.m.

GP 190-LTD/S399/CTA.1

1 U.S. Social Security Administration, Facts. https://www.ssa.gov/disabilityfacts/facts.html. Accessed June 2, 2017.  

[Note to Chapter Newsletter Editors: If you choose to use the above article for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Now is the time to switch to the only CTA-endorsed carrier for Disability and Life Insurance

If you currently have Disability and/or Life Insurance through another carrier, switch to CTA-endorsed coverage from Standard Insurance Company (The Standard) from April 1 through May 31, 2018 with no health questions asked. The Standard is the only carrier endorsed by CTA for Disability and Life Insurance plans.

The Standard’s Disability Insurance Highlights

  • Up to an Extra $500 or More: Starting on the 8th day of missed work, The Standard will begin paying $25 per work day during sick leave, which can add up to $500 or more per month!
  • 2 Years @ up to 75% of your Salary: Once your fully paid sick leave ends, you’ll be eligible for up to 75% of your regular daily contract salary, less any deductible income, for up to two benefit years. During Substitute Differential or Similar Pay following sick leave, your minimum benefit will be up to 25% of your regular daily salary, or $30/day, whichever is greater (so long as your total income doesn’t exceed 100% of your regular daily pay).
  • On or Off the Job, You’re Covered: With The Standard, you’re covered for accidents and injuries that occur on or off the job.

The Standard’s Life Insurance Highlights

  • Customize Your Choice: CTA and The Standard worked together to offer coverage options ranging from $25,000 to $400,000,1 so you can choose the level that’s right for you and your needs.
  • Matching AD&D Coverage is automatically included with your CTA-endorsed Life Insurance at no additional cost.
  • Additional Valuable Features: Use our Life Services Toolkit2 to start getting help creating a will, recover from identify theft, or find grief counselling, legal advice and other support services. Our Travel Assistance3 program provides access to a comprehensive range of professional 24-hour medical and legal referral, plus trip preparation when traveling out of state or out of the country.

Make the Switch Today
To learn more or take advantage of the limited-time offer, call our dedicated CTA Customer Service Department at 800-522-0406 (TTY), Monday through Friday, 7:00 a.m. to 6:00 p.m.

  • Coverage reduces to 65% of the amount in force at age 70, 45% of the amount in force at age 75 and 30% of the amount in force at age 80.
  • The Life Services Toolkit is provided through an arrangement with Morneau Shepell and is not affiliated with The Standard. Morneau Shepell is solely responsible for providing and administering the included service. This service is not an insurance product.
  • Travel Assistance is provided through an arrangement with UnitedHealthcare Global, which is not affiliated with The Standard, and is subject to terms and conditions, including exclusions and limitations, of the Emergency Travel Assistance Program Employee Description. UnitedHealthcare Global is solely responsible for providing and administering the included service. Travel Assistance is not an insurance product. UnitedHealthcare Global is the marketing name for FrontierMEDEX, Inc. This service is only available while insured under The Standard's group policy.

For costs and further details of the coverage, including exclusions, benefit waiting periods and any reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406 (TTY). GP-190-LTD/S39-CTA.1 GP190-LIFE/S399-CTA.3

[Note to Chapter Newsletter Editors: If you choose to use the above article for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Home Inventory: Make it Now!

The past year’s destructive fires proved once again how unpredictable disasters can be. In a moment everything you’ve worked for can be lost.

Imagine trying to recall from memory all of your possessions: how much silverware, china, pans, cups, tools, pieces of jewelry or sports equipment you had. It can be very difficult and your insurance company will want some proof that you actually owned them.

That’s why a home inventory is so rel="noopener noreferrer" rel="noopener noreferrer" important. The National Association of Insurance Commissioners (NAIC) found 56 percent of us still haven’t made a record of everything we own. This can lead to real problems if we should ever be burglarized or impacted by a fire or other disaster. Lack of proper documentation could delay a claim. In fact, homeowners and renters insurance claims are processed 50-to-100 percent faster when customers have done an inventory. The Insurance Information Institute (III) rel="noopener noreferrer" says those who have a complete home inventory also have a better idea of the appropriate amount of insurance they need and can verify losses for income tax purposes.

Creating an inventory is easier than you might think. The Insurance Information Institute recommends using your cell phone or other camera and going room by room taking pictures or video. So, what should you include?

  • Electronics
  • Personal care items
  • Jewelry
  • Art
  • Kitchen items and appliances
  • Furniture
  • Carpeting
  • Beds and linens
  • Clothing and shoes
  • Sports equipment
  • Yard and garden tools

Remember to take pictures of the exterior of your home from all sides (including landscaping, decks or porches), and all the stuff in the garage, attic or basement (holiday ornaments, lawn and yard equipment, tools).

The Insurance Information Institute rel="noopener noreferrer" has a comprehensive rel="noopener noreferrer" checklist and guide at http://www.iii.org/brochures/home-inventory.html. Another rel="noopener noreferrer" rel="noopener noreferrer" great resource for creating a home inventory can be found at the California Casualty Resource Page, http://www.calcas.com/web/ccmc/resources.

While it may seem overwhelming to take stock of all you own, having a plan, being methodical and using the online guides will make what seems an impossible task possible. Try organizing your items by rooms, by type or by hobby.

Once you have your inventory, don’t forget to update it. More than half of those who have completed the task say they have never added new items that they’ve purchased. You should update the list:

  • Anytime you move
  • After a remodel and upgrade
  • Following holidays when major purchases are usually made
  • After expensive purchases like HD TVs, new sound systems, etc.
  • Following life events like a marriage or inheritance

Make copies of your list and store it in a safe deposit box, in the Cloud or with a close friend or family member.

Now that you are you prepared, it’s also a good time to get your home insurance up-to-date. Call a California Casualty advisor today for a free policy review and comparison, 1.800.800.9410, or visit www.CTAMemberBenefits.org/calcas. You might find you qualify for big discounts on your auto and home insurance.

And, educators can win a new SUV from California Casualty. Find out how the CTA Auto and rel="noopener noreferrer" Home/Renters Insurance Program rel="noopener noreferrer" can help you in any rel="noopener noreferrer" rel="noopener noreferrer" stage of your personal and rel="noopener noreferrer" professional journey at www.winajourney.com, and become eligible for the drawing for a new Dodge Journey. Life is a journey and California Casualty is along for the ride.

Sources for this article:
http://www.iii.org/article/brochure-home-inventory
http://www.insureuonline.org/insureu_type_home.htm

Founded in 1914, California Casualty has partnered with the CTA to provide members auto and home insurance tailored to their professional needs since 1951. Headquartered in San Mateo, California, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more, or to request an auto insurance quote, please visit www.CTAMemberBenefits.org/calcas, or call 1.800.800.9410.

*Chrysler Dodge is not a participating partner in or sponsor of this contest.

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Beware of Scams and Fraud After Disasters

The terrible fires in California are good reminders that we should be prepared for the unexpected. If your home was threatened would you know what to do? California Casualty, CTA auto and home insurance partner, has several recommendations.

  • Prepare an emergency kit
  • Have a family evacuation and communications plan
  • Stay Informed via the Internet, radio, TV or with a NOAA Weather Radio
  • Keep your car’s gas tank full in case of evacuation
  • Follow evacuation orders and return only when law enforcement or other agencies say it’s safe to return
  • Know what your home insurance policy does and does not cover
  • Complete a home inventory

Unfortunately, no matter how ready we are, disasters happen. It can be overwhelming to return to find your home damaged or destroyed. While insurance companies, charities and federal agencies mobilize to help those in need, sadly, so do many criminals. They flock to these areas looking to take advantage of people in their time of need victimizing them a second time. If you’ve suffered damage, these steps can help keep criminals at bay:

  • Contact your insurance company as soon as possible
  • Secure the property from further damage or theft
  • Contact creditors, banks, or appropriate agencies to report important documents (social security cards, tax returns, birth certificates), credit cards or banking papers that might have been scattered or lost in the disaster
  • Check your credit report to make sure nobody is using your personal information
  • Beware of “fly-by-night” work crews and contractors
  • Be skeptical of contractors encouraging you to spend large sums on temporary repairs
  • Attain recommendations and check the Better Business Bureau before hiring any potential contractor
  • Review the contract thoroughly and get written estimates
  • Avoid dealing with contractors that request money up front
  • Never pay a home contractor in cash – only pay by credit card or personal check
  • Do not sign over your insurance settlement check
  • Don’t be pressured or fall for “one-day-only” offers
  • Be cautious if approached by housing inspectors claiming to represent FEMA or the SBA
  • Keep or document receipts and other expenses if you are evacuated or forced to find another place to live because of damage to your home or apartment

Remember that you never have to pay anyone upfront for federal and state disaster assistance. The Federal Emergency Management Agency (FEMA) will set up disaster recovery centers and has disaster relief information at their webpage, www.DisasterAssistance.gov.

If you fear that you have been approached or been taken advantage of by a post-disaster criminal, contact the National Center for Disaster Fraud at 866-720-5721 or visit their webpage at www.justice.gov/disaster-fraud.

If you’re insured with California Casualty and need help, call 1.800.800.9410 or visit www.calcas.com.

Resources for this article:

https://www.ready.gov/natural-disasters

http://www.redcross.org/get-help/how-to-prepare-for-emergencies/types-of-emergencies

http://www.insureuonline.org/home_inventory_checklist.pdf

https://www.iii.org/article/avoiding-scams-after-a-disaster

http://www.pciaa.net/docs/default-source/default-document-library/nat_cat_tips_contractorfa184d653dec6c0ea3f2ff0000417e13.pdf?sfvrsn=2

https://www.bbb.org/greater-san-francisco/news-events/news-releases/2017/10/bbb-tips-for-rebuilding-after-northern-california-fires/

https://www.fema.gov/disaster/4332?utm_source=hp_promo&utm_medium=web&utm_campaign=disaster

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Money Available for School Sports Programs in California from California Casualty

The race for a 2018 Thomas R. Brown Athletics Grant from California Casualty is now on. Public high schools and middle schools in California that are in need of financial help for their sports programs rel="noopener noreferrer" rel="noopener noreferrer" are urged to apply at www.calcasathleticsgrant.com. Applications must be received by January 15, 2018 for consideration for the 2017/2018 academic year. Qualifying teams can score up to $3,000.

The grant is named for California Casualty Chairman Emeritus Tom Brown, who understands that valuable lessons such as pride and confidence lead to success in the classroom and in the community.

Last year, 10 public middle and high schools across the Golden State received grants that enhanced sports opportunities for student-athletes.  

Some examples of how California schools used the funds to bolster athletics included:

  • Aiding Crawford High School (San Diego) in purchasing new, badly needed helmets for the softball and baseball teams
  • Providing balls and a backboard for the Discovery High School  (Yreka) basketball team
  • Helping to buy new uniforms for the Hook Jr. High School (Victorville)soccer and track teams
  • Assisting the George Washington Preparatory High School (Los Angeles) girls volleyball team in acquiring practice equipment and uniforms

The complete list of California schools who received a grant in 2017 is below.

“All students should have the opportunity to compete,” said Lisa Almeida, Assistant Vice President. “California Casualty’s 66 year commitment to educators and schools also reaches to athletic fields.”

Since its inception in 2011, nearly $600,000 dollars have been awarded to almost 500 schools across the rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" nation.

Applications rel="noopener noreferrer" are being taken at www.calcasathleticsgrant.com. The deadline for consideration is January 15, 2018, with 2017/2018 recipients announced in April.

California Casualty has been insuring California educators since 1951 and gives back with other community impact initiatives:

  • Presenting sponsor of the California Schools Recognition program which includes Teachers of the Year and Gold rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" Ribbon Schools
  • rel="noopener noreferrer"
  • The $200 Help Your Classroom rel="noopener noreferrer" monthly grants, www.calcas.com/help-your-classroom
  • The NEA Foundation/California Casualty Award for Teaching Excellence – given to educators to honor and promote rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" excellence in education rel="noopener noreferrer" and to elevate professionalism. rel="noopener noreferrer" Winners receive rel="noopener noreferrer" $650 for their schools, www.neafoundation.org/pages/nea-foundation-awards/

Founded in 1914, California Casualty has partnered with CTA to provide members auto and home insurance tailored to their professional needs since 1951. Headquartered in San Mateo, California, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more, or to request an auto insurance quote, please visit www.calcas.com/CTA, or call 1.800.800.9410.

California 2016/2017 Thomas R. Brown Athletics Grant Recipients

Chino Hills High School Crawford High School (San Diego)

Discovery High School (Yreka)

George Washington Preparatory High School (Los Angeles)

Hillview Middle School (Whittier)

Hook Jr. High School (Victorville)

Liberty High School (Brentwood)

San Pasqual High School (Escondido)

Simi Valley High School

Wells Middle School (Riverside)

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As your family changes, be sure to evaluate your insurance needs.

As life goes on, your insurance needs may change. Don’t forget to evaluate your insurance needs from time to time, especially if you have a family status change. As a CTA member, you have an opportunity to apply for Disability Insurance and/or up to $200,000 of Life Insurance with Standard Insurance Company (The Standard) without answering any health questions when you apply for coverage within 60 days following the date of a qualifying family status change.*

A qualifying family status change includes: marriage, divorce or legal separation

  • initiation or dissolution of a domestic partner relationship
  • birth or adoption of a child
  • death of a spouse/domestic partner or child
  • commencement or termination of a spouse/domestic partner’s employment
  • change in employment from full-time to part-time by you or your spouse/domestic partner

For more information and to apply online, visit us at: www.CTAMemberBenefits.org/TheStandard.

*If any previous application submitted with proof of good health was not approved by The Standard, then proof of good health will be required.
For costs and further details of the coverage, including exclusions, benefit waiting periods and any reductions or limitations and the terms under which the policy may be continued in force, please contact The Standard’s dedicated CTA Customer Service Department at 800.522.0406. GP190-LTD/S399/CTA.1; GP190-LIFE/S399/CTA.3


[Note to Chapter Newsletter Editors: If you use the above articles for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Protecting Your Property from Climate Change

While there may be some debate about the cause, more and more people are accepting the fact that a changing climate is leading to erratic weather with more intense storms, prolonged drought, and rising temperatures¹.

In fact, the past three years have been some of the warmest earth temperatures ever recorded². This summer, San Francisco sweltered with its hottest day ever at 106 degrees, with the entire Bay Area suffering temperatures approaching 110 degrees. Southern and Central California weren’t spared the prolonged heat either. Let’s not forget that the winter of 2017 was the wettest in 120 years and that it came after five years of record drought, resulting in some of California’s worst fire damage.

Throughout these dramatic weather swings, roofs were damaged, homes flooded, trees toppled and vast acreage blackened. Many property owners are wondering what’s next and what they can do to safeguard their property.

There are many important steps you can take to help protect your property and your family from the major effects of storms and fires.

Storms

California’s Pacific storms can be almost as intense as a hurricane. It’s not uncommon to have torrential downpours accompanied by 70 miles per hours. It’s time to check and repair:

  • Roofs and shingles
  • Gutters and downspouts
  • Decks and porches for loose, cracked or exposed wood
  • Exterior for chipped or peeling paint, cracks, holes or exposed wood or siding
  • Attics for evidence of leaks
  • Basements or crawl spaces for damp areas and cracks
  • Concrete slabs for cracks or shifting soil
  • Chimneys for damage or dirty flues
  • Trees and bushes for broken or weak trunks and branches, and removing any branches that overhang your home

Fire

California wildfires have burned hotter and consumed more structures and acreage in recent years. Climate change has extended the fire season by an extra two months across the U.S., and in California and the West it begins in early spring, ending (depending on winter storms) in late fall. Cal Fire recommends that anyone in a fire-prone area, especially what is called the Wildland Urban Interface (WUI), needs to take these steps to minimize their fire risk and help responding crews:

  • Create at least a 100-foot defensible space area around homes and structures (200 feet or more may be needed on hillside areas)
  • Keep combustible wood piles, propane tanks and other flammable materials 30 feet from homes and structures
  • Remove weeds and dry shrubs near structures
  • Keep laws trimmed and mowed
  • Trim tree branches 10 feet up from the ground and remove any that overhang your home or other structures, and keep trees spaced 30 feet apart
  • Install a fire-resistant roof and deck
  • Make sure your street name and address are visibly posted for emergency vehicles
  • Clear flammable vegetation 10 feet from roads and five feet from driveways, and cut back overhanging branches on roads and drive ways

Keeping your home well maintained is essential to withstand the vagaries of weather. You can rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" find a wealth of information rel="noopener noreferrer" about creating defensible rel="noopener noreferrer" space and home maintenance rel="noopener noreferrer" tips at the California rel="noopener noreferrer" Casualty Resource Page, www.calcas.com/resources.

Know Your Insurance

You also need to understand your insurance and know: if your homeowners policy includes replacement cost or actual cash value, whether you are covered for new additions, improvements or appliance and other upgrades, and that a floater or scheduled personal property endorsement is needed to fully cover high value items such as fine art, furs, jewelry, silverware and musical instruments. It’s very important that you realize flood insurance is not included with your home or renters policy.

And, without comprehensive coverage, your vehicle won’t be protected if it is damaged or destroyed by a flood, fire or falling tree limb.

If you haven’t completed a home inventory yet, now is the time to do it. Not having a list and proof of the things you own could delay or impact any claim if your home or apartment were damaged by a fire or storm. A great resource can be found at www.insureonline.org/home_inventory_checklist.pdf

As one of your benefit partners, California Casualty is here to provide auto and home insurance for CTA members that includes professional benefits and discounts that are not available to the general public. California Casualty is also ready to give you a policy review to make sure that you have the protection you need. Failing to do so could leave you severely under-protected if your home were damaged by a raging fire or storm.  Call a California Casualty advisor today for the best protection with the discounts you deserve at 1.800.800.9410 or go to www.CTAMemberBenefits.org/calcas or www.calcas.com/cta.   

Founded in 1914, California Casualty has partnered with the CTA to provide members auto and home insurance tailored to their professional needs since 1951. Headquartered in San Mateo, CA, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more, or to request an auto insurance quote, please visit: http://www.CTAMemberBenefits.org/calcas or http://www.calcas.com/CTA, or call 1-800-800-9410.

Sources for this article:

¹ Global Climate Change: Evidence. (2008, June 15). Retrieved January 14, 2015, from http://climate.nasa.gov/evidence/

² Earth Sets a New Temperature Record, NY Times (2017, January 18) from https://www.nytimes.com/2017/01/18/science/earth-highest-temperature-record.html?mcubz=0

 


A Message From California Casualty’s Auto & Home Insurance

To CTA Policyholders…

The Butte, Lake, Mendocino, Napa, Sonoma and other fires have already caused much damage and personal disruption for many families.  California Casualty deeply regrets these events are occurring, and California Casualty wants to assure you that they are here for you during this critical time. 

If you have an auto, homeowner or renters policy with California Casualty and have:

  1. Been forced to evacuate your home
  2. Suffered smoke damage
  3. Suffered other fire related damage

Please call California Casualty toll-free at 1-800-800-9410 so that they can assist you as quickly as possible.  When you call, press 4 when prompted or remain on the line for an operator and you will be transferred to a claims specialist who can assist you.

California Casualty is doing their very best to quickly take care of all of their customers affected by this tragedy.

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Get More from Your Life Insurance with Life Services Toolkit¹

Life Services Toolkit is available at no additional cost to those insured under a group Life Insurance policy from the only CTA-endorsed carrier – The Standard. Some of the services available to the plan participants through the Life Services Toolkit: Estate Planning Assistance, Financial Planning, Health and Wellness Information, Identity Theft Prevention, and Funeral Arrangements.

In addition, the Toolkit includes services for your beneficiaries: Grief Support, Legal Services, rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" Financial Assistance, Support rel="noopener noreferrer" Services (such as help rel="noopener noreferrer" with funeral or memorial rel="noopener noreferrer" services), and Online Resources. rel="noopener noreferrer"

To rel="noopener noreferrer" learn more visit:
www.standard.com/ctalifeservices

Don’t have Life Insurance with The Standard?
Life Insurance is a key part of any financial plan. The CTA-endorsed Life Insurance Plan from The Standard is designed to supplement your existing Life Insurance or help you start new coverage. CTA Members are eligible to apply at any time for up to $400,000² in Life Insurance with The Standard.

Have Questions?
If you’re not sure which coverages you have with The Standard, or would like more information about our Life or Disability Insurance, simply call our dedicated CTA Customer Service Department at 800.522.0406 (TTY) 7:00 a.m. to 6:00 p.m. Pacific Time, Monday through Friday, or email ctaservice@standard.com.

1 The Life Services Toolkit is provided through an arrangement with Morneau Shepell and is not affiliated with The Standard. Morneau Shepell is solely responsible for providing and administering the included service. This service is not an insurance product. The Life Services Toolkit is not available to Life insurance beneficiaries who are minors or non-individual entities such as trusts, estates or charities.

2 Coverage reduces to 65% of the amount in force at age 70, 45% of the amount in force at age 75 and 30% of the amount in force at age 80.

For costs and further details of the coverage provided by Standard Insurance company, including the exclusions, any reductions, benefit waiting periods or limitations and terms under which the policies may be continued in force, call The Standard’s dedicated CTA Customer Service department at 800.522.0406(TTY), 7:00 a.m.-6:00 p.m., Pacific Time, Monday-Friday.

Standard Insurance Company, 1100 SW Sixth Avenue, Portland, OR  97204
GP190-LIFE/S399/CTA.3

 
[Note to Chapter Newsletter Editors: If you use the above articles for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Members Saved about $3M with CTA’s Access to Savings Discounts

CTA Members saved about $3 Million since the Access to Savings discount was introduced September 1, 2016. Over $1 Million was for June and July purchases – many for summer fun and for back-to-school purchases. Have you downloaded the My Deals app yet and started to accumulate your own savings on back-to-school purchases?

 

Access to Savings can help you treat yourself this back-to-school season with savings on apparel, shoes, accessories, electronics and more, all while saving up to 50% off!

CTA members can enjoy savings from head to toe. Treat yourself to a massage or spa day at one of our many spa locations, stock up on makeup from Sephora and tame your mane with a haircut from Supercuts.

Update your wardrobe and save $10 off $60 at Van Heusen. You’ll also love the cute capris, dresses and pants from Levi’s Outlet Store with $10 off a purchase of $100 or more. And, shop Target.com with $5 off your $50 purchase on stylish clothes and accessories. Or, visit Kohl’s for great socks, rompers, tunics, pajamas and take advantage of 15% off your purchase of $100 or more.

Finish off your new outfits with a great pair of shoes with savings to boot! G.H. Bass & Co. offers 15% off your purchase of $75 or more. You’ll find lots of posh flats, sandals, clogs, boots and more at 20% off $100 or more from Nine West. And, enjoy the comfy styles available at TOMS Shoes with $10 off $100 or more.

 

Get your classroom ready for less with great discounts at places such as Office Depot, Dell and Discount School Supply. You’ll be able to find everything you need from paper to arts and crafts, teacher supplies, electronics and more! Save 20% off a purchase of $40 or more at Books-A-Million, where you can save on books, music and electronics.

 

For these great back-to-school savings, log in to www.CTAMemberBenefits.org/Access with your username and password and click “Enter”. If you do not have a log in yet, sign up today. If you are having difficulty, contact the Member Benefits Department at 650-552-5200.

To download the mobile app, search for the “My Deals” mobile app at the App Store or Google Play (for Android devices). If you already have an account, enter your Access email and password to log in. If you are a new user, click on Setup Account and enter Program ID 200449. Provide your email address and if prompted, your 10-digit CTA ID Number. For additional assistance, you can call CTA Access to Savings customer service at 1-888-818-5217.

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New Educators - Don’t Miss This Deadline!

If you’re a newly hired employee and an eligible CTA member, now’s the time to get CTA-endorsed Disability and Life Insurance from Standard Insurance Company (The Standard). You have a special opportunity to rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" get Disability Insurance rel="noopener noreferrer" and up to $200,000 of Life rel="noopener noreferrer" Insurance without answering rel="noopener noreferrer" any health questions if rel="noopener noreferrer" you apply within 180 days rel="noopener noreferrer" of starting work.

You rel="noopener noreferrer" can apply online at www.standard.com/cta/newhire.

These plans were created specifically for California education professionals and offer a number of great features, including:

  • Coverage for disabilities occurring on or off the job
  • Access to the CTA Advisory Panel on Endorsed Services
  • Option to add Life Insurance coverage for your spouse/domestic partner and children with your Life Insurance

The Standard is the only Disability and rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" Life Insurance provider rel="noopener noreferrer" endorsed by CTA. They were rel="noopener noreferrer" selected by CTA for their rel="noopener noreferrer" financial stability, integrity rel="noopener noreferrer" and commitment to serving rel="noopener noreferrer" CTA members. Don’t rel="noopener noreferrer" miss this opportunity rel="noopener noreferrer" – apply online at www.standard.com/cta/newhire.

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406. GP 190-LTD/S399/CTA.1; GP 190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you choose to use the article above for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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California Casualty Heats Up CTA Presidents Conference

Some Uptown Funk made its way into the annual CTA Presidents Conference July 20-23 in San Jose. It came courtesy of California Casualty, provider of the CTA Auto and Home Insurance Program. Not only did the company sponsor Thursday evening’s reception, it offered an exciting way to engage new leaders with the chance to win a pair of tickets to see Bruno Mars that same night at the nearby SAP Center. Lodi Education Association Vice President Aimee Ramsower’s name was drawn by CTA President Eric Heins. Happy president of Lodi, Michelle Orgon, attended the concert with Aimee.

“We thought this would be a really fun way to show how much we respect and appreciate our CTA partners for all they do,” said California Casualty’s CTA Account Manager Lisa Almeida. “Many of the local chapter presidents aren’t always recognized for all the hard work they do for fellow educators, schools and students.”

 

Aimee Ramsower, winner of Bruno Mars concert tickets from California Casualty

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2017-2018 CTA Member Benefits Publications Updated

Great news - it's that time of year again! CTA Member Benefits has updated their 2017-2018 Member Benefit publications. I encourage each of you to download and review the CTA Member Benefits Highlights brochure as it provides an overview of our CTA and NEA Member Benefits. You’ll find valuable programs and discounts that can save you time and money. You can download a copy here.

Happy Saving!!!

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Travel

You know that trip you’ve been wanting to take? It’s time to take it! Let CTA Access to Savings help you get more for your dollar with fantastic savings through the My Deals travel engine!

The My Deals travel engine can help you save up to 81% on hotels, car rentals and travel packages worldwide! The My Deals Travel engine guarantees that you won’t find lower rates anywhere else.

Whether you want to take an extravagant vacation abroad or spend some relaxing time on a staycation, you’ll be able to find an enjoy savings at some of the world’s best hotel brands!

Other great Access to Savings travel deals include discounts to popular theme parks, condos and resorts, vacation rentals and more!

Whatever fun looks like to you, there’s no better time to start planning! Log in to www.CTAMemberBenefits.org/Access and go to My Deals Travel. To get there, click Travel at the top and click My Deals Travel in left hand corner. Look to see where you could be jetting off to, and how you could be saving today! Happy travels!

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Retiring or Changing Districts?

If you’re retiring this year, you and your loved ones can continue a portion of your current, active CTA-endorsed Life Insurance if you maintain a CTA-NEA Retired Lifetime Membership and apply within 120 days of retirement. This is a limited-time opportunity so apply now by calling The Standard’s CTA Customer Service Department at 800.522.0406.

If you are changing school districts, contact The Standard as soon as possible to ensure that your coverage information is up to date. Also, if you apply within 180 days of a district rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" change or transfer, you rel="noopener noreferrer" can choose to continue rel="noopener noreferrer" your insurance coverage with rel="noopener noreferrer" The Standard at your current rel="noopener noreferrer" level, or you can apply rel="noopener noreferrer" for Disability Insurance rel="noopener noreferrer" and up to $200,000 of Life rel="noopener noreferrer" Insurance.

To rel="noopener noreferrer" learn more visit:
www.standard.com/cta/newhire
GP 190-LTD/S399/CTA.1, GP 190-LIFE/S399/CTA.3

Are you moving this summer?
Remember to call The Standard if you’re moving to a new address, changing districts or need to make changes to your beneficiary designations this summer. It’s very important to keep your records up-to-date, and it’s easy to do. Simply call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 or email ctaservice@standard.com.

[Note to Chapter Newsletter Editors: If you use the above articles for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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California Casualty and CTA Team Up for CA Educators and Schools

Since 1951, California Teachers Association and California Casualty have supported and protected educators in the Golden State in partnership. That’s why it is no surprise that both organizations are proud sponsors of the 2017 California School Recognition Program, acknowledging those who are making strides to educate our children, create great learning centers, and adapt to new challenges and standards.

We join the California Department of Education in recognizing the five extraordinary California Teachers of the Year (celebrated in February) and the 275 middle and high schools named 2017 Gold Ribbon Schools. These honorable distinctions commend the exceptional teachers, administrators and classified employees that have made a significance difference for public schools in California.  For a listing of the California Techers of the Year, go to http://www.cde.ca.gov/nr/ne/yr16/yr16rel73.asp.  To see a listing of the 2017 Gold Ribbon Schools, go to http://www.cde.ca.gov/nr/ne/yr17/yr17rel28.asp.

After attending the California Teachers of the Year Gala, California Casualty’s AVP Lisa Almeida remarked how humbled she was by the sheer strength and tremendous dedication each teacher showed. “What an amazing evening of celebration.” she said.

California Casualty CEO Beau Brown added how impressed he was by the educators who help students reach their full potential. “We are all inspired by the extraordinary commitment it takes to be a Gold Ribbon School,” he said. “Just as you commit so much to make a difference for future generations, we are proud to support you with the highest level of care, service, compassion and understanding.”

Superintendent Tom Torlakson said, “These awards highlight excellence across the state, provide a forum for sharing best practices and recognize educators who contribute to the highest quality of education for California’s students.”

The alliance of the California Department of Education, CTA and California Casualty is a testament to how education advocates, businesses and organizations can come together to promote the remarkable successes of our schools and educators.

California Casualty local Field Marketing Managers – who share the benefits of CTA membership with California educators, in person, on a regular basis – will deliver Gold Ribbon awards to hundreds of schools across the state.

We are excited to learn about your school’s accomplishments and offer our personal congratulations to the teachers, administrators, staff and parents who worked together to attain this honor.

This article is furnished by California Casualty. Founded in 1914, California Casualty has partnered with the CTA to provide members auto and home insurance tailored to their professional needs since 1951. Headquartered in San Mateo, CA, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more, or to request an auto insurance quote, please visit: http://www.CTAMemberBenefits.org/calcas or http://www.calcas.com/CTA, or call 1-800-800-9410.


Tom Torlakson with California Casualty’s Lisa Almeida, Amanda Keidel and Beau Brown

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Vote Now for Your Favorite All-Star Teacher

 

Provident Credit Union has partnered with Comcast SportsNet to sponsor the All-Star Teacher Award for seven years, awarding over $200,000 to California Schools. The All-Star Teacher Award recognizes five teachers from Northern and Central California at the middle and high school levels.

This year, all five finalists are CTA members. The five finalists, selected from over 150 nominations, will be honored at a ceremony at AT&T Ballpark in San Francisco on June 28th. The winning teacher will receive the grand prize of $20,000 for his/her school. The four runners-up will receive $5,000 for each of their rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" schools.

The voting rel="noopener noreferrer" period for the contest rel="noopener noreferrer" closes June 1st. The more rel="noopener noreferrer" votes a teacher receives, rel="noopener noreferrer" the greater their chances rel="noopener noreferrer" are to win. Nominations rel="noopener noreferrer" for each teacher can be cast rel="noopener noreferrer" once a day, each day, for rel="noopener noreferrer" the entirety of the voting rel="noopener noreferrer" period.

Visit www.csnbayarea.com/AST to view the profiles for each of the finalists and to cast your votes:

Cindy Gershen - Mt. Diablo Association
Mt. Diablo High School, Concord
9th - 12th grade nutrition, culinary arts, tourism, sustainability

Alia Ghabra – Oakland Education Association
Alliance Academy, Oakland
6th grade English Language Arts/History and Intro to Computer Science

Joseph Manluco – CTA of Berryessa
Piedmont Middle School, San Jose
6th grade Science

Andrew Lee Seike – Fremont Education Association
Lynbrook High School, San Jose
9th grade Literature and 11th grade AP Language and Composition

Dale Waldo rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" – Folsom-Cordova rel="noopener noreferrer" Education Association
Folsom Middle School, rel="noopener noreferrer" Folsom
6th - rel="noopener noreferrer" 8th Project Lead the Way & rel="noopener noreferrer" Exploratory Technology

We rel="noopener noreferrer" appreciate those rel="noopener noreferrer" that took the time to rel="noopener noreferrer" nominate these amazing role rel="noopener noreferrer" models. If you have favorites, rel="noopener noreferrer" be sure to go to www.csnbayarea.com/AST by June 1st to help him/her win the $20,000 grand prize for his/her district.

To learn more about your CTA Member Benefits with Provident Credit Union, go to www.CTAMemberBenefits.org/provident or call 800-632-4600.

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Why switch to The Standard - the only CTA-endorsed disability and life insurance?

CTA members have unique insurance needs. That’s why CTA makes Voluntary Disability and Life Insurance plans available to members through Standard Insurance Company (The Standard). The plans have unique features specifically designed for educators, including:

  • Provisions to allow for continuation of coverage during temporary layoffs and labor disputes.
  • Access to the CTA Advisory Panel on Endorsed Services.
  • Coverage for extra-duty pay such as coaching and tutoring.
  • Coverage for disabilities occurring both on and off the job.

The need for disability and life insurance is very real. Each year, almost 5,000* of your peers receive much-needed help from the CTA-endorsed plans.

To learn more, visit CTAMemberBenefits.org/TheStandard

*From 9/1/15 – 8/31/16, based on data developed by The Standard

For costs and further details of the coverage, including exclusions, benefit waiting periods and any reductions or limitations and the terms under which the policy may be continued in force, please contact The Standard’s dedicated CTA Customer Service Department at 800-522-0406 7:00 a.m. to 6:00 p.m.

[Note to Chapter Newsletter Editors: If you use the above article and video for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Retiring this year? You can continue your Life Insurance with The Standard

If you’re retiring this year, you and your loved ones can continue a portion of your current, active CTA-endorsed Life Insurance if you maintain a CTA-NEA Retired Lifetime Membership and apply within 120 days of retirement. This is a limited-time opportunity so apply now by calling The Standard’s CTA Customer Service Department at 800.522.0406.

Changing School Districts? Make sure to let us know!

If you are changing school districts, contact The Standard as soon as possible to ensure that your coverage rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" information is up to rel="noopener noreferrer" date. Also, if you apply rel="noopener noreferrer" within 120 days of a district rel="noopener noreferrer" change or transfer, you rel="noopener noreferrer" can choose to continue rel="noopener noreferrer" your insurance coverage with rel="noopener noreferrer" The Standard at your current rel="noopener noreferrer" level, or you can apply rel="noopener noreferrer" for Disability Insurance rel="noopener noreferrer" and up to $200,000 of Life rel="noopener noreferrer" Insurance.

To rel="noopener noreferrer" learn more visit:
www.standard.com/cta/newhire

GP 190-LTD/S399/CTA.1, GP 190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you use the above article and video for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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2017 ALL-STAR TEACHER AWARD FINALISTS TO BE ANNOUNCED SOON

 

While we are anxiously waiting for the announcement of the finalists for the 2017 Comcast SportsNet All-Star Teacher award, you may be interested in learning more about last year’s winner of the $20,000 for Castillero Middle School, Scott Krijnen.

Born in Antwerp, Belgium, Scott was raised in an environment of music, conducting, and education.  It is with great joy that he continues to grow in these areas every day in his career and personal life.   In addition to performing as a chamber musician, he also conducts orchestras throughout the Bay Area, and teaches over 550 students through nine orchestras at Castillero and Redwood Middle Schools.

Scott shared with us recently, “Receiving the CSN All-Star Teacher Award was an opportunity to recognize the incredible community of parents, students, teachers and administration that we have at Castillero Middle School.  It was wonderful to have a platform to celebrate not only the importance of free and public education, but the power and necessity of the arts.  A heartfelt thank you to all for the support as we continue to strive to bring thoughtful and engaged instruction to the next generation of students!”

Catch a video of CSN’s interview with Scott and how the $20,000 award assisted Castillero Middle School and Scott’s tips for this year’s finalists.

http://www.csnbayarea.com/video/advice-2016-all-star-teacher-scott-krijnen

Provident Credit Union is a proud sponsor of the 2017 Comcast SportsNet All-Star Teacher contest.  To learn more about Provident Credit Union’s services for CTA members, go to www.CTAMemberBenefits.org/Provident or call 1-800-632-4600.

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Get Your Home Ready for Spring

It’s been a tough winter; thank goodness spring is almost here. Now is a great time to inspect your home for damage and do some regular maintenance to protect your most valuable asset. Here’s a list of things to check:

  • Roofs and shingles for winter damage
  • Gutters and drain spouts to be sure they are cleared of debris and direct water away from the home’s foundation
  • Central air conditioning (now’s a great time for a tune up before summer’s heat)
  • Decks for loose boards, worn spots or peeling paint
  • Exterior for chipped or peeling paint, cracks, holes, or exposed wood or siding
  • Attics for discoloration, stains or leaks
  • Basements or crawl spaces for damp areas or cracks
  • Chimneys for damage and to clean the flue
  • Concrete slabs for cracks or shifting soil
  • Trees and bushes for weak or broken branches and other damage (an arborist might be a good idea after all this winter’s rain)

Sometimes life gets so busy that it’s easy to neglect things around the house. Speaking of which, spring is also a great time to finally complete that home inventory rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" you’ve been putting rel="noopener noreferrer" off; almost 60 percent of rel="noopener noreferrer" homeowners say they have not rel="noopener noreferrer" made that important list. rel="noopener noreferrer" Doing so aids in purchasing rel="noopener noreferrer" the right amount of insurance rel="noopener noreferrer" while proving you rel="noopener noreferrer" owned the items which can rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" speed up claims payments. rel="noopener noreferrer" The Insurance Information rel="noopener noreferrer" Institute has a wonderful rel="noopener noreferrer" guide and checklist for doing a home inventory at www.iii.org/brochures/home-inventory.html. rel="noopener rel="noopener noreferrer" noreferrer"

So, rel="noopener noreferrer" now that your home is ready rel="noopener noreferrer" for spring, it’s rel="noopener noreferrer" time to make sure your auto, home or renters insurance is up-to-date. rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" Assure that you are getting rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" all the discounts you rel="noopener noreferrer" are entitled to; call a rel="noopener noreferrer" California Casualty advisor rel="noopener noreferrer" for a free policy comparison rel="noopener noreferrer" or review at 1.800.800.9410 rel="noopener noreferrer" or www.calcas.com/CTA. rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer"

California rel="noopener noreferrer" Casualty also wants to rel="noopener noreferrer" give educators a break with rel="noopener noreferrer" classroom supplies and materials. Apply now for a rel="noopener noreferrer" $2,500 Academic Award at www.calcasacademicaward.com.

Learn more about California Casualty and your other CTA and NEA Member Benefits at www.CTAMemberBenefits.org.

Founded in 1914, California Casualty has partnered with CTA to provide members rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" auto and home insurance rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" tailored to your professional rel="noopener noreferrer" needs since 1951. rel="noopener noreferrer" Headquartered in San Mateo, rel="noopener noreferrer" CA, with Service Centers rel="noopener noreferrer" in Arizona, Colorado and rel="noopener noreferrer" Kansas, California Casualty rel="noopener noreferrer" has been led by four generations rel="noopener noreferrer" of the Brown family. rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" To learn more, or to rel="noopener noreferrer" request an auto insurance rel="noopener noreferrer" quote, please visit: www.CTAMemberBenefits.org/calcas rel="noopener rel="noopener noreferrer" noreferrer" or www.calcas.com/CTA, or call 1-800-800-9410.

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How Disability Insurance Works

Sometimes the different benefit options available to California educators can be confusing. To help you get the right level of protection, CTA offers a Disability Insurance plan through Standard Insurance Company (The Standard).This plan is only available to CTA members and was designed to meet the unique needs of California educators like you.

Here’s how it works:

  • Replaces up to 75% of your daily income¹ if you’re unable to work due to illness, injury, pregnancy or childbirth.
  • Starts paying benefits after you are out of work for 7 consecutive workdays² – including a $25 per workday benefit on top of your fully-paid sick leave.
  • Benefits are paid directly to you and can be used to pay for things health insurance doesn’t cover – your rent or mortgage, car payments, student rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" loans, utilities, groceries, rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" child care, etc.

If rel="noopener noreferrer" you get seriously rel="noopener noreferrer" ill, injured, or go on rel="noopener noreferrer" maternity leave, do you have rel="noopener noreferrer" enough savings to cover rel="noopener noreferrer" months of your bills? If rel="noopener noreferrer" not, now is the time to take rel="noopener noreferrer" steps to protect your income rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" and loved ones – rel="noopener noreferrer" before an unexpected sickness rel="noopener noreferrer" or injury keeps you rel="noopener noreferrer" from work.

For more information about Disability Insurance – what rel="noopener noreferrer" rel="noopener noreferrer" it is, and why you need rel="noopener noreferrer" it, watch a short video here.

As a CTA member, you can apply at any time with proof of good health. For more information, and to apply online, visit CTAMemberBenefits.org/TheStandard.

1 Daily income is based on your regular daily contract salary. Benefits will be reduced by deductible income. Examples of deductible income include: personal leave pay, severance pay, substitute differential pay, catastrophic/extraordinary leave bank salary continuation, worker’s compensation, work earnings, social security, state disability, CalPERS/CalSTRS benefits.

2 Workdays means any Regular Day(s) of Required Attendance you are required to be actively at work based on the calendar dates of the school calendar and your employment contract in affect when you become disabled.

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, any reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406 (TTY).

[Note to Chapter Newsletter Editors: If you use the above article and video for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Time Is Running Out On This Special Enrollment Opportunity

If you’re a newly hired CTA member this school year, you may be eligible for a special, limited-time opportunity to apply for CTA-endorsed Disability and Life Insurance from Standard Insurance Company (The Standard).

If you apply within your first 180 days of starting your new job, eligible CTA members can get up to $200,000 of Life Insurance coverage without answering any health questions.

You can also apply for Disability Insurance, which can help with the everyday bills like your mortgage and utilities, that continue even when you can't work -- expenses that health insurance won't cover. The CTA-endorsed Disability Insurance plan was specially designed to address the gaps in coverage that many California rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" educators face.

Remember, rel="noopener rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" noreferrer" you only have rel="noopener noreferrer" 180 days from your first rel="noopener noreferrer" day of work to apply for rel="noopener noreferrer" this unique opportunity. Don't rel="noopener noreferrer" miss out!

For rel="noopener noreferrer" costs and further details rel="noopener noreferrer" of the coverage and this enrollment rel="noopener noreferrer" opportunity, including rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" exclusions, benefit rel="noopener noreferrer" waiting periods, any reductions rel="noopener noreferrer" or limitations and rel="noopener noreferrer" the terms under which the policy may be continued in force, call The Standard's rel="noopener noreferrer" rel="noopener noreferrer" CTA Customer Service Department rel="noopener noreferrer" at 800.522.0406, rel="noopener noreferrer" or visit www.standard.com/cta/newhire to apply online.

GP190-LTD/S399/CTA.1, GP190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you use the above article and video for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Submit Your Teacher Nomination for the 2017 All-Star Teacher Award

The Winner Will Receive $20,000 for His/Her School!

Do you know a teacher deserving of the 2017 Comcast SportsNet All-Star Teacher Award?

 

Presented by CTA-endorsed credit union, Provident Credit Union, and Comcast SportsNet, the award recognizes Northern California teachers at the middle- and high-school levels. They are looking for teachers who go above and beyond in their dedication to their students and who make a difference in their communities.

CTA member, Scott Krijnen, San Jose Teachers Association won $20,000 for Castillero Middle School last year. His award was announced at AT&T Park prior to a San Francisco Giants game.

 

(from left to right: Jake Peavy, MLB rel="noopener noreferrer" pitcher; Scott Krijnen, 2017 rel="noopener noreferrer" winner; Heidi Parks, Senior rel="noopener noreferrer" VP Provident CU; John rel="noopener noreferrer" Haggarty, VP of Marketing, rel="noopener noreferrer" Provident CU; Fallon Smith, rel="noopener noreferrer" CSN reporter; and Ted Griggs, President and General rel="noopener noreferrer" Manager, CSN Bay Area rel="noopener noreferrer" and CSN California)

In addition, runners-up Michele Lamons-Raiford of United Teachers of Richmond and Wayne Phillips of San Mateo UHSD Teachers Association rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" won $5,000 each rel="noopener noreferrer" rel="noopener noreferrer" for Pinole Valley High School rel="noopener noreferrer" rel="noopener noreferrer" and Mills High School rel="noopener noreferrer" (respectively).

You rel="noopener noreferrer" can learn more at www.providentcu.org/allstar. rel="noopener rel="noopener noreferrer" noreferrer" Nominations rel="noopener noreferrer" are being accepted through rel="noopener noreferrer" February 6th for this year's award, so don't delay The form can be accessed rel="noopener noreferrer" rel="noopener noreferrer" here as a PDF rel="noopener noreferrer" and is available at your Provident community branch. Nomination forms can be submitted at info@csnbayarea.com.

Once the nominations have been received, a panel of judges will select five finalists. The finalists will be notified in March. Then it's up to the public to decide! The finalists will be featured in personal video vignettes that will air on Comcast SportsNet, and they will be interviewed on select Giants Pregame Live and A's Pregame Live shows. The winning All-Star Teacher will be announced this summer at an on-field ceremony prior to a San Francisco Giants game and live during a telecast of Giants Pregame Live.

Join Provident in celebrating our extraordinary teachers – submit your nomination today!

To learn more about Provident Credit Union's services for CTA members, go to www.CTAMemberBenefits.org/Provident or call 1-800-632-4600.

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Be a Winner! Get CTA Member Benefits’ Access to Savings

If you haven’t taken advantage of your Access to Savings program yet, now’s a good time – for holiday shopping and to start the New Year on a great note!

Since this Member Benefits program was launched in September, over 20,000 members have enrolled and saved over $400,000. There are over 350,000 merchants offering high-value, exclusive deals to CTA members. And if you can’t find the discount you are looking for, contact Access to Savings with your request at 888-818-5217, and they will try to acquire.

When you log in during the months of December and January, whether you are new to the site or a return visitor, you’ll be entered to win two one-day passes to Knott’s Berry Farm (December’s promotion) and two-one day passes to SeaWorld (January’s promotion). Go to CTAMemberBenefits.org/Access, log in, and click “Enter”, or log in to the mobile app.

You can download the My Deals mobile app from the Apple Store or Google Play. Use program ID No. 200449. With My Deals, you can save on the go – wherever you may be. It’s an easy and convenient way to save money. Simply check the app, find discounts, and redeem by showing your phone at the point of sale.

CTA Member Benefits is here for you, for your family, and for your career, so check out CTAMemberBenefits.org or download the CTA Member rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" Benefits smartphone rel="noopener noreferrer" rel="noopener noreferrer" app to find all the CTA Member rel="noopener noreferrer" rel="noopener noreferrer" Benefits programs and rel="noopener noreferrer" see the value they bring rel="noopener noreferrer" to CTA membership.

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Last rel="noopener noreferrer" Chance for California Schools rel="noopener noreferrer" to Apply for 2017 Thomas rel="noopener noreferrer" rel="noopener noreferrer" R. Brown Athletics Grants

Public rel="noopener rel="noopener noreferrer" rel="noopener noreferrer" noreferrer" middle rel="noopener noreferrer" and high schools in California rel="noopener noreferrer" that need a boost for their sports programs have until January 15, 2017, rel="noopener noreferrer" rel="noopener noreferrer" to apply for a 2016/2017 rel="noopener noreferrer" California Casualty Thomas R. Brown Athletics Grant. rel="noopener noreferrer" The application and information can be found at www.calcasathleticsgrant.com. Qualifying schools can receive up to $3,000.

The grant is named after California Casualty Chairman Emeritus Tom Brown, who believes that teamwork, confidence and sportsmanship are important in developing great students who become productive members of the community.

Since its inception in 2011, over $500,000 has been awarded to more than 400 high schools across the nation. Last year 14 public high schools across the Golden State received $18,000 to enhance their sports opportunities for student-athletes.

Some examples of how California Schools used the grants to bolster athletics include:

  • Allowed the Redlands High School wrestling team to purchase rel="noopener noreferrer" a new, badly needed wrestling mat
  • Provided rel="noopener noreferrer" mitts and other equipment for the San Ysidro rel="noopener noreferrer" (San Diego) girls softball rel="noopener noreferrer" team
  • Replaced rel="noopener noreferrer" old, torn uniforms for rel="noopener noreferrer" the Thurgood Marshall (San Francisco) girls basketball rel="noopener noreferrer" team

“All rel="noopener noreferrer" students should be guaranteed a great rel="noopener noreferrer" education and also a chance to pursue their sports dreams. We are dedicated to helping educators in both rel="noopener noreferrer" pursuits,” said rel="noopener noreferrer" Doug Goldberg, Senior Vice President.

This year, middle schools are now rel="noopener noreferrer" rel="noopener noreferrer" eligible to apply. Applications rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" are being taken at rel="noopener noreferrer" rel="noopener noreferrer" www.calcasathleticsgrant.com. rel="noopener noreferrer" The deadline for sports rel="noopener noreferrer" programs in need is January 15, 2017, with 2016/2017 rel="noopener noreferrer" recipients announced in rel="noopener noreferrer" April. Applications received rel="noopener noreferrer" after the deadline will rel="noopener noreferrer" rel="noopener noreferrer" be considered for the rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" following year.

California rel="noopener noreferrer" Casualty has other rel="noopener noreferrer" initiatives that give back to educators for all their hard work including the rel="noopener noreferrer" rel="noopener noreferrer" $2,500 Academic Award, www.calcasacademicaward.com rel="noopener noreferrer" and $200 Help Your Classroom grants, www.calcas.com/help-your-classroom.

To learn more about California Casualty and your other Member Benefits, go to www.CTAMemberBenefits.org or call 650-552-5200.

Founded in 1914, California Casualty has partnered with the CTA to provide members auto and home insurance tailored to their professional needs since 1951. Headquartered in San Mateo, California, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more, or to request an auto insurance quote, please visit www.CTAMemberBenefits.org/calcas, or call 1.800.800.9410.

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Family status changes

Remember that within 31 days of a family status change, you can add Disability Insurance and/ or increase Life insurance coverage up to $200,000. Family status changes include: birth/adoption, marriage/domestic partnership, loss of spousal employment, and other qualifying events. For more information about this enrollment opportunity, or to file a claim, visit us at www.CTAMemberBenefits.org/thestandard.

For costs and further details of the coverage, including exclusions, benefit waiting periods and any reductions or limitations and the terms under which the policy may be continued in force, please contact The Standard’s dedicated CTA Customer Service Department at 800.522.0406.

Keep your records up-to-date
With the 2016-2017 school year underway, remember to call The Standard if you’ve moved to a new address, changed districts or need to make changes to your beneficiary designations. It’s very important to keep your records up-to-date, and it’s easy to do. Simply call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 or go online to www.CTAMemberBenefits.org/thestandard.

[Note to Chapter Newsletter Editors: If you use the above article and video for your newsletter or website, please use the article in rel="noopener noreferrer" its entirety and do not rel="noopener noreferrer" alter the text in any rel="noopener noreferrer" way other than to change rel="noopener noreferrer" the capitalization, typeface or point size to meet your publication's style guidelines.]

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Life rel="noopener noreferrer" rel="noopener noreferrer" Insurance with The rel="noopener noreferrer" Standard

Life rel="noopener noreferrer" Insurance is a key part of rel="noopener noreferrer" any financial plan. The CTA-endorsed rel="noopener noreferrer" Life Insurance rel="noopener noreferrer" Plan from The Standard is designed to supplement your rel="noopener noreferrer" existing Life Insurance rel="noopener noreferrer" or help you start new coverage. rel="noopener noreferrer" CTA members are eligible rel="noopener noreferrer" rel="noopener noreferrer" to apply at any time rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" for up to $400,000¹ rel="noopener noreferrer" in Life Insurance with The rel="noopener noreferrer" Standard.

To learn more, check out this short video: Life Insurance from The Standard

You can also visit us online at: www.standard.com/ctalifeservices

Additional Features and Services Included at No Extra Cost:

  • Life Services Toolkit: A lineup of additional services that can make a difference now and in the future. The online tools and services included can help you create a will, make advance funeral plans and put your finances in order. After a loss, beneficiaries can consult legal and grief counselling experts by phone or in person, and obtain other helpful information online.² Learn More
  • Travel Assistance: Access to a comprehensive range of professional 24-hour medical, legal and trip assistance information, as well as referral and coordination services when traveling 100 miles or more from home or when traveling in a foreign country for trips up to 180 days.³

Have Questions?
If you’re not sure which coverages you have with The Standard, or would like more information about our Life or Disability Insurance, simply call our dedicated CTA Customer Service Department at 800.522.0406 (TTY) 7:00 a.m. to 6:00 p.m. Pacific Time, Monday through Friday, or email ctaservice@standard.com.

1 Coverage reduces to 65% of the amount in force at age 70, 45% of the amount in force at age 75 and 30% of the amount in force at age 80.

2 The Life Services Toolkit is provided through an arrangement with Bensinger, DuPont & Associates (BDA) and is not affiliated with The Standard. BDA is solely responsible for providing and administering the included service. This service is not an insurance product. The Life Services Toolkit is not available to Life insurance beneficiaries who are minors or non-individual entities such as trusts, estates or charities.

3 Travel Assistance is not insurance. Services are provided through an arrangement with UnitedHealthcare Global, the marketing name for FrontierMEDEX, Inc. Consult the UnitedHealthcare Global Travel Assistance program description for complete terms, conditions and limitations. For a copy of the program description call The Standard’s dedicated CTA Customer Service Department at 800.522.0406. You can also visithttps://members.uhcglobal.com/Standard/standard1.aspx for additional information.

For costs and further details of the coverage provided by Standard Insurance company, including the exclusions, any reductions, benefit waiting periods or limitations and terms under which the policies may be continued in force, call The Standard’s dedicated CTA Customer Service department at 800.522.0406(TTY), 7:00 a.m.-6:00 p.m., Pacific Time, Monday-Friday.

Standard Insurance Company, 1100 SW Sixth Avenue, Portland, OR 97204 GP190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you use the above article and video for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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CTA Members who Stay Focused can Win a Car from California Casualty

CTA members who make a promise to drive safely will be eligible to win a new car from California Casualty. The year-long Promise to Drive Focused campaign is dedicated to preventing needless tragedies from inattentive or distracted driving.

 

National statistics show as gas prices have dropped, more people are driving more miles, with a subsequent increase in highway crashes, injuries and deaths. While insurance companies can replace property, they can’t replace a lost life.

Surrounded every day by children, educators know all too well how devastating the preventable death of a young person can be. That’s why California Casualty is asking California’s educators to “make the promise to drive focused,” complimenting rel="noopener noreferrer" the efforts of Impact rel="noopener noreferrer" Teen Drivers, a non-profit founded and supported rel="noopener noreferrer" by California Casualty to rel="noopener noreferrer" prevent distracted driving.

“Your safety rel="noopener noreferrer" is important to us,” said California Casualty rel="noopener noreferrer" Sr. Vice President Mike McCormick. “We appreciate everything you do and we rel="noopener noreferrer" rel="noopener noreferrer" know that your commitment rel="noopener noreferrer" rel="noopener noreferrer" extends beyond school to your rel="noopener noreferrer" home and family.” rel="noopener noreferrer"

Educators have a rel="noopener noreferrer" rel="noopener noreferrer" great influence on younger rel="noopener noreferrer" generations. California rel="noopener noreferrer" Casualty is now rewarding rel="noopener noreferrer" one lucky winner with a new rel="noopener noreferrer" Ford Focus* for being a rel="noopener noreferrer" safer driver and setting an example for students and rel="noopener noreferrer" loved ones.

K-12 rel="noopener noreferrer" educators and administrators rel="noopener noreferrer" can join the commitment rel="noopener noreferrer" rel="noopener noreferrer" to drive focused and be rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" entered to win at www.DriveSafePromise.com. The campaign will run from rel="noopener noreferrer" October 20, 2016 through rel="noopener noreferrer" September 1, 2017. The rel="noopener noreferrer" new car winner will be announced rel="noopener noreferrer" in September or October of 2017.

For free evidence-based education materials, please visit Impact Teen Drivers at www.impactteendrivers.org.

Founded in 1914, California Casualty has partnered with the CTA since 1951 to provide members auto and home insurance tailored to their professional needs. Headquartered in San Mateo, California, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more about California Casualty or to request an auto insurance quote, please visit www.CTAMemberBenefits.org/calcas, or call 1.800.800.9410. To learn more about your CTA and NEA Member Benefits programs, visit www.CTAMemberBenefits.org.

*Ford Motor Company is not a participating partner in or sponsor of this contest.

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Exciting New Developments in Member Benefits!

Your CTA Member Benefits programs have been enhanced recently to provide additional savings to you and your family, help you secure a more comfortable retirement, and help you reduce federal student loan debt. Check out what CTA has been up to and how you can take advantage of these new developments.

CTA Member Benefits Enhancements for 2016/2017

  1. Introduction of the CTA Retirement Savings Plan
    CTA is committed to help members prepare for secure retirements. The new exclusively-endorsed CTA Retirement Savings Plan, a best-in-class 403(b) plan, was developed by CTA with your interests our first priority. This plan offers high-quality investment options, lower fees, and easy investment choices. The CTA Retirement Savings Plan has been added to many districts’ approved vendor listings over the last several months. You can learn more and see an Approved District List at www.CTAMemberBenefits.org/rsp.
  2. Addition of the Access to Savings Program
    The Access to Savings Program offers local and nationwide savings on retailers, travel, entertainment, theme parks, movies, restaurants, services, golf, oil changes, auto parts, home improvements, and much more. You’ll be surprised how much you can save and how easy it is to use. The My Deals Mobile App provides convenient access to over 300,000 discounts. And, don’t miss the exciting limited-time only drawings currently being offered. See more information about the program at www.CTAMemberBenefits.org/Access.
  3. The Popular Federal Student Loan Forgiveness Resource Includes a New Guide and Video
    Since so many of us are burdened with federal student loan debt, the Member Benefits resources have been expanded to include the new Guide to Federal Student Loan Forgiveness Programs and a video. Go to www.CTAMemberBenefits.org/studentloan.
  4. New CTA Member Benefits video (six-minute introduction to the value of Member Benefits)
    You can see the six-minute introduction to the value of Member Benefits at www.CTAMemberBenefits.org/video.

To keep up-to-date on Member Benefits program, sign up for newsletters at www.CTAMemberBenefits.org/signup.

You can learn more about Member Benefits at www.CTAMemberBenefits.org, calling (650) 552-5200 or email member_benefits@cta.org.

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Now rel="noopener noreferrer" rel="noopener noreferrer" Introducing: Life Services rel="noopener noreferrer" rel="noopener noreferrer" Toolkit¹

As rel="noopener noreferrer" of September 1st, the Life rel="noopener noreferrer" Services Toolkit is available rel="noopener noreferrer" rel="noopener noreferrer" at no additional cost rel="noopener noreferrer" to those insured under a rel="noopener noreferrer" group Life Insurance policy rel="noopener noreferrer" from the only CTA-endorsed rel="noopener noreferrer" carrier – The Standard. rel="noopener noreferrer" Some of the services available to the plan participants rel="noopener noreferrer" through the Life rel="noopener noreferrer" Services Toolkit: Estate rel="noopener noreferrer" Planning Assistance, rel="noopener noreferrer" rel="noopener noreferrer" Financial Planning, Health rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" and Wellness Information, rel="noopener noreferrer" Identity Theft Prevention, rel="noopener noreferrer" and Funeral Arrangements.

In addition, the Toolkit includes rel="noopener noreferrer" services for your beneficiaries: rel="noopener noreferrer" Grief rel="noopener noreferrer" Support, Legal Services, Financial rel="noopener noreferrer" Assistance, Support Services (such as help with funeral or memorial services), and Online Resources.

To learn more visit:
www.standard.com/ctalifeservices

Don’t have Life Insurance with The Standard?
Life Insurance is a key part of any financial plan. The CTA-endorsed Life Insurance Plan from The Standard is designed to supplement your existing Life Insurance or help you start new coverage. CTA Members are eligible to apply at any time for up to $400,000² in Life Insurance with The Standard.

Have Questions?
If you’re not sure which coverages you have with The Standard, or would like more information about our Life or Disability Insurance, simply call our dedicated CTA Customer Service Department at 800.522.0406 (TTY) 7:00 a.m. to 6:00 p.m. Pacific Time, Monday through Friday, or email ctaservice@standard.com.

1 The Life Services Toolkit is provided through an arrangement with Bensinger, DuPont & Associates (BDA) and is not affiliated with The Standard. BDA is solely responsible for providing and administering the included service. This service is not an insurance product. The Life Services Toolkit is not available to Life insurance beneficiaries who are minors or non-individual entities such as trusts, estates or charities.

2 Coverage reduces to 65% of the amount in force at age 70, 45% of the amount in force at age 75 and 30% of the amount in force at age 80.

For costs and further details of the coverage provided by Standard Insurance company, including the exclusions, any reductions, benefit waiting periods or limitations and terms under which the policies may be continued in force, call The Standard’s dedicated CTA Customer Service department at 800.522.0406(TTY), 7:00 a.m.-6:00 p.m., Pacific Time, Monday-Friday.

Standard Insurance Company, 1100 SW Sixth Avenue, Portland, OR 97204
GP190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you use the above articles for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Newest Addition to CTA Member Benefits Offers Popular Discount Program

 

CTA Member Benefits provides valuable and exclusive benefits to you, your family and your career. The newest addition is the Access to Savings discount program, which has been enjoyed by some of our state affiliates. Now, as a member of CTA, you can also enjoy this program.

With more in-store merchant locations than any other private discount program, Access gives you unparalleled value at places you shop every day. These are exclusive offers delivering deep discounts of up to 50 percent off restaurants, retailers, hotels, theme parks, entertainment, home and garden, health and beauty, auto service and many more.

The philosophy of the Access to Savings program is simple: The more you use it, the more you save. The Access savings network is comprised of over 350,000 merchants. Access believes that true value comes when you are able to save at places where you are already spending money.

As we do for all vendors being evaluated for endorsement, we did our homework. We were delighted to see many recommendations, such as the following:

“I use my card daily on everything from meals to oil changes to vacation packages. There is nothing you can‛t save on! I have literally saved almost 3x my dues this year — talk about making my association work for me!” — Jennifer Cameron, Georgia Association of Educators

“This card saves, saves, and saves where you are or where you plan to go. Great to have.” — Helen Harper Cooley, Alabama Education Association

We believe the addition of the Access to Savings discounts will be very valuable to our members and hope you agree.

To begin saving, go to CTAMemberBenefits.org/Access. Once you have logged in, you can connect to the Access site and start enjoying your savings.

Also, you can get your deals on-the-go with your My Deals app by downloading it from the App Store or Google Play. Simply input your CTA Member number and the ID No. 200449. rel="noopener noreferrer" rel="noopener noreferrer" The My Deals app uses geo-location rel="noopener noreferrer" rel="noopener noreferrer" technology that rel="noopener noreferrer" pulls in deals based on your rel="noopener noreferrer" location. Whether you’re rel="noopener noreferrer" rel="noopener noreferrer" in San Jose, Los Angeles, rel="noopener noreferrer" Honolulu or New York, rel="noopener noreferrer" you’ll be given rel="noopener noreferrer" an automatic download of merchants rel="noopener noreferrer" near you.

Join rel="noopener noreferrer" members saving hundreds, if not thousands of dollars rel="noopener noreferrer" a year with CTA and rel="noopener noreferrer" NEA Member Benefits discounts rel="noopener noreferrer" and exclusive programs. rel="noopener noreferrer" rel="noopener noreferrer" Check out all the programs rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" at CTAMemberBenefits.org rel="noopener noreferrer" to make sure you are taking full rel="noopener noreferrer" advantage of the special rel="noopener noreferrer" programs available to you.

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New and Updated Member Benefits Publications Available Now for Order and Download!

 

The CTA Member Benefits publications for 2016/2017 are available now.

NEW this year is the brochure about the CTA Retirement Savings Plan, the exclusively endorsed 403(b) plan launched this spring. Once you find that your district has been added to the Approved District List at www.CTAMemberBenefits.org/rsp, you’ll want to download or order this new publication so that you can learn more about these exciting new investment options.

Hopefully you can take advantage of many of the Member Benefits designed for you, your family, and your career.

Back to top rel="noopener noreferrer" rel="noopener noreferrer"

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Now rel="noopener noreferrer" Introducing: Life Services rel="noopener noreferrer" Toolkit¹

As rel="noopener noreferrer" rel="noopener noreferrer" of September 1st, the Life rel="noopener noreferrer" Services Toolkit is available rel="noopener noreferrer" at no additional cost rel="noopener noreferrer" to those insured under a rel="noopener noreferrer" group Life Insurance policy rel="noopener noreferrer" from the only CTA-endorsed carrier – The Standard. rel="noopener noreferrer" Some of the services rel="noopener noreferrer" available to the plan participants rel="noopener noreferrer" through the Life rel="noopener noreferrer" rel="noopener noreferrer" Services Toolkit: Estate rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" Planning Assistance, rel="noopener noreferrer" Financial Planning, Health and Wellness Information, rel="noopener noreferrer" Identity Theft Prevention, and Funeral Arrangements.

In rel="noopener noreferrer" rel="noopener noreferrer" addition, the Toolkit includes rel="noopener noreferrer" services for your beneficiaries: rel="noopener noreferrer" Grief Support, Legal Services, Financial Assistance, Support Services (such as help with funeral or memorial services), and Online Resources.

To learn more visit:
www.standard.com/ctalifeservices

Don’t have Life Insurance with The Standard?
Life Insurance is a key part of any financial plan. The CTA-endorsed Life Insurance Plan from The Standard is designed to supplement your existing Life Insurance or help you start new coverage. CTA Members are eligible to apply at any time for up to $400,000² in Life Insurance with The Standard.

Have Questions?
If you’re not sure which coverages you have with The Standard, or would like more information about our Life or Disability Insurance, simply call our dedicated CTA Customer Service Department at 800.522.0406 (TTY) 7:00 a.m. to 6:00 p.m. Pacific Time, Monday through Friday, or email ctaservice@standard.com.

1 The Life Services Toolkit is provided through an arrangement with Bensinger, DuPont & Associates (BDA) and is not affiliated with The Standard. BDA is solely responsible for providing and administering the included service. This service is not an insurance product. The Life Services Toolkit is not available to Life insurance beneficiaries who are minors or non-individual entities such as trusts, estates or charities.

2 Coverage reduces to 65% of the amount in force at age 70, 45% of the amount in force at age 75 and 30% of the amount in force at age 80.

For costs and further details of the coverage provided by Standard Insurance company, including the exclusions, any reductions, benefit waiting periods or limitations and terms under which the policies may be continued in force, call The Standard’s dedicated CTA Customer Service department at 800.522.0406(TTY), 7:00 a.m.-6:00 p.m., Pacific Time, Monday-Friday.

Standard Insurance Company, 1100 SW Sixth Avenue, Portland, OR 97204
GP190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: rel="noopener noreferrer" If you use the rel="noopener noreferrer" above articles for your newsletter or website, please rel="noopener noreferrer" use the article in its entirety and do not alter rel="noopener noreferrer" the text in any way other than to change the capitalization, rel="noopener noreferrer" rel="noopener noreferrer" typeface or point rel="noopener noreferrer" size to meet your publication's rel="noopener noreferrer" style guidelines.]

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New to the rel="noopener noreferrer" District? Don't Miss This rel="noopener noreferrer" Deadline!

If you're rel="noopener noreferrer" a newly hired employee rel="noopener noreferrer" rel="noopener noreferrer" and an eligible CTA member, rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" now's the time to get CTA-endorsed rel="noopener noreferrer" Disability and Life Insurance from Standard rel="noopener noreferrer" Insurance Company (The Standard). You have a special opportunity to apply for Disability Insurance and rel="noopener noreferrer" rel="noopener noreferrer" up to $200,000 of Life Insurance rel="noopener noreferrer" rel="noopener noreferrer" within 180 days of rel="noopener noreferrer" starting work.

You rel="noopener noreferrer" can apply online at www.standard.com/cta/newhire.

These rel="noopener noreferrer" rel="noopener noreferrer" plans were created specifically rel="noopener noreferrer" for California education professionals and rel="noopener noreferrer" offer a number of great rel="noopener noreferrer" features, including:

    rel="noopener noreferrer"
  • Coverage for disabilities rel="noopener rel="noopener noreferrer" noreferrer" occurring on or rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" off the job
  • Access rel="noopener noreferrer" to the CTA Advisory Panel on Endorsed Services
  • rel="noopener noreferrer"
  • Option to add Life Insurance coverage for your spouse/domestic rel="noopener noreferrer" partner and children with rel="noopener noreferrer" your Life Insurance

The rel="noopener noreferrer" Standard rel="noopener noreferrer" is the only Disability and Life Insurance provider endorsed by CTA. They were selected by CTA for their financial stability, integrity and commitment to serving CTA members. Don’t miss this opportunity – apply online at www.standard.com/cta/newhire.

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406. GP 190-LTD/S399/CTA.1; GP 190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you use the above articles for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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NEW - CTA Member Benefits Video

Hope you had a wonderful and relaxing summer. CTA Member Benefits Department had the opportunity over the summer to talk with several members and developed a new CTA Member Benefits video. Take a few minutes to view the short video at www.CTAMemberBenefits.org/video.


"I encourage everyone to see what Member Benefits can do for them. It's a wonderful way to offset the cost of your dues and the service they offer are all quite excellent."
- Lynda Campfield - San Leandro Teachers Association

"There are a lot of great products CTA offers to its members. I encourage you to go ahead and explore the options that are available to you." - Ché Love - San Marcos Educators Association

If you want to learn more about CTA Member Benefits, visit www.CTAMemberBenefits.org.  If you have questions or need assistance, call (650) 552-5200.

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Join in the Fun at Summer Institute This Year 

CTA Summer Institute Member Benefits Strand

Strengthen Your Member Engagement Skills with Member Benefits

Because member engagement is more like a marathon than a sprint, Member Benefits can help your chapter come up with clever approaches to continually engage members. If you're interested in learning how to use Member Benefits to engage your fellow members, sign up for this strand and you'll rel="noopener noreferrer" leave with skills, tools, rel="noopener noreferrer" and plans to help build a strong local.

AND, rel="noopener noreferrer" new this year, CTA Member rel="noopener noreferrer" Benefits is offering a limited number of Member rel="noopener noreferrer" Benefits SI Awards which include reimbursement of rel="noopener noreferrer" the cost of registration and rel="noopener noreferrer" travel for your participation rel="noopener noreferrer" in this strand (one rel="noopener noreferrer" rel="noopener noreferrer" reimbursement award per chapter while supplies last). rel="noopener noreferrer" rel="noopener noreferrer" See the flyer rel="noopener noreferrer" rel="noopener noreferrer" and contact the Member Benefits rel="noopener noreferrer" Department at (650) rel="noopener noreferrer" 552-5441 if you are interested rel="noopener noreferrer" rel="noopener noreferrer" in securing one of these rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" awards.

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Planning Your Summer?

Hope rel="noopener noreferrer" rel="noopener noreferrer" you have fun plans for the summer. For many of you, CTA and NEA Member rel="noopener noreferrer" Benefits can enhance whatever you have planned – rel="noopener noreferrer" whether it's fun, home projects, organizing your life and finances, or developing rel="noopener noreferrer" your skills!

www.CTAMemberBenefits.org (650-552-5200)

    rel="noopener noreferrer"
  • Save rel="noopener noreferrer" on California amusement park and movie theater tickets rel="noopener noreferrer" (TSA)
  • Obtain rel="noopener noreferrer" life and disability insurance to protect your income and rel="noopener rel="noopener noreferrer" noreferrer" loved rel="noopener noreferrer" ones (The Standard)
  • Check out financial services (Provident Credit Union and the CTA Credit rel="noopener noreferrer" rel="noopener noreferrer" Card program)
  • rel="noopener noreferrer" rel="noopener noreferrer"
  • Get a quote for auto/home rel="noopener noreferrer" insurance specially rel="noopener noreferrer" rel="noopener noreferrer" designed for educators (California Casualty)
  • rel="noopener noreferrer"
  • Download or order any rel="noopener noreferrer" of the new Member Benefits rel="noopener noreferrer" publications rel="noopener noreferrer" for free

www.CTAMemberBenefits.org/rsp rel="noopener noreferrer" rel="noopener noreferrer" (855) 604-6222 rel="noopener noreferrer"

    rel="noopener noreferrer"
  • Check out the new CTA Retirement Savings Plan, rel="noopener noreferrer" rel="noopener noreferrer" our exclusively endorsed 403(b) rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" plan
  • Look at the Approved District rel="noopener noreferrer" Listing to determine whether the new plan is available rel="noopener noreferrer" at your district yet (if not, continue to check periodically as new districts rel="noopener noreferrer" rel="noopener noreferrer" continue to be added)

www.CTAinvest.org (650-552-5200)

  • Check out free information and videos and use retirement planning calculators
  • Order free guides to help you plan for a more dignified retirement

www.neamb.com (800-637-4636)

  • Save money with major retailers, restaurants, and more (Click & Save)
  • Get deals for your home, on restaurants, travel and more (Click & Save)
  • Check out car rental deals (Alamo, Dollar, Enterprise, Hertz, and National)
  • rel="noopener rel="noopener noreferrer" noreferrer"
  • Obtain rel="noopener noreferrer" rel="noopener noreferrer" CEU and graduate credits rel="noopener noreferrer" (NEA Academy)
  • Network with NEA members (GPS Networking.org) and rel="noopener noreferrer" find lesson plans (Lesson rel="noopener noreferrer" Planet)

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Retiring rel="noopener noreferrer" rel="noopener noreferrer" or Changing Districts? 

If rel="noopener noreferrer" you’re rel="noopener noreferrer" retiring this year, rel="noopener noreferrer" you and your loved ones can rel="noopener noreferrer" continue a portion of your current, active CTA-endorsed rel="noopener noreferrer" rel="noopener noreferrer" Life Insurance if you rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" maintain a CTA-NEA Retired Lifetime Membership and rel="noopener noreferrer" apply within 120 days of retirement. This is a limited-time rel="noopener noreferrer" opportunity so apply now by calling The Standard’s CTA Customer rel="noopener noreferrer" rel="noopener noreferrer" Service Department at (800) 522-0406.

If you rel="noopener noreferrer" are changing school districts, rel="noopener noreferrer" contact The Standard as soon as possible to ensure that your coverage information is up to date. Also, if you apply within 180 days of a district change or transfer, you can apply for Disability Insurance and up to $200,000 of Life Insurance.

To learn more visit:
www.standard.com/cta/newhire
GP 190-LTD/S399/CTA.1, GP 190-LIFE/S399/CTA.3

Are you moving this summer?
Remember to call The Standard if you’re moving to a new address, changing districts or need to make changes to your beneficiary designations this summer. It’s very important to keep your records up-to-date, and it’s easy to do. Simply call The Standard’s dedicated CTA Customer Service Department at (800) 522-0406 or email ctaservice@standard.com.

[Note to Chapter Newsletter Editors: If you use the above articles for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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New and Updated Member Benefits Publications Available Now for Order and Download!

 

The CTA Member Benefits publications for 2016/2017 are available now. See the attached brochure with pictures and descriptions of the new publications. You can order or download copies for you and your fellow members at no cost at www.CTAMemberBenefits.org. Chapter leaders are encouraged to order the CTA Highlights brochure to share with members and several posters to display at school sites.

NEW this year is the brochure about the CTA Retirement Savings Plan, the exclusively endorsed 403(b) plan launched this spring. Once you find that your district has been added to the Approved District List at www.CTAMemberBenefits.org/rsp, you’ll want to download or order this new publication so that you can learn more about these exciting new investment options.

For leaders looking for new ways to engage members, remember to check out the website for leaders at www.CTAMemberBenefits.org/toolkit. During the summer, new materials will be added including an update for the Organizing with CTA and NEA Member Benefits Toolkit and a Member Benefits video.

Hopefully you can take advantage of many of the Member Benefits designed for you, your family, and your career.

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Join in the Fun at Summer Institute This Year

CTA Summer Institute Member Benefits Strand

Strengthen Your Member Engagement Skills with Member Benefits

Because member engagement is more like a marathon than a sprint, Member Benefits can help your chapter come up with clever approaches to continually engage members. If you’re interested in learning how to use Member Benefits to engage your fellow members, sign up for this strand and you’ll leave with skills, tools, and plans to help build a strong local.

AND, new this year, CTA Member Benefits is offering a limited number of Member Benefits SI Awards which include reimbursement of the cost of registration and travel for your participation in this strand (one reimbursement award per chapter while supplies last). See the flyer and contact the Member Benefits Department at 650-552-5441 if you are interested in securing one of these awards.

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14 California High Schools Share $18,000 in 2016 California Casualty Thomas R. Brown Athletics Grants

 

Fourteen public high schools across California will see their sports programs enhanced thanks to the California Casualty Thomas R. Brown Athletics Grants program. They are among 86 high schools in 34 states receiving $102,500 for struggling athletics departments.

The grant is named after California Casualty Chairman Emeritus Thomas R. Brown, who is a champion of helping more student-athletes learn valuable lessons of teamwork and confidence. Since its inception in 2011, over $500,000 has been awarded to more than 400 high schools across the nation.

Many of the schools have large student populations that receive free or reduced-cost lunches and consequently have fewer and fewer dollars allocated for their sports programs. Some examples of how California Schools will rel="noopener noreferrer" use the grants to bolster athletics include:

    rel="noopener noreferrer"
  • Allowing the Redlands High School wrestling rel="noopener noreferrer" team to purchase a new, rel="noopener noreferrer" badly needed wrestling mat
  • Offsetting exorbitant travel costs for the isolated Mammoth High School football team
  • Providing rel="noopener rel="noopener noreferrer" noreferrer" new uniforms and equipment for the Cabrillo High School (Long Beach) track team
  • Purchasing rel="noopener noreferrer" baseballs, bats and other necessities for rel="noopener noreferrer" the Coliseum College Prep rel="noopener noreferrer" Academy (Oakland) baseball rel="noopener noreferrer" and softball programs

“Sports rel="noopener noreferrer" play an important role in schools across the country,” said Doug Goldberg, rel="noopener noreferrer" Senior Vice President. “California Casualty has supported educators rel="noopener noreferrer" for 65 years and we are honored to give back so more rel="noopener noreferrer" student-athletes can compete and succeed.”

There rel="noopener noreferrer" is an exciting new addition for the 2016/2017 rel="noopener noreferrer" California Casualty Thomas R. Brown Athletics rel="noopener noreferrer" rel="noopener noreferrer" Grants – the program rel="noopener noreferrer" has been expanded to include public middle schools. rel="noopener noreferrer" rel="noopener noreferrer" Applications are now being taken at www.calcasathleticsgrant.com. rel="noopener noreferrer" The deadline rel="noopener noreferrer" for consideration is January 15, 2017.

California rel="noopener noreferrer" Casualty has other initiatives that give back rel="noopener noreferrer" to educators for all their rel="noopener noreferrer" hard work including the rel="noopener noreferrer" $2,500 Academic Award, www.calcasacademicaward.com rel="noopener rel="noopener noreferrer" noreferrer" and $200 Help Your Classroom grants, www.calcas.com/help-your-classroom. rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer"

A complete list rel="noopener noreferrer" of the 2015/2016 recipients follows.

Celebrating 100 years, California rel="noopener noreferrer" Casualty has partnered with the CTA to provide members auto and home insurance rel="noopener noreferrer" rel="noopener noreferrer" tailored to their professional needs since 1951. rel="noopener noreferrer" Headquartered in San Mateo, rel="noopener noreferrer" CA, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more, or to request an auto insurance quote, please visit www.CTAMemberBenefits.org/calcas or www.calcas.com/CTA or call 1.800.800.9410.

California 2015/2016 Thomas R. Brown Athletics Grant Recipients

Azusa High School
Bear Creek High School (Stockton)
Bear River High School (Grass Valley)
Coliseum College Prep Academy (Oakland)
Fremont High School (Oakland)
Highland High School (Bakersfield)
Juan Rodriguez Cabrillo High School (Long Beach)
Mammoth High School (Mammoth Lakes)
Redlands High School
San Diego High School
San Pasqual Valley High School (Winterhaven)
San Ysidro High School (San Diego)
Thurgood Marshal High School (San Francisco)
Willow Glen High School (San Jose)

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Time Management Tips from CTA Member Benefits to Help Achieve a Work-life Balance

You don’t have to choose between being a good parent and being a good teacher with these helpful productivity tips.

For Mike Anderson, fatherhood felt like a second full-time job. He would come home from a long day with his fifth graders, and his wife would hand off their two-year-old and newborn to him, leaving him with no time (or hands) to grade papers or plan lessons.

“Up until I had kids, I always had this luxury of time,” says Anderson, who authored “The Well-Balanced Teacher” and now works as an independent education consultant. “I could go into school on the weekends or bring work home. All of a sudden, when I became a dad, I felt like I had to choose between being a good father and being a good teacher. And I thought, I don’t want to make that choice.”

It’s a familiar struggle for many educators. If you’re one of them, try these tips.

Find your most productive time

Anderson is a morning person, and so he began waking up at 4:30 a.m., swam laps at five and was at school by seven—almost two hours before he first saw his students. This gave him the time to power through the bulk of his work when he was at his most productive, rather than waiting until later in the day when he was sluggish.

“If I try to do something in the late afternoon, it could take me an hour to do something that would take me 10 minutes in the morning,” he says. “That’s a huge waste of time.”

Erica Douglas, who taught elementary school in Waukee, Iowa, when her two oldest children were young, found that she did still have the energy at the end of the day to plan her lessons and communicate with parents after her kids were in bed, so she made that was her work time. She says, “I got used to working on the couch for a couple of hours, until 10 or 10:30 p.m.”

Prioritize

Before you had kids, you had time to coach track, lead the yearbook club, learn Mandarin and train for a marathon. Now that you’re dealing with diapers and drop-offs, something’s got to go.

“I had to force myself to only be on one committee at school at a time,” says Trisha Hall, a first-grade teacher in Madbury, New Hampshire, and mother of two children.

Anderson found extra time by skimming students’ homework and giving them a completion grade, rather than fully grading every assignment. “I realized that the homework just wasn’t as important as other things that I needed to do,” he says. “We have to admit that we can’t do it all. There isn’t enough time.”

Disconnect during dinner

At certain times of the day, including dinner, Anderson makes a point of charging his phone in one room of the house and spending time with his kids in another. It’s a way to make sure he’s fully present for family time. “When I feel the buzz of an email coming in, my mind shifts away from what my son is saying,” he says.

Douglas didn’t get work emails on her phone at all. “I knew if I got my school email set up on my phone, I would be on it all the time, so I just didn’t hook it up,” she says.

Ditch the guilt

Hall looks ahead to busy times of the school year, like when report cards are due, and makes plans to “call in all the troops,” getting friends, relatives and babysitters to cover for her at home while she works.

“I say, it’s going to be two weeks, and it’s going to be crazy, and other people are going to spend time with my kids, but that’s okay,” Hall says.

She says she’s learned to “let go” and not beat herself up over these periods. “You’re going to have times that are down,” she says. But, she notes, there are other periods when her teaching schedule allows for more family time. This summer, for example, she’s planning a month-long family road trip.

Remember to enjoy parenting!

After work, it can seem like you only have time to feed your kids, read them a story and tuck them into bed. But Ann-Marie Cunniff, a Boston teacher and a single mother rel="noopener noreferrer" to two daughters, says she tries to find time to do small, special things as rel="noopener noreferrer" often as possible. These can be as simple as doing their nails rel="noopener rel="noopener noreferrer" noreferrer" together, baking cupcakes or cuddling up on the couch rel="noopener noreferrer" to watch a DVD.

“It’s rel="noopener rel="noopener noreferrer" noreferrer" figuring out what you can do rel="noopener noreferrer" in 15 minutes, because you don’t have a couple rel="noopener rel="noopener noreferrer" noreferrer" of hours,” she says.

Take rel="noopener noreferrer" care of yourself

If rel="noopener rel="noopener rel="noopener noreferrer" rel="noopener noreferrer" noreferrer" noreferrer" you’re not sleeping, exercising rel="noopener noreferrer" and eating right—as well as taking some time rel="noopener noreferrer" to recharge your batteries rel="noopener noreferrer" with a hobby rel="noopener noreferrer" or two—you’re likely to burn rel="noopener rel="noopener noreferrer" noreferrer" out, in which case you won’t be much help rel="noopener noreferrer" rel="noopener noreferrer" to your kids at school or rel="noopener noreferrer" at home.

“Like rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" on a plane, they say rel="noopener noreferrer" put your own mask rel="noopener noreferrer" on first and then help rel="noopener noreferrer" your child,” says Cunniff. “You rel="noopener noreferrer" can’t do anybody any good if you can’t rel="noopener noreferrer" rel="noopener noreferrer" breathe.”

CTA and NEA Member Benefits and resources rel="noopener noreferrer" are designed to save you rel="noopener noreferrer" time and money - helping you, your family and your career. Find out more about your Member Benefits at www.CTAMemberBenefits.org and www.neamb.com.

See the complete article here. You can also find more work/life balance tips here. (http://www.neamb.com/professional-resources/how-to-achieve-classroom-family-balance-guilt-free.htm)

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Family status changes? Update your Disability and Life Insurance

Changes in family status such as birth or adoption of a child, marriage or domestic partnership, or a spouse’s loss of employment are good times to review and update your insurance coverage. Active CTA members can add or increase voluntary Life Insurance coverage up to $200,000 without answering any health questions as long as they apply within 31 days of a qualifying Family Status Change. Members can also add Disability Insurance within the same 31-day window. For more information about this enrollment opportunity, or to file a maternity Disability claim, visit us at www.CTAMemberBenefits.org.

For costs and further details of the coverage, including exclusions, benefit waiting periods and any reductions or limitations and the terms under which the policy may be continued in force, please contact The Standard’s dedicated CTA Customer Service Department at 800.522.0406.

Why you need Disability Insurance coverage
Disability benefits can help with the everyday bills, like your mortgage and utilities that continue even when you can't work — expenses that health insurance won't cover.

Not all school districts provide disability insurance to their employees, and in most cases, educators are not eligible for California's state disability insurance plan. This means you may be left with only sick leave to protect you if you are unable to work due to disability.

The CTA-endorsed Disability Insurance plan underwritten by Standard Insurance Company (The Standard) was specially designed to cover the gaps in coverage that many educators face. And because this plan was created by CTA, you can trust that rel="noopener noreferrer" it offers member advocacy protections that other plans rel="noopener noreferrer" can't match.

Active rel="noopener noreferrer" rel="noopener noreferrer" CTA members can learn more about their coverage rel="noopener noreferrer" options and apply for Disability Insurance online rel="noopener noreferrer" at www.CTAMemberBenefits.org.

For costs and further details of the coverage, rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" including exclusions, rel="noopener noreferrer" benefit waiting periods and any reductions or limitations rel="noopener noreferrer" and the terms under which the policy may be rel="noopener noreferrer" rel="noopener noreferrer" continued in force, please rel="noopener noreferrer" contact The Standard’s rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" dedicated CTA Customer rel="noopener noreferrer" Service Department at 800.522.0406.

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Drones rel="noopener noreferrer" rel="noopener noreferrer" and Hoverboards: Are You Covered for that?

Millions of Americans rel="noopener noreferrer" have recently purchased rel="noopener noreferrer" or received a gift of a drone or hoverboard. While both can provide hours of fun, there are safety and insurance considerations you need to know about.

Drones (officially named UAS)

The FAA is requiring all noncommercial users to register them to help prevent near misses with commercial and firefighting aircraft. There are also rules and guidelines you should know before you attach a camera and start flying one around your neighborhood.

  • Fly rel="noopener noreferrer" no higher than 400 feet
  • Keep the rel="noopener noreferrer" aircraft in eyesight at all rel="noopener noreferrer" rel="noopener noreferrer" times
  • Remain well clear of manned aircraft rel="noopener noreferrer" operations – you must avoid other aircraft rel="noopener noreferrer" and obstacles at all times
  • Do not rel="noopener noreferrer" intentionally fly over unprotected persons or moving rel="noopener noreferrer" rel="noopener noreferrer" vehicles and remain at least rel="noopener noreferrer" 25 feet from individuals and vulnerable property rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer"
  • Contact the rel="noopener noreferrer" airport or control tower before flying within five rel="noopener noreferrer" miles of an airport
  • Don’t fly in rel="noopener noreferrer" rel="noopener noreferrer" adverse weather such as rel="noopener noreferrer" high winds or reduced visibility rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer"
  • Don’t rel="noopener noreferrer" fly near or over sensitive infrastructure or property such as power stations, rel="noopener noreferrer" water treatment facilities, correctional facilities, rel="noopener noreferrer" rel="noopener noreferrer" heavily traveled roadways, military installations or government facilities rel="noopener noreferrer"

Be rel="noopener noreferrer" aware that you can be sued by someone who claims you were violating their privacy with a drone. If you are caught taking pictures without their permission, or using those pictures on the internet, social media or a publication without their permission, you could be liable.

Another concern is liability if your drone slams into someone or their property. It’s possible that your homeowners insurance will cover the medical costs or damage to their home – if the flight was for recreational fun. However, if you were flying that UAS for a business purpose, such as helping a realtor get pictures of a property or to make a commercial video, you most likely are not covered under most homeowners or renters insurance liability. For that, you would need to get commercial insurance.

Remember, every company and every policy is different, so it’s best to know beforehand.

Hoverboards

If you or someone in your family has a hoverboard, watch out. There have been recalls because of batteries bursting rel="noopener noreferrer" into flames. Due to fire danger, airlines and many college campuses are banning them. If your hoverboard rel="noopener noreferrer" starts a fire and causes damage to your apartment rel="noopener noreferrer" or home, you may not rel="noopener noreferrer" be covered for the cost of repairs because of policy exclusions.

If rel="noopener noreferrer" you are “balance-challenged,” be aware that there rel="noopener noreferrer" have been many serious injuries from people falling off hoverboards or running into someone else.

Because hoverboards are considered rel="noopener noreferrer" rel="noopener noreferrer" a motorized vehicle, many homeowners insurance policies exclude coverage if you hurt rel="noopener noreferrer" someone while riding one, meaning you could be responsible for medical bills. rel="noopener noreferrer" That exclusion would also rel="noopener noreferrer" rel="noopener noreferrer" apply to fire damage.

Lessons Learned

Before rel="noopener noreferrer" you fly that drone or hop rel="noopener rel="noopener noreferrer" noreferrer" on a hoverboard, you’ll want to read all the safety information carefully. rel="noopener noreferrer" You should also call your rel="noopener noreferrer" insurance company and rel="noopener noreferrer" see if you are covered for rel="noopener noreferrer" any accidents.

In fact, it’s always good rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" to get a yearly review rel="noopener noreferrer" of your policy and make sure you are covered for any rel="noopener noreferrer" new purchases. You can call our endorsed auto and rel="noopener noreferrer" home insurance carrier, California rel="noopener noreferrer" Casualty, for a policy rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" review or comparison rel="noopener noreferrer" today at 1.800.800.9410 or visit www.calcas.com/CTA.

Celebrating rel="noopener noreferrer" 100 years, California Casualty has partnered with rel="noopener noreferrer" the CTA to provide members rel="noopener noreferrer" auto and home insurance tailored to their professional needs since 1951. Headquartered in San Mateo, CA, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more, or to request an auto insurance quote, please visit: http://www.CTAMemberBenefits.org/calcas or http://www.calcas.com/CTA, or call 1-800-800-9410.

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Time Is Running Out On This Special Enrollment Opportunity

If you’re rel="noopener noreferrer" a newly hired CTA member this year, you rel="noopener noreferrer" may be eligible for a special, rel="noopener noreferrer" limited-time opportunity to apply for CTA-endorsed Disability and Life Insurance rel="noopener noreferrer" from Standard Insurance Company (The Standard). rel="noopener noreferrer"

If you apply within your first 180 days of starting your new job, rel="noopener noreferrer" eligible CTA members can get rel="noopener noreferrer" up to $200,000 rel="noopener noreferrer" of Life Insurance rel="noopener noreferrer" coverage without answering any health questions.

You rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" can also apply for rel="noopener noreferrer" Disability Insurance, which can rel="noopener noreferrer" help with the everyday bills like your mortgage and rel="noopener noreferrer" rel="noopener noreferrer" utilities, that continue even rel="noopener noreferrer" when you can't work -- rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" expenses that health insurance rel="noopener noreferrer" won't cover. The CTA-endorsed Disability Insurance plan was specially designed rel="noopener noreferrer" to address the gaps in coverage that many California rel="noopener noreferrer" educators face.

Remember, rel="noopener noreferrer" you only have 180 days to apply for rel="noopener noreferrer" this unique opportunity. Don't rel="noopener noreferrer" miss out.

For costs and further details of the coverage and this enrollment opportunity, including exclusions, benefit waiting periods, any reductions or limitations and the terms under which the policy may be continued rel="noopener noreferrer" in force, call The Standard's CTA Customer Service Department at 800.522.0406, rel="noopener noreferrer" or rel="noopener noreferrer" rel="noopener noreferrer" visit www.standard.com/cta/newhire to rel="noopener noreferrer" apply online.

GP190-LTD/S399/CTA.1, rel="noopener noreferrer" GP190-LIFE/S399/CTA.3

[Note rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" to Chapter Newsletter rel="noopener noreferrer" Editors: If you use the above articles rel="noopener noreferrer" for your newsletter or website, please use the article rel="noopener noreferrer" rel="noopener noreferrer" in its entirety and rel="noopener noreferrer" do not alter the text in any rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" way other than to change rel="noopener noreferrer" the capitalization, typeface or point size to meet your publication's style rel="noopener noreferrer" guidelines.]

Back rel="noopener noreferrer" to top

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It’s Not Too Late rel="noopener noreferrer" to Protect Against El Niño rel="noopener noreferrer"

El Niño is here. Predictions of heavy storms with accompanying flooding, mudslides and damaging waves are turning into reality for drought parched California. As rivers and reservoirs start to fill, sudden downbursts have left highways closed, neighborhoods isolated and emergency crews busy making water rescues. The Sierra Nevada and southern mountains are experiencing near record snowfall.

Climatologists warn that the effects of this record tying El Niño will continue to be felt with an unpredictable line up of storms and precipitation into the spring. If you haven’t done so already, here are some things you should take care of:

  • Make sure your vehicles have comprehensive insurance coverage for damage from weather, flooding, mudslides, rel="noopener noreferrer" falling objects (rocks and trees)
  • Check your auto’s tires to make sure they will provide traction rel="noopener noreferrer" in rainy, icy or snowy weather
  • Inspect rel="noopener noreferrer" the roof of your home to make sure it’s holding up to the onslaught of heavy rain, snow or rel="noopener noreferrer" ice
  • Ensure that your gutters and downspouts rel="noopener noreferrer" channel water away from rel="noopener noreferrer" your home
  • Trim branches and trees that rel="noopener noreferrer" rel="noopener noreferrer" could blow onto your roof or home in a heavy storm

The Insurance Information Institute estimates that rel="noopener noreferrer" over the past five years, damage from wind rel="noopener noreferrer" and rel="noopener noreferrer" storms have been the number one cause of property claims. Before El Niño rel="noopener noreferrer" takes aim at your home, the Federal Emergency Management rel="noopener noreferrer" Administration (FEMA) rel="noopener noreferrer" rel="noopener noreferrer" recommends rel="noopener noreferrer" that you:

  • Review your homeowners rel="noopener rel="noopener noreferrer" noreferrer" or renters insurance to make sure you are rel="noopener noreferrer" covered for storm loss
  • Purchase flood insurance – rel="noopener rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" noreferrer" which rel="noopener noreferrer" is not included with most homeowners insurance – rel="noopener noreferrer" if you live in a flood rel="noopener rel="noopener noreferrer" noreferrer" prone area (keep in mind 25 percent of all flood claims occur in areas outside rel="noopener noreferrer" high-risk flood zones)
  • rel="noopener noreferrer"
  • Talk with your rel="noopener noreferrer" insurance company to make sure you have the adequate limits and deductibles
  • rel="noopener rel="noopener noreferrer" noreferrer"
  • Take an inventory rel="noopener noreferrer" of all the possessions you own
  • Make rel="noopener noreferrer" an emergency kit and plan rel="noopener rel="noopener noreferrer" noreferrer" evacuation rel="noopener noreferrer" routes

No rel="noopener noreferrer" matter rel="noopener noreferrer" the weather, California Casualty is ready to help rel="noopener noreferrer" with your storm insurance rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" preparations. They can make rel="noopener noreferrer" sure you have the correct coverages and help you get flood insurance. Contact rel="noopener noreferrer" them for a policy review or comparison at 1.800.800.9410 rel="noopener noreferrer" or visit www.calcas.com/CTA. rel="noopener noreferrer"

Celebrating 100 years, California Casualty has partnered with the CTA to provide members auto and home insurance tailored to their professional needs since 1951. Headquartered in San Mateo, CA, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more, or to request an auto insurance quote, please visit: www.CTAMemberBenefits.org/calcas or www.calcas.com/CTA, or call 1-800-800-9410.

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California Casualty Helping Middletown Rise from the Ashes

It’s something the residents of Middletown, California could have never imagined; most of their community was reduced to twisted metal and ash as the Valley fire roared into Lake County in September. More than 1,300 homes and businesses were destroyed in a matter of hours.

It was one of California’s most vicious fires with many who lost everything in the blaze. The disaster was so complete that hundreds of townspeople were forced to relocate to other areas and neighboring cities, some more than an hour away.

As the smoke cleared it was evident that the blaze put more than just a serious physical strain on Middleton and its residents, it also impacted them emotionally. While most people vowed to rebuild, the uncertainty of when and what the town would look like in the future weighed heavily upon them.

Middletown High School Principal Bill Roderick told an NPR reporter that they usually handle tragedies that affect one or two families, but this time was different. “Right now, what I'm finding is the adults and the kids are emotionally exhausted because there are so many people that need help and support," he said.

Working so closely with Roderick, a California Casualty customer whose home and possessions were decimated (along with 11 other families insured with the company, seven of those CTA or CTA retired member households), California Casualty felt their anxiety and need. As an organization dedicated to serving the groups they insure, the company saw an opportunity to step up and help the townspeople reconnect with each other and with the first responders who risked their lives battling the blaze.

Led by Roderick, and in collaboration with the Middletown High School Booster Club, California Casualty hosted a Still Standing; Still Fighting event on November 6, six weeks after the high school homecoming game was cancelled because of the fire.

 

Pictured left to right, Christy Forward, Norma Alfaro, Tami Phillips, and Susan Frantz

It was one of the first opportunities for Middletown residents to reunite and show appreciation to the men and woman who battled the inferno that bent the town’s will but did not break its spirit.

The Middletown community, along with law enforcement officers and firefighters who fought for the town and helped save the high school – the heart of Middletown, gathered to attend the rescheduled game and share appreciation, food and camaraderie.

Principal Roderick said the event touched many in Middletown. “For us, homecoming was a celebration of our community. It was a statement that our community is still standing, and still fighting.”

Roderick also thanked everyone for the tremendous support they have received. “This is a long process; the path to recovery is a marathon, not a sprint. As a community, we will take care of each other and rebuild property by property, stick by stick. We are grateful for the support we have received from businesses large and small. What is more amazing is the support we have received from the educational community across the state. It has been overwhelming and humbling, and we are extremely grateful.”

As an insurer, California Casualty knows that insurance helps protect people and provides them with peace of mind and that as members go through the recovery process from fires, there is a tremendous amount of emotional stress, anxiety, worry, and trauma that remains. Assisting with the homecoming event was an important step in the emotional healing for the town, helping them to move forward.

California Casualty Senior Group Marketing Manager Susan Frantz remarked how exciting it was to watch a small idea to help burgeon into such a success. “Meeting first responders and teachers was the highlight of the event,” she said. “Many were insureds who were truly grateful and visibly happy that we were there.”

California Casualty Field Marketing Manager Norma Alfaro was impressed by how touching the event was. “I was working side by side with individuals who had lost their homes and jobs; they were just trying to restore some normalcy to their and their children’s world. For an evening we were able to give them that. The spirit of this town was not broken. On the contrary, they are on the mend and teaching us all something about the human spirit in the process.”

“It was the right thing to do,” said Sr. Vice President James Kauffman, who had been instrumental in meeting with members affected by the firestorm and organizing recovery efforts. “It shows the fabric of our company based on promises that we make to serve the people who serve us.”

Other Middletown community rebuilding efforts spearheaded by California Casualty included funding the replacement of high school cheerleading outfits; a donation to replace four Middletown High School homecoming floats that were burned in the fire; T-shirts for firefighters, law enforcement officers and educators; banners to thank the first responders and replacement of other perishable homecoming items lost in the blaze.

California Casualty continues to live up to the tenets of the California Casualty Code, the cornerstone of how the company operates, written by Carl G. Brown, Jr. and adopted in 1965. The ethos of “when they need us, we are there,” is just one example of how California Casualty delivers for the people and communities it serves, including the CTA.

To learn more about California Casualty’s exclusive CTA Auto and Home Insurance program for educators, go to www.CTAMemberBenefits.org/calcas or call 1-800-800-9410.

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California Casualty & CTA

Mutually committed to the educators they serve, California Teachers Association and California Casualty have a bond that is over 60 years in the making. The partnership was founded on a promise to protect, but the relationship has evolved into something more.

Acting as on-site member advocates, California Casualty’s field representatives explain the significance of CTA membership, including the auto and home insurance benefit that was the foundation of the partnership in 1951.

The recent concurrent sponsorship of the California Department of Education’s School Recognition Program is another example of California Casualty and CTA joining forces to recognize and promote the dedication and accomplishments of California educators who provide the highest quality of education for their students.

As the Presenting Sponsor, California Casualty helped make possible events that honored the 2015 Teachers of the Year, Classified School Employees of the Year, and the 373 secondary schools named 2015 Gold Ribbon Schools.

Participating in the California Schools Recognition Program has opened new doors for California Casualty field representatives to bolster interest in CTA and its member benefit programs.

California Casualty CEO Beau Brown remarked what a privilege it was to play a key role in acknowledging the achievements and successes of California educators and their schools. “Our partnership with the California Department of Education is a testament of how schools, businesses and communities can come together to promote the remarkable successes of those developing the minds of our future generations.”

The CTA and California Casualty salute the great work of exceptional schools and educators across the Golden State. Together, our organizations are able to do more for the CTA members we serve.

A California Casualty representative would welcome the opportunity to explain the many benefits that come with CTA membership. If your school would like a visit, contact California Casualty rel="noopener noreferrer" Regional Manager Lisa Almeida, LAlmeida@calcas.com or call 800.964.3903, ext. 5920.

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Time Is Running Out rel="noopener noreferrer" On This Special Enrollment Opportunity

If you’re a newly hired CTA member this year, you rel="noopener noreferrer" may be eligible for a special, limited-time opportunity rel="noopener noreferrer" to apply for CTA-endorsed Disability and Life Insurance from Standard Insurance Company (The Standard). rel="noopener noreferrer"

If you apply within your first 180 days rel="noopener noreferrer" of starting your new job, rel="noopener noreferrer" eligible CTA members can get up to $200,000 rel="noopener noreferrer" of Life Insurance coverage without answering rel="noopener noreferrer" any health questions.

You rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" can also apply for rel="noopener noreferrer" Disability Insurance, rel="noopener noreferrer" which can help with the everyday bills rel="noopener noreferrer" like your mortgage and rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" utilities, that continue even rel="noopener noreferrer" when you can't work -- expenses that health insurance won't cover. The CTA-endorsed rel="noopener noreferrer" Disability Insurance plan was specially designed rel="noopener noreferrer" to address the gaps in coverage that many California educators face.

Remember, you only have 180 rel="noopener noreferrer" rel="noopener noreferrer" days to apply for this unique opportunity. Don't miss out.

For costs and further details of the coverage and this enrollment rel="noopener noreferrer" opportunity, including exclusions, benefit waiting rel="noopener noreferrer" periods, any reductions or limitations and the terms rel="noopener noreferrer" under which the policy may be continued in force, call The Standard's CTA rel="noopener noreferrer" Customer Service Department rel="noopener noreferrer" at 800.522.0406, or visit www.standard.com/cta/newhire rel="noopener noreferrer" to apply online.

GP190-LTD/S399/CTA.1, rel="noopener noreferrer" GP190-LIFE/S399/CTA.3

[Note rel="noopener noreferrer" to Chapter Newsletter Editors: rel="noopener noreferrer" If you use the rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" above articles for your newsletter rel="noopener noreferrer" or website, please use the article in its entirety and do not alter rel="noopener noreferrer" the text in any way other than to change the capitalization, rel="noopener noreferrer" typeface or point size to meet your publication's style guidelines.]

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Apply Now for a California Casualty Thomas R. Brown Athletics Grant

Public high schools in California can score up to rel="noopener noreferrer" $3,000 for their sports departments with a California Casualty Thomas R. Brown Athletics Grant. California Casualty, provider of the CTA Auto and Home Insurance Program, is providing rel="noopener noreferrer" $100,000 to offset budget cuts that have affected high school athletics. Details rel="noopener noreferrer" and entry forms can be found at www.calcasathleticsgrant.com. Applications must be received rel="noopener noreferrer" by January rel="noopener noreferrer" 15, 2016 for 2015/2016 consideration.

The rel="noopener noreferrer" grant is named after California Casualty Chairman Emeritus Tom Brown, who believes that lessons taught on the playing field – teamwork, confidence rel="noopener rel="noopener noreferrer" noreferrer" and sportsmanship – rel="noopener noreferrer" help develop students who are successful in the classroom and later in life.

This past rel="noopener noreferrer" year, 14 California rel="noopener noreferrer" Schools shared $17,000 rel="noopener rel="noopener rel="noopener noreferrer" noreferrer" noreferrer" to offset participation fees, buy new uniforms and purchase concussion preventing helmets. rel="noopener noreferrer" rel="noopener noreferrer" Since rel="noopener noreferrer" its inception, more than $400,000 has been awarded to hundreds of public high schools across rel="noopener noreferrer" the U.S.

“We want to help guarantee that rel="noopener noreferrer" rel="noopener rel="noopener noreferrer" noreferrer" rel="noopener rel="noopener noreferrer" rel="noopener noreferrer" noreferrer" student-athletes rel="noopener noreferrer" get a chance to compete and learn,” said Doug Goldberg, Senior Vice President. rel="noopener noreferrer"

Applicants must be a current member (or referred rel="noopener noreferrer" by a member) of the California Teachers Association rel="noopener noreferrer" (CTA) or one of our other participating educator rel="noopener noreferrer" rel="noopener rel="noopener noreferrer" rel="noopener rel="noopener noreferrer" rel="noopener noreferrer" noreferrer" noreferrer" associations, as well as be an active employee of the public high school for rel="noopener noreferrer" rel="noopener noreferrer" which funding is sought. Recipients will be notified rel="noopener noreferrer" rel="noopener noreferrer" in April with presentations in May. Official rules rel="noopener noreferrer" and applications can be rel="noopener noreferrer" found at www.calcasathleticsgrant.com. rel="noopener noreferrer"

California Casualty has served rel="noopener noreferrer" California educators since 1951 and provides the CTA Auto and Home Insurance rel="noopener noreferrer" Program. The company gives back through numerous Community rel="noopener noreferrer" Impact Initiatives:

    rel="noopener noreferrer"
  • The $2,500 Academic Award – given annually to educators to help buy school supplies or provide for school programs facing cuts, www.calcasacademicaward.com
  • The $7,500 School Lounge Makeover® – to create a more soothing and relaxing area for educators to recharge during the school day, www.schoolloungemakeover.com
  • $200 Help Your Classroom grants, www.calcas.com/help-your-classroom
  • Sponsorship of the California Department of Education’s School Recognition Program, including awards such as 2015 Teacher of the Year, Classified School Employees of the Year, and 373 secondary schools named 2015 Gold Ribbon Schools

Learn more about the CTA Auto and Home Insurance Program provided by California Casualty at www.CTAMemberBenefits.org/calcas.

Celebrating 100 years, California Casualty has partnered with the CTA since 1951 to provide members auto and home insurance tailored to their professional needs. Headquartered in San Mateo, CA, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more, or to request an auto insurance quote, please visit www.calcas.com/CTA, or call 1.800.800.9410.

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Do You Know - Student Loan Forgiveness

Do you know that if you teach in a “high impact school” and have Stafford and/or Perkins loans you may be eligible for having a portion of your student loans forgiven?

 

Stafford Loans:
If you have a Stafford Loan, teach five consecutive years in a “high impact school”, and have not consolidated your loans, you may be eligible for $5,000 or $17,500 forgiven.

Perkins Loans:
If you have a Perkins Loan, teach a “shortage area content” in a “high impact school”, and have not consolidated your loans, you may be eligible for a percentage of your student loan forgiven (15% for 1st and 2nd years, 20% for 3rd rel="noopener noreferrer" and 4th years, and 30% for 5th year).

PSLF Forgiveness:
You must make 120 on-time, full, scheduled rel="noopener noreferrer" rel="noopener noreferrer" monthly payments on your student loans under a qualifying repayment plan. When you make each of the rel="noopener noreferrer" 120 payments, you must be working full-time at a qualifying rel="noopener noreferrer" rel="noopener noreferrer" public service organization.

Resources:
Visit our CTA Member Benefits rel="noopener noreferrer" website for a student loan flyer and for additional rel="noopener noreferrer" information and helpful links, www.CTAMemberBenefits.org/studentloan. rel="noopener noreferrer"

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Are rel="noopener noreferrer" rel="noopener noreferrer" You Protecting Your Loved Ones?

According rel="noopener noreferrer" to insurance industry research rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" group LIMRA, 30 percent of U.S. households have no life insurance coverage. LIMRA’s most recent rel="noopener noreferrer" Trends in Life Insurance Ownership study rel="noopener noreferrer" also found that 40 percent of U.S. households said that they would have immediate rel="noopener noreferrer" trouble meeting everyday living expenses if the rel="noopener noreferrer" primary breadwinner died rel="noopener noreferrer" today.

September is Life Insurance Awareness Month, so take some time to check your own coverage and educate yourself about the options available to you as a CTA member.

If you’re a CTA member newly hired by your district, fall is a great time of year to get CTA-endorsed Life Insurance from Standard Insurance Company (The Standard). You have a special opportunity to apply for up to $200,000 of Life Insurance within 180 days of starting work – without providing any proof of good health.

 

And all eligible CTA members can apply for up to $400,000 of Life Insurance at any time with satisfactory proof of good health.

The CTA-endorsed Life Insurance plan was created specifically for California education professionals and offers a number of great features, including:

  • Option to add Life Insurance coverage for your spouse/domestic partner and children with your Life Insurance
  • Accidental Death and Dismemberment benefits
  • Continuation of coverage during total disability with payment of premium

The Standard is the only Life Insurance rel="noopener noreferrer" provider endorsed by CTA. They were selected for their financial stability, integrity and commitment to serving CTA members and their loved ones. Don’t miss this opportunity to get the protection rel="noopener noreferrer" you deserve from a partner you can trust. Call The Standard’s rel="noopener noreferrer" dedicated CTA rel="noopener noreferrer" Customer Service Department at 800.522.0406 for more information or apply online by rel="noopener noreferrer" logging in at CTAMemberBenefits.org/life. rel="noopener noreferrer"

For rel="noopener noreferrer" rel="noopener noreferrer" costs and further details of the coverage and this enrollment opportunity, rel="noopener noreferrer" including the exclusions, benefit waiting periods, and reductions or limitations rel="noopener noreferrer" and the terms under which the rel="noopener noreferrer" rel="noopener noreferrer" policy may be continued in force, please contact Standard rel="noopener rel="noopener noreferrer" rel="noopener noreferrer" noreferrer" Insurance Company at 800.522.0406. GP 190-LIFE/S399/CTA.3

[Note rel="noopener rel="noopener rel="noopener noreferrer" noreferrer" noreferrer" to Chapter Newsletter Editors: rel="noopener noreferrer" If you choose rel="noopener rel="noopener noreferrer" noreferrer" to use the above article for your newsletter or website, please use rel="noopener noreferrer" rel="noopener noreferrer" the article in its entirety and do not alter the text rel="noopener noreferrer" in any way other than to change the capitalization, rel="noopener noreferrer" rel="noopener noreferrer" typeface rel="noopener noreferrer" rel="noopener noreferrer" or point size to meet your publication's style rel="noopener noreferrer" rel="noopener noreferrer" guidelines.]

Back rel="noopener noreferrer" rel="noopener noreferrer" to top

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Primary rel="noopener noreferrer" Residence or rel="noopener noreferrer" Classroom Damaged rel="noopener rel="noopener rel="noopener rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" noreferrer" noreferrer" noreferrer" by Recent Wildfires?

The Disaster rel="noopener noreferrer" rel="noopener noreferrer" Relief Fund is a separate, special fund for rel="noopener noreferrer" rel="noopener noreferrer" members of CTA. The rel="noopener noreferrer" fund is endowed to provide financial assistance to CTA members who have experienced rel="noopener noreferrer" significant losses rel="noopener noreferrer" rel="noopener rel="noopener noreferrer" rel="noopener noreferrer" noreferrer" or displacement due to disasters in California. The Temporary Displacement Grant rel="noopener noreferrer" is available to members rel="noopener noreferrer" who are displaced from their rel="noopener rel="noopener noreferrer" noreferrer" primary residence as the result of a disaster, but do not qualify for a Standard Grant. rel="noopener noreferrer" rel="noopener noreferrer" The School Site Grant is for CTA members whose school site has experienced losses. rel="noopener noreferrer"

If you have suffered a hardship related to damage rel="noopener noreferrer" rel="noopener noreferrer" to a primary residence rel="noopener noreferrer" or school site, start the online mobile application process at m.ctamemberbenefits.org/en/DisasterRelief rel="noopener noreferrer" rel="noopener noreferrer" or visit www.CTAMemberBenefits.org/drf rel="noopener rel="noopener noreferrer" noreferrer" to rel="noopener noreferrer" download an application. rel="noopener noreferrer"

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New to the District? Don’t Miss rel="noopener noreferrer" This Deadline!

If you’re a newly hired rel="noopener noreferrer" rel="noopener noreferrer" employee and an eligible CTA member, now’s the time to get CTA-endorsed rel="noopener noreferrer" rel="noopener noreferrer" Disability and Life Insurance rel="noopener noreferrer" rel="noopener noreferrer" from Standard Insurance Company (The Standard). rel="noopener noreferrer" rel="noopener noreferrer" You have a special opportunity to apply for Disability rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" Insurance and up to $200,000 of Life Insurance within 180* rel="noopener noreferrer" days of starting work.

You rel="noopener noreferrer" can apply online at www.standard.com/cta/newhire.

These rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" plans were created specifically for California education professionals and offer a number of great features, including:

  • Coverage for disabilities occurring on or off the job
  • Access to the CTA Advisory Panel on Endorsed Services
  • Option to add Life Insurance coverage for your spouse/domestic partner and children with your Life Insurance

The Standard is the only Disability and Life Insurance provider endorsed by CTA. They were selected by CTA for their financial stability, integrity and commitment to serving CTA members. Don’t miss this opportunity – apply online at www.standard.com/cta/newhire.

*180 day effective September 1, 2015; if you apply before September 1, 2015, 120 days.

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406. GP 190-LTD/S399/CTA.1; GP 190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you choose to use the article above for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Reminder: 2015/2016 Member Benefits Publications are Now Available for Order and Download!

The CTA Member Benefits materials have been updated. See the folder with pictures and descriptions of the new publications. As always, you can order or download copies for you or other members at no cost at www.CTAMemberBenefits.org. CTA encourages chapter leaders to consider ordering at least the Highlights brochure for members and also to order enough copies of the poster to post at your school sites.

 

Also for leaders (including site representatives), note that there are new Member Benefits tools to assist in your chapter organizing. CTA encourages you to go to the website and check them out at www.CTAMemberBenefits.org/toolkit.

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New 2015/2016 Member Benefits Publications are Now Available for Order and Download!

The CTA Member Benefits materials have been updated. See the folder with pictures rel="noopener noreferrer" and descriptions of the new publications. As always, you can order or download copies for you or other members at no cost at www.CTAMemberBenefits.org. CTA encourages chapter leaders to consider ordering rel="noopener noreferrer" at least the Highlights brochure for members and also to order enough copies of the poster rel="noopener noreferrer" to post at your school sites.

 

Also for leaders (including site representatives), note that rel="noopener noreferrer" there are new Member Benefits tools to assist in your rel="noopener noreferrer" chapter organizing. CTA encourages rel="noopener noreferrer" you to go to the rel="noopener noreferrer" website and check them out rel="noopener noreferrer" at www.CTAMemberBenefits.org/toolkit.

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Planning rel="noopener noreferrer" Your Summer?

Hope you rel="noopener noreferrer" have fun plans for the summer. For many of you, CTA and rel="noopener noreferrer" NEA Member Benefits can enhance rel="noopener noreferrer" rel="noopener noreferrer" whatever you have planned rel="noopener noreferrer" – whether rel="noopener noreferrer" it's fun, home projects, organizing your life and finances, rel="noopener noreferrer" rel="noopener noreferrer" or developing your skills! rel="noopener noreferrer" Just take a look at rel="noopener noreferrer" a sampling of what is waiting rel="noopener noreferrer" rel="noopener noreferrer" for you:

rel="noopener noreferrer" www.CTAMemberBenefits.org rel="noopener noreferrer" (650-552-5200)

  • Save rel="noopener noreferrer" on California amusement park and movie theater tickets (TSA
  • Obtain rel="noopener noreferrer" life and disability insurance to protect your income and loved ones (The Standard)
  • Check rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" out financial services (Provident Credit Union and Bank of America credit card program)
  • rel="noopener noreferrer"
  • Get a quote for auto/home insurance specially designed for educators (California Casualty)

www.CTAinvest.org rel="noopener noreferrer" (650-552-5200)

    rel="noopener noreferrer"
  • Check out free information and videos and use retirement planning rel="noopener noreferrer" calculators
  • rel="noopener noreferrer" rel="noopener noreferrer"
  • Order free guides to help you plan for a more comfortable retirement

www.neamb.com rel="noopener noreferrer" (800-637-4636)

    rel="noopener noreferrer"
  • Save money with retailers like Target, Kohl's, Best Buy, JC Penney, Sears and more (Click & Save)
  • rel="noopener noreferrer"
  • Get deals for your rel="noopener noreferrer" rel="noopener noreferrer" home, on restaurants, travel rel="noopener noreferrer" and more (Click & Save)
  • Check out car rental deals (Alamo, rel="noopener noreferrer" rel="noopener noreferrer" Dollar, Enterprise, Hertz, rel="noopener noreferrer" rel="noopener noreferrer" and National)
  • rel="noopener noreferrer"
  • Obtain CEU and graduate rel="noopener noreferrer" credits (NEA Academy)
  • Network with rel="noopener noreferrer" NEA members (GPS Networking.org) rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" and find lesson plans (Lesson Planet)

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Retiring rel="noopener noreferrer" or Changing Districts?

If you’re retiring this year, you and your loved rel="noopener noreferrer" rel="noopener noreferrer" rel="noopener noreferrer" ones can continue a portion of your current, active CTA-endorsed Life Insurance if you maintain a CTA-NEA Retired Lifetime Membership and apply within 120 days of retirement. This is a limited-time opportunity so apply now by calling The Standard’s CTA Customer Service Department at 800.522.0406.

If you are changing school districts, contact The Standard as soon as possible to ensure that your coverage information is up to date. Also, if you apply within 120 days of a district change or transfer, you can choose to continue your insurance coverage with The Standard at your current level, or you can apply for Disability Insurance and up to $200,000 of Life Insurance.

To learn more visit:
www.standard.com/cta/newhire
GP 190-LTD/S399/CTA.1, GP 190-LIFE/S399/CTA.3

Are you moving this summer?

Remember to call The Standard if you’re moving to a new address, changing districts or need to make changes to your beneficiary designations this summer. It’s very important to keep your records up-to-date, and it’s easy to do. Simply call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 or email ctaservice@standard.com.

[Note to Chapter Newsletter Editors: If you use the above articles for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Organizing with CTA and NEA Member Benefits Strand at Summer Institute 2015

You are Invited to our Organizing with CTA and NEA Member Benefits strand at Summer Institute August 2 – 6, 2015. We hope someone from your chapter can join our fun workshop and learn how to use Member Benefits for member and local organizing. See flyer for more details.

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