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Articles for Chapter Newsletters

Promoting CTA Member Benefits through your local chapter newsletter is easy. Just check out the newsletter articles drafted by CTA Member Benefits. 

4/14/14 (download)
California Casualty Lowers Insurance Rates for CTA Members

4/14/14 (download)
Good to know: Travel assistance benefit included in CTA Voluntary Life Insurance plan

3/12/14 (download)
California Casualty Lowers Insurance Rates for CTA Members

3/12/14 (download)
Why switch to CTA-endorsed Disability and Life Insurance?

2/14/14 (download)
Don't forget: March 1 is the last day to nominate a student for Incight Scholarships

2/14/14 (download)
California Casualty Searching for the Next $2,500 Academic Award Winner

1/15/14 (download)
Submit Your Teacher Nomination Today

1/15/14 (download)
What’s a ‘family status change’?

12/17/13 (download)
Help a talented student with a disability win $2,500 for college

12/17/13 (download)
CTA Credit Union Program

11/15/13 (download)
“One of the Best Financial Moves I’ve Ever Made.”

11/15/13 (download)
Time Is Running Out On This Special Enrollment Opportunity

10/16/13 (download)
$100,000 Available for High School Athletics Through California Casualty's Thomas R. Brown Athletics Grant Program

10/16/13 (download)
Did you switch school districts this year?

9/17/13 (download)
Merced Union High School District Teachers Association Member, Elaine Tam, Wins $2,500 California Casualty Academic Award

9/17/13 (download)
Are You Protecting Your Loved Ones?

8/16/13 (download)
New to the District? Don’t Miss This Deadline!

8/16/13 (download)
CTA Disaster Relief Fund

7/17/13 (download)
Time is Running Out! Last Chance to Sign Up!

7/17/13 (download)
Provident Credit Union Announces 2013 All Star-Teacher Recipient

7/17/13 (download)
California Casualty Website Builds Momentum for 100th

7/17/13 (download)
Keep Your Records Up to Date

6/14/13 (download)
Planning for Your Time Off?

6/14/13 (download)
$2,500 Scholarship Sponsored by The Standard, Awarded to Students with Disabilities

5/15/13 (download)
You Are Invited to Join Us at Summer Institute 2013 – UCLA

5/15/13 (download)
Defend Your Most Important Financial Asset: Your Income

4/15/13 (download)
Designed with CTA Members Like You in Mind

4/15/13 (download)
California Casualty Scores Big for 13 California High Schools

3/13/13 (download)
Why switch to CTA-endorsed disability and life insurance?

3/13/13 (download)
Saving Money with CTA/NEA Member Benefit Programs

2/13/13 (download)
Help a talented student with a disability win $2,500 for college

2/13/13 (download)
INTRODUCING NEW CTA-ENDORSED VENDOR - LOGIX FEDERAL CREDIT UNION

1/16/13 (download)
Don’t forget to reinstate your Disability Insurance after leave of absence

1/16/13 (download)
California Casualty’s School Lounge Makeover Brings Teachers Together at Warner Middle School

1/16/13 (download)
Submit Your Teacher Nomination Today

12/14/12 (download)
Holiday Health and Safety FAQ

12/14/12 (download)
California Casualty Customer Feedback

11/15/12 (download)
Planning for Long-Term Care

11/15/12 (download)
CTA Disaster Relief Fund

11/15/12 (download)
Vocational Specialist Helps Get CTA Members Back to Work after Disabilities

11/15/12 (download)
Don't Miss This Special Enrollment Opportunity

10/17/12 (download)
Welcome to the New CTA Member Benefits Website www.CTAMemberBenefits.org

10/17/12 (download)
Did you move to a new district this school year?

10/17/12 (download)
8 Major Traits you should expect from your insurance company

9/17/12 (download)
Are you one of the 30%?

9/17/12 (download)
Grants Available for High School Athletics

8/15/12 (download)
New to the District? Don't Miss This Deadline!

8/15/12 (download)
San Jose Unified Teacher Honored with Award for Teaching Excellence

7/13/12 (download)
Summer Tips

6/15/12 (download)
Coverage from The Standard ‘a huge help’ during time off work

6/15/12 (download)
Planning a Vacation?

5/17/12 (download)
What's your most important financial resource?

5/17/12 (download)
California Casualty Awards $75,000 in Grants to Fifty-nine High Schools Across the Nation

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California Casualty Lowers Insurance Rates for CTA Members

California Casualty turned 100 this year, and you get the present! California Casualty reduced California home insurance rates April 1, 2014. Most CTA members can expect an average savings of 16% on homeowners insurance. The reduction extends to renters too.

Even deeper savings are available with these new rate-reducing options:

  • Claim free discount
  • New roof discount
  • New home discount
  • Higher deductibles
  • Yearly pay in full discount

Combine your auto and home insurance with California Casualty and you could save an additional 18%. Premiums could go down by hundreds of dollars per year.

“I have no doubt that these changes are going to make a huge difference to our customers and their families,” said California Casualty President, Joe Volponi. “This is such an important issue, especially since it potentially affects all California residents.”

California Casualty has been insuring CTA members since 1951. The relationship is tried and true with home and auto policies tailored to educators. These unique provisions include:

  • Preferred rates not available to the public
  • Deductibles waived for vandalism or collisions to your vehicle parked within 500 feet of the school where you work
  • $500 personal property protection for items lost in a collision, fire or theft from your vehicle
  • Free ID Defense.

 

It’s the gift you have been waiting for – now’s the time to call. California Casualty is ready to meet, or exceed your insurance expectations. How much can you save? Call an advisor now for a quick coverage comparison, 1.800.800.9410 or visit www.calcas.com/cta

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Good to know: Travel assistance benefit included in CTA Voluntary Life Insurance plan

Did you know that CTA members who enroll in the CTA Voluntary Life Insurance plan have access to a travel assistance benefit?

That’s right. If you are enrolled in the CTA Voluntary Life Insurance plan offered through Standard Insurance Company (The Standard), you are automatically eligible for this benefit whenever traveling more than 100 miles from home or internationally for trips of up to 180 days. Your spouse or domestic partner and dependent children up to age 26 are also eligible to use the benefit. Travel assistance services include:

  • Help with pre-trip planning such as passport and visa information and advice on health hazards and inoculation requirements.
  • Assistance locating medical care providers and interpreter services.
  • Help finding a local attorney or consular officer.
  • Assistance with travel issues such as getting an emergency airplane ticket, replacing a credit card or passport or tracking down missing baggage.

Here’s how one member used the travel assistance benefit:

“During my dream vacation to New Zealand, I fell and fractured my ankle. I was not allowed to make the 15-hour flight back home without elevating my ankle. The travel assistance benefit included with my Life Insurance through The Standard was a great help. The travel benefit allowed my wife and me to fly home without having to pay out of pocket for the upgraded flights.”
– Mike Patterson, South Tahoe Education Association

To learn more about the CTA Voluntary Life Insurance plan and the travel assistance benefit, call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 Monday through Friday from 7:00 a.m. to 6:00 p.m. Pacific time.

Travel assistance is provided by FrontierMEDEX, which is not affiliated with Standard Insurance Company. Consult the FrontierMEDEX Travel Assistance program description for complete terms, conditions and limitations. You can request a copy of the program description by calling The Standard at 800.522.0406.

[Note to Chapter Newsletter Editors: If you choose to use the above article for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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California Casualty Lowers Insurance Rates for CTA Members

California Casualty turned 100 this year, and you get the present! California Casualty is rolling back California home insurance rates. Effective April 1, 2014, CTA members can expect an average savings of 16% on homeowners insurance*. The reduction extends to renters too.

Even deeper savings are available with these new rate-reducing options:

  • Claim free discount
  • New roof discount
  • New home discount
  • Higher deductibles
  • Yearly pay in full discount

Combine your auto and home insurance with California Casualty and you could save an additional 18%.

“I have no doubt that these changes are going to make a huge difference to our customers and their families,” said California Casualty President, Joe Volponi. “This is such an important issue, especially since it potentially affects all California residents.”

California Casualty has been insuring CTA members since 1951. You were the first group we partnered with and our relationship is tried and true; we listened to you and have policies tailored to your profession.

Benefits include:

  • Preferred rates not available to the public
  • Deductibles waived for vandalism or collisions to your vehicle parked within 500 feet of the school where you work
  • $500 personal property protection for items lost in a collision, fire or theft from your vehicle
  • Free ID Defense

You can have it all – fantastic rates and great service! It’s the gift you have been waiting for – now’s the time to call. California Casualty is ready to meet, or exceed your insurance expectations. How much can we save you? Call one of our advisors now for a quick coverage comparison, 1.800.800.9410 or visit www.CTAMemberBenefits/calcas.  

Rate reductions don’t happen very often. Take advantage and call or go online today!

*Existing policy holders will see the new homeowner policy rates at their renewal on or after April 1, 2014. Because of the new underwriting of these policies, some existing policyholders may see an increase in their premium. If this occurs, policyholders are encouraged to contact California Casualty and discuss their new premium reducing options.

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Why switch to CTA-endorsed Disability and Life Insurance?

CTA members have unique insurance needs. That’s why CTA makes Voluntary Disability and Life Insurance plans available to CTA members through Standard Insurance Company (The Standard). The plans have unique features specifically designed for education professionals, including:

  • Provisions to allow for continuation of coverage during temporary layoffs and labor disputes.
  • Access to the CTA Advisory Panel on Endorsed Services.
  • Coverage for extra-duty pay such as coaching and tutoring.
  • Coverage for disabilities occurring both on and off the job.

The need for disability and life insurance is very real. Each year, almost 5,000* of your peers receive much-needed help from the CTA-endorsed plans.

From April 1 through May 31, 2014, members who have disability and/or life insurance coverage through another provider have a special opportunity to make the switch to the only CTA-endorsed Disability and Life Insurance plans. To start the change-over process, call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 from 7 a.m. to 6 p.m. Pacific time.

*From 9/1/12 – 8/31/13, based on data developed by The Standard

For costs and further details of the coverage, including exclusions, benefit waiting periods and any reductions or limitations and the terms under which the policy may be continued in force, please contact The Standard’s dedicated CTA Customer Service Department at 800-522-0406 7:00 a.m. to 6:00 p.m.

[Note to Chapter Newsletter Editors: If you choose to use the above article for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Don't forget: March 1 is the last day to nominate a student for Incight Scholarships

March 1 is the last day CTA members can nominate students for the 2014 Incight Scholarships sponsored by The Standard. There are eight one-time scholarships in the amount of $2,500 each reserved for students nominated by CTA members. Any active CTA member in good standing may nominate up to three students for the 2014 Incight Scholarships sponsored by The Standard. To be eligible, the student must have a documented physical, learning or cognitive disability, be at least a senior in high school and plan to enroll full-time in a vocational school, two- or four-year college or university for the 2014-2015 school year. Students must complete their applications by April 1, 2014.

To learn more and to submit your student nominations, visit www.standard.com/cta/scholarship.  

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California Casualty Searching for the Next $2,500 Academic Award Winner

Pictured: Michelle Ruxton of Redwood City Teachers Association on left and Norma Alfaro, California Casualty Sr. Field Marketing Representative on right

You could be the next recipient of California Casualty's $2,500 Academic Award. Just complete the easy online entry form at www.calcasacademicaward.com.

California Casualty, our endorsed auto and home insurance vendor, created the Academic Award to help defray costs that educators pay for classrooms and other instructional materials.

The latest California Casualty Academic Award winners are CTA members Michelle Ruxton of Redwood City TA (January 2014) and Elaine Tam of Merced Union High School District TA (August 2013).

Michelle's name was randomly selected from more than 15,000 entries from across the nation. Michelle is in her second year at John Gill Elementary School, in Redwood City where she teaches 5th grade. She says she will use the money to invest in a Smart Board projection system to enhance the education experience of her students by integrating lessons with fun and engaging multi-sensory curriculum. "Thank you for the award! My class and I are ecstatic," she said.

"California Casualty, which has 63 years of ties to public education, wants to help educators in their tireless work to educate our children. This is just one small way we can say 'thank you' for the dedication and sacrifice made daily on the job", said Vice President Mike McCormick.

Entries will be taken to March 7th for the next Academic Award contest, with the winner announced April, 2014.

To learn more about California Casualty, or to request an auto insurance and/or home insurance quote, please visit www.calcas.com or call 1.800.800.9410.

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Submit Your Teacher Nomination Today

The Winner Will Receive $20,000 for His/Her School!

Do you know a teacher deserving of the 2014 Comcast SportsNet All-Star Teacher Award?

Presented by CTA-endorsed credit union, Provident Credit Union, and Comcast SportsNet, the award recognizes Northern California teachers at the middle- and high-school levels. They are looking for teachers who go above and beyond in their dedication to their students and who make a difference in their communities. CTA member Ruben Modesto of Turlock Teachers Association won $20,000 for John H. Pitman High School last year. His award was announced at AT&T Park prior to a San Francisco Giants/San Diego Padres game in June. Click on the link below to see the article and video:

http://www.csnbayarea.com/article/comcast-sportsnet-announces-2013-all-star-teacher-award-winner  

Nominations are being accepted through February 3 for this year’s award, so don’t delay. Nomination forms have been distributed to hundreds of schools. The form can also be accessed here and is available at your Provident community branch. An online form can also be filled out and submitted at www.csnbayarea.com as well.

Once the nominations have been received, a panel of judges will select five finalists. Voting for your favorite among the finalists will be done online at www.CSNBayArea.com starting April 7th through June 1st. The website will also feature biographies and short videos of the five finalists.

In addition, the finalists will be featured in personal video vignettes that will air on Comcast SportsNet, and they will be interviewed on select Giants Pregame Live and A’s Pregame Live shows.

The winning All-Star Teacher will be announced this summer at an on-field ceremony prior to a San Francisco Giants game and live during a telecast of Giants Pregame Live.

Join Provident in celebrating our extraordinary teachers – submit your nomination today!

To learn more about Provident Credit Union’s services for CTA members, go to www.CTAMemberBenefits.org/Provident or call 1-800-632-4600.

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What’s a ‘family status change’?

For CTA-endorsed Disability and Life Insurance provided by Standard Insurance Company, “family status” changes include events like: the birth or adoption of your child, your marriage or initiation of a domestic partnership, divorce or legal separation, the death of your spouse/domestic partner or child, your spouse/domestic partner starting (or losing) a job, and other qualifying events.

Often these types of life changes are a good opportunity to review your insurance coverage and ensure that you and your loved ones are adequately protected. Within 31 days of a qualifying family status change, eligible CTA members can add Disability Insurance and add or increase Life Insurance coverage up to $200,000.

For costs and further details of the coverage and this enrollment opportunity, including exclusions, benefit waiting periods and any reductions or limitations and the terms under which the policy may be continued in force, please contact The Standard’s dedicated CTA Customer Service Department at 800.522.0406 from 7 a.m. to 6 p.m. Pacific time, Monday through Friday.

GP 190-LTD/S399/CTA.1, GP 190-LIFE/S399/CTA.3

[Note to chapter newsletter editors: If you choose to use the above article for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Help a talented student with a disability win $2,500 for college

The Standard is once again partnering with Incight, a nonprofit dedicated to reducing barriers between high school and college for students with disabilities, to offer one-time scholarships in the amount of $2,500 each to eight students nominated by California Teachers Association (CTA) members.

Any active CTA member in good standing may nominate up to three students for the 2014 Incight Scholarships sponsored by The Standard. To be eligible, the student must have a documented physical, learning or cognitive disability, be at least a senior in high school and plan to enroll full-time in a vocational school, two- or four-year college or university for the 2014-2015 school year.

“As a high school counselor, it is gratifying when I know what I do makes a difference in student academic success,” said May Chuong-Nguyen, who nominated Syrena Hernandez, a recipient of one of four 2013 Incight Scholarships sponsored by The Standard. “Syrena has overcome her learning disability with dedication and commitment to learning. As an Incight scholar, Syrena has validated my belief that if a student is committed to education, he or she will succeed regardless of the challenges or obstacles.”

Syrena started her college education this fall at the University of California, Irvine.

The deadline to nominate your students is March 1, 2014, and student applications must be completed by April 1, 2014.

To learn more and to submit your student nominations, visit www.standard.com/cta/scholarship.

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CTA Credit Union Program

Our CTA Credit Union Program includes two credit unions, Logix Federal Credit Union (newly endorsed in 2012) and Provident Credit Union (originally endorsed in 1950). Many members prefer banking with credit unions as they are regional, not for profit, member owned, and are often viewed as stable and conservative. Our partners, Logix and Provident, focus on educators and provide special benefits such as New Teacher Loans, summer savings accounts and summer-skip pay options on auto loans. Additionally, they provide Association accounts for locals near their branches. And for members planning IRA contributions, they can also assist with these accounts.

Logix Federal Credit Union

Logix is banking with a twist: we return 100% of our profits to members through better rates, lower fees and improved services. Sometimes we even pay an “extraordinary dividend” -- in 2013, we paid out $5.4 million; in 2014, we expect to pay out $4.3 million. Exclusively to members!

Come see what smarter banking is all about:

  • Voted “best credit union” by readers of the L.A. Times
  • Never lost a penny in 76 years

What’s in it for you?

  • Checking accounts with low or no monthly charges
  • Great rates on Savings, Money Market, Certificate and IRA accounts
  • Access to thousands of free ATMs

Money-saving loans

  • Vehicle, RV, boat and personal loans
  • Fixed, adjustable, no cost and low down mortgages
  • Home equity loans and lines of credit

Do your banking anytime

  • 13 Logix branches in Los Angeles and Ventura counties
  • Free mobile banking and check deposit
  • Free alerts help avoid fees
  • Access to 30,000 ATMs

More than 96% of our members say they would recommend us to their friends and family. We think you will, too. Join today!

www.CTAMemberBenefits.org/logix or www.logixbanking.com/cta (800) 328-5328

Provident Credit Union

Provident Credit Union originally opened its doors in 1950 to serve a community of educators. We are CTA-endorsed and proudly serve CTA members, both active and retired, with branches in the Bay Area and Northern California.

Provident provides a comprehensive line of free and low-cost services, including:

  • Super Reward Checking currently paying 1.76% APY*
  • Auto Loans with a 10-Month Payment Option
  • Customizable Savings Plan with a rate of return comparable to a 2-year certificate rate
  • New Member Bonuses

Provident makes life easy:

  • Savings, Money Market and Individual Retirement Accounts
  • Deposits federally insured to $250,000 by the National Credit Union Administration (NCUA)
  • CTA Mortgages and Home Equity Lines of Credit
  • Co-Sponsor of the Comcast SportsNet Teacher of the Year Award (3 years running!)
  • Free Mobile Banking and Mobile Bill Pay
  • Free e-Deposit capabilities for mobile and online banking
  • Surcharge-free access at over 28,000 ATMs
  • 19 Provident Community Branches in Northern California
  • Over 200 Credit Union Shared Branches in Northern California

To take advantage of Provident’s products and services or to find a nearby branch, call (800) 632-4600 or visit www.CTAMemberBenefits.org/provident or www.providentcu.org/cta.

*APY (Annual Percentage Yield). Certain restrictions apply. See www.providentcu.org for details.

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“One of the Best Financial Moves I’ve Ever Made.”

At the recent San Diego/Imperial Fall Leadership Conference, Catherine Drew of El Centro Secondary Teachers Association, shared the following comments about California Casualty:

        One of the best financial moves I’ve ever made was to insure my family’s three 
        cars, one scooter, and my home with California Casualty. Even with a string of 
        three minor accidents in six months and two teenage drivers, California Casualty’s 
        rates were better than I could find with other reliable companies – and yes, I 
        shopped around.

        Also my representative is knowledgeable, available, and a pleasure to work with.

Catherine Drew
Southwest High School
El Centro Secondary Teachers Association

California Casualty offers CTA members exclusive auto and home insurance programs tailored to educators’ needs. Learn more at www.CTAMemberBenefits.org/calcas or www.calcas.com/cta. You can also call 1-800-800-9410. Get a quote today -- maybe the time is right for you to make a beneficial financial move.

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Time Is Running Out On This Special Enrollment Opportunity

If you’re a newly hired CTA member this year, you may be eligible for a special, limited-time opportunity to apply for CTA-endorsed Disability and Life Insurance from Standard Insurance Company (The Standard).

If you apply within your first 120 days of starting your new job, eligible CTA members can get up to $200,000 of Life Insurance coverage without answering any health questions.

You can also apply for Disability Insurance, which can help with the everyday bills like your mortgage and utilities, that continue even when you can't work -- expenses that health insurance won't cover. The CTA-endorsed Disability Insurance plan was specially designed to address the gaps in coverage that many California educators face.

Remember, you only have 120 days to apply for this unique opportunity. Don't miss out.

For costs and further details of the coverage and this enrollment opportunity, including exclusions, benefit waiting periods, any reductions or limitations and the terms under which the policy may be continued in force, call The Standard's CTA Customer Service Department at 800.522.0406, or visit www.standard.com/cta/newhire to apply online.

GP190-LTD/S399/CTA.1, GP190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you choose to use the above article for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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$100,000 Available for High School Athletics Through California Casualty's Thomas R. Brown Athletics Grant Program

California Casualty, the CTA-endorsed auto and home insurance vendor, is seeking grant requests for their Thomas R. Brown Athletics Grant program with a $100,000 pool of funding. Grant applications received through January 15, 2014 will be considered for the next award of grants. Guidelines and application forms can be found at www.calcasathleticsgrant.com.  

Shrinking state education budgets, pressure on schools to focus efforts on academics, and diminishing funds for athletics, inspired California Casualty CEO, Beau Brown, to establish the grant program in honor of his father – Chairman Emeritus Tom Brown, a lifelong athlete and sportsman. “Youth sports teach teamwork, discipline and that hard work pays off,” Tom Brown said. “They’re a valuable complement to lessons learned in school.”

The California Casualty Thomas R. Brown Athletics Grant program began three years ago, with $25,000 in grants in four states. Since its inception, 154 public high schools across the nation have received over $200,000 in athletics program assistance.

More information about the Thomas R. Brown Athletics Grant Program and a detailed listing of 2013 grant recipients can be found at www.calcasathleticsgrant.com.  

Applicants must be active employees of the public high school for which funding is sought and current members of CTA. Complete details can be found at www.calcasathleticsgrant.com. Award notifications will be made by May 30, 2014.

Headquartered in San Mateo, CA, with Service Centers in Arizona, Colorado and Kansas, California Casualty provides auto and home insurance to educators, firefighters, law endorsement professionals, and nurses across the country. Celebrating 100 years of service, California Casualty has been family led by four generations of the Brown family. To learn more about California Casualty, or to request an auto insurance quote, please visit www.CTAMemberBenefits.org/calcas or call 1-800-800-9410.

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Did you switch school districts this year?

If you moved to a new school district this year, you have a special, limited-time opportunity to apply for CTA-endorsed Disability and Life Insurance from Standard Insurance Company (The Standard).

Eligible CTA members who apply within 120 days of starting work in their new jobs can get up to $200,000 of Life Insurance coverage without answering any health questions.

You can also get Disability Insurance, which can help with everyday bills that continue even when you can’t work – like your mortgage and utilities. The CTA-endorsed Disability Insurance plan was specially designed to address the gaps in coverage that many California educators face.

And because these plans are endorsed by CTA, you can trust that they provide benefits that other plans can’t match.

Remember, you only have 120 days to apply for this unique opportunity. Don’t miss out:

Visit standard.com/cta/newhire to learn more and apply online.

For costs and further details of the coverage and this enrollment opportunity, including exclusions, benefit waiting periods, any reductions or limitations and the terms under which the policy may be continued in force, call The Standard’s CTA Customer Service Department at 800.522.0406.

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406. GP 190-LTD/S399/CTA.1; GP 190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you choose to use the article above for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Merced Union High School District Teachers Association Member, Elaine Tam, Wins $2,500 California Casualty Academic Award

(Winner Elaine Tam center, Principal Alan Peterson left, and California Casualty Field Marketing Manager, Meri Graham on right)

California Casualty has presented a $2,500 Academic Award to Merced Union High School District Teachers Association member, Elaine Tam, for her class at Atwater High School in Atwater, California. Tam’s name was randomly selected from a pool of more than 15,000 entries from around the nation.

Elaine Tam was all smiles when her name was announced as the latest California Casualty Academic Award winner during a back to school teacher staff meeting. Fellow teachers were present and pleased to see one of their own receive a check for $2,500 to use for school supplies and activities. When asked what she would do with the money, Elaine replied, “I will use it for transportation to the Monterey Bay Aquarium and if there’s money left over, I will buy classroom supplies.” Tam went on to say transportation has been a hindrance to field trips because of the high cost of bus charter services.

Elaine Tam grew up in Atwater, and has been teaching for thirteen years. She began her teacher career at a local junior high before accepting a position six years ago as a biology teacher at Atwater High School.

It is no secret that teachers have felt the budget cuts in recent years. What many may not know is that on average, teachers spend $500 of their personal money to fund classroom materials and supplies. Elaine confessed that she too has spent her personal money to support her students.

“California Casualty, which has 62 years of ties to public education, wanted to give at least one educator some relief – and to thank him or her for the dedication and sacrifice made daily on the job”, said Senior Vice President Doug Goldberg. The Academic Award contest was launched late in 2012 and will continue to run through 2013. The next winner will be randomly drawn in December.

8-12 public school teachers can review complete rules and enter the Academic Award giveaway at www.calcasacademicaward.com. Eligibility requires membership in the NEA, CTA or AEA.

California Casualty is a 99-year-old policyholder-owned company headquartered in San Mateo, California with service centers in Arizona, Colorado and Kansas. Learn more about its auto and home insurance for CTA members at www.CTAMemberBenefits.org/calcas.

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Are You Protecting Your Loved Ones?

According to insurance industry research group LIMRA, 30 percent of U.S. households have no life insurance coverage. LIMRA’s most recent Trends in Life Insurance Ownership study also found that 40 percent of U.S. households said that they would have immediate trouble meeting everyday living expenses if the primary breadwinner died today.

September is Life Insurance Awareness Month, so take some time to check your own coverage and educate yourself about the options available to you as a CTA member.

If you’re a CTA member newly hired by your district, the fall is a great time to get CTA-endorsed Life Insurance from Standard Insurance Company (The Standard). You have a special opportunity to apply for up to $200,000 of Life Insurance within 120 days of starting work – without providing any proof of good health.

And all eligible CTA members can apply for up to $400,000 of Life Insurance at any time with satisfactory proof of good health.

The CTA-endorsed Life Insurance plan was created specifically for California education professionals and offers a number of great features, including:

  • Option to add Life Insurance coverage for your spouse/domestic partner and children with your Life Insurance
  • Accidental Death and Dismemberment benefits
  • Continuation of coverage during total disability with payment of premium

The Standard is the only Life Insurance provider endorsed by CTA. They were selected for their financial stability, integrity and commitment to serving CTA members and their loved ones. Don’t miss this opportunity to get the protection you deserve from a partner you can trust. Call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 for more information or apply online by logging in at CTAMemberBenefits.org/life.  

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406. GP 190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you choose to use the above article for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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New to the District? Don’t Miss This Deadline!

If you’re a newly hired employee and an eligible CTA member, now’s the time to get CTA-endorsed Disability and Life Insurance from Standard Insurance Company (The Standard). You have a special opportunity to apply for Disability Insurance and up to $200,000 of Life Insurance within 120 days of starting work.

You can apply online at www.standard.com/cta/newhire.  

These plans were created specifically for California education professionals and offer a number of great features, including:

  • Coverage for disabilities occurring on or off the job
  • Access to the CTA Advisory Panel on Endorsed Services
  • Option to add Life Insurance coverage for your spouse/domestic partner and children with your Life Insurance

The Standard is the only Disability and Life Insurance provider endorsed by CTA. They were selected by CTA for their financial stability, integrity and commitment to serving CTA members. Just ask Joann Hardy of Bakersfield Elementary Teachers Association, who used her Disability Insurance with The Standard after she was diagnosed with cancer:

“Each time I interacted with The Standard,” Joann said, “I felt like they were truly concerned and focused on helping me. … I’ve told many of my peers, especially new teachers, about this important coverage. You never know what can happen and being prepared is important.”

Don’t miss this opportunity – apply online at www.standard.com/cta/newhire.  

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406. GP 190-LTD/S399/CTA.1; GP 190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you choose to use the article above for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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CTA Disaster Relief Fund

Are you aware that the CTA Disaster Relief Fund provides financial assistance to CTA members who have experienced significant losses due to disasters like the fires in California?

The Disaster Relief Fund is a separate special fund for the members of CTA. Money for the fund comes directly from members' contributions. Thanks to this tradition of good will and generosity, members can turn to their professional organization for assistance with dignity.

The CTA Disaster Relief Fund provides four different grants summarized below:

  • Standard: Up to $1,500 for significant economic hardship related to damage to the member's primary residence, displacement, or disruption in required utilities;
  • Catastrophic: Recipients of the Standard Grant may be eligible for up to another $1,500 if damages exceed $50,000;
  • Temporary Displacement: Up to $500 for members who are displaced from their primary residence as the result of a disaster, but do not meet all the requirements for a Standard Grant; and
  • School Site: Up to $500 for damage to classrooms.

For more information, go to www.CTAMemberBenefits.org/drf, or contact the CTA Member Benefits Department at 650-552-5200.

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Time is Running Out! Last Chance to Sign Up!

Would you and/or one of your chapter leaders like to learn more about CTA and NEA Member Benefits and how these programs and services bring value to association membership? See the invitation to attend our session at the Summer Institute Conference in August at UCLA. Our mini-strand is both an intensive training about Member Benefits and also an opportunity to learn how to bring the great information back to share with your members.

See more details on our You are Invited (August 4 – 6) flyer and register now. We hope you can join us for this fun and valuable session.

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Provident Credit Union Announces 2013 All Star-Teacher Recipient

Special Congratulations to Members Ruben Modesto, Aaron Colacion, and Dan Kirwan

Each year, Provident Credit Union, our endorsed credit union in the Bay Area, is a co-sponsor of this contest and encourages CTA members to submit nominations. Amongst a group of five all-star teacher finalists, and from a record-breaking total of over 300 nominations, member Ruben Modesto of Turlock Teachers Association earned the 2013 All-Star Teacher title. Ted Griggs, President of Comcast SportsNet Bay Area; John Haggarty, Vice President of Marketing at Provident Credit Union; and Javier Lopez, pitcher for the San Francisco Giants presented Ruben with a check for $20,000 for his school, John H. Pitman High School in Turlock, during an on-field ceremony before the San Francisco Giants/San Diego Padres game at AT&T Park. Watch here as Provident and Comcast SportsNet present the award! Members Aaron Colacion of John F. Kennedy High School and United Teachers of Richmond, and Dan Kirwan of IDA Price Middle School in San Jose and Cambrian District Teacher Association, were runners-up and each were awarded $2,000 for their schools.

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California Casualty Website Builds Momentum for 100th

Preparing for their 100th anniversary in January, California Casualty, CTA's endorsed auto and home insurance company, has launched a website commemorating the company’s rich history, customer-focused culture and four generations of Brown family leadership: www.calcas100.com.

Reaching the century mark is a noteworthy achievement, especially considering that only 13 percent of family-owned businesses are viable by the third generation. For California Casualty, the 100th anniversary signifies the company’s financial strength, enduring relationships, and high customer satisfaction – characteristics quickly established by its founder and carried forth by subsequent generations.

A career insurance man, Carl G. Brown established California Casualty on January 1, 1914 with a novel form of workers’ compensation insurance. Mr. Brown’s entrepreneurial spirit, competitive drive and financial foresight advanced the company profitably through two World Wars and the Great Depression. His son, Carl G. Brown, Jr., took California Casualty into a new era. In 1951, California Casualty pioneered the concept of affinity group insurance with the endorsement of the California Teachers Association. This new partnership set the stage for the company’s future focus and specialization. Carl Brown, Jr. cemented the corporate culture of integrity when he penned the California Casualty Code – an ahead-of-the-times business code of ethics still followed today. During the tenure of Tom Brown, California Casualty distinguished itself when, following the disastrous 1991 Oakland Hills Fire, policy limits were waived to make certain customers’ homes were fully rebuilt to similar or better standards. Today, under CEO and Chairman Beau Brown’s decisive leadership, California Casualty continues to thrive with auto and home insurance programs tailored exclusively for educators, firefighters, peace officers and nurses in 44 states.

“There are key ingredients to our success,” Beau Brown said. “Our corporate culture helps to attract and retain customer-focused employees. Because our insurance companies are policyholder-owned, we can make decisions that are best for the long term rather than the short term. Our group relationships, cemented over a long period of time, allow us to effectively compete against larger insurance companies.”

The 100th Anniversary website, www.calcas100.com features a detailed historical timeline, extended commentary from customers and partners, and a look at each generation of leadership. The video, “A Century of Service” includes historical footage, with Beau Brown and other company executives reflecting on California Casualty’s origins and century of growth. The website will continue to evolve throughout the year.

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Keep Your Records Up to Date

This summer, remember to call The Standard if you’re moving to a new address, changing districts or need to make changes to your beneficiary designations. It’s very important to keep your records up-to-date, and it’s easy to do. Simply call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 or email ctaservice@standard.com.

Visit The Standard at Presidents Conference
If you will be attending CTA’s annual Presidents Conference from July 22-25, be sure and stop by The Standard’s table to meet the benefits consultant for your area and learn about different opportunities for your chapter’s members to enroll in the only CTA-endorsed Voluntary Disability and Life Insurance plans.

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Planning for Your Time Off?

Hope you have fun plans for the summer. For many of you, CTA and NEA Member Benefits can enhance whatever you have planned – whether it’s fun, home projects, organizing your life and finances, or developing your skills! Just take a look at a sampling of what is waiting for you:

www.CTAMemberBenefits.org (650-552-5200)

  1. Save on California amusement park and movie theater tickets (TSA)
  2. Get a quote for auto/home insurance specially designed for educators (California Casualty)
  3. Obtain life and disability insurance to protect your income and loved ones (The Standard)
  4. Check out financial services (Provident Credit Union, Logix Federal Credit Union, and Bank of America credit card program)

www.CTAinvest.org (650-552-5200)

  1. Check out free information and videos and use retirement planning calculators
  2. Order free guides to help you plan for a more comfortable retirement

www.NEAMB.com (800-637-4636)

  1. Save money with retailers like Target, Kohl’s, Best Buy, JC Penney, Sears and more (Click & Save)
  2. Get deals for your home or on restaurants, travel, computers, and cell phones (Click & Save – Home Store, Travel Store, Computer Store, and Cell Phone Store)
  3. Check out car rental deals (Alamo, Hertz, and Enterprise)
  4. Replace big and small appliances and SAVE (Whirlpool Corp.)
  5. Obtain CEU and graduate credits (NEA Academy)
  6. Look at curricula, activities, rewards, decorations and other aides for my classroom (Lesson Planet, Curriki, SmileMakers, and more)

HAVE A GREAT SUMMER AND SAVE!!!

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$2,500 Scholarship Sponsored by The Standard, Awarded to Students with Disabilities

Four deserving high school seniors will now find paying for their first year of college a little bit easier. Recipients of the 2013 Incight Scholarship, sponsored by The Standard, are:

  • Connor Coker of Kimball High School, Tracy, CA
  • Jenna Drucker of Saugus High School, Saugus, CA
  • Syrena Hernandez of La Mirada High School, La Mirada, CA
  • Gustavo Lagunas of Hart High School, Newhall, CA

The Standard partnered with Incight, a nonprofit based in Portland, OR, that works to prepare students with disabilities for college, employment and financial independence to award one-time, $2,500 scholarships to students with disabilities nominated by CTA members. Nearly 100 members nominated 168 students.

The scholarship program administrators at Incight were impressed with the quality of the applicants nominated by CTA members.

“Incight seeks students on the brink of success whose passion, motivation and enthusiasm are a positive reflection on the disability community,” says Scott Hatley, co-founder of Incight. “We are proud of this year’s recipients and are looking forward to being a resource to them throughout college and beyond.”

Congratulations to all of the scholarship recipients, and thanks to all of the CTA members who nominated this talented group of students.

Retiring or Changing Districts?

If you’re retiring this year, you and your loved ones can continue a portion of your current, active CTA-endorsed Life Insurance if you maintain a CTA-NEA Retired Lifetime Membership and apply within 120 days of retirement. This is a limited-time opportunity so apply now by calling The Standard’s CTA Customer Service Department at 800.522.0406.

If you are changing school districts, contact The Standard as soon as possible to ensure that your coverage information is up to date. Also, if you apply within 120 days of a district change or transfer, you can choose to continue your insurance coverage with The Standard at your current level, or you can apply for Disability Insurance and up to $200,000 of Life Insurance.

To learn more visit:
www.standard.com/cta/newhire  

GP 190-LTD/S399/CTA.1, GP 190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you use the above articles for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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You Are Invited to Join Us at Summer Institute 2013 – UCLA

Would you and/or one of your chapter leaders like to learn more about CTA and NEA Member Benefits and how these programs and services bring value to association membership? See the invitation to attend our session at the Summer Institute Conference in August at UCLA. Our mini-strand is both an intensive training about Member Benefits and also an opportunity to learn how to bring the great information back to share with your members.

PLUS, we pack our 2 ½-day session full of fun and activities. Every year, we have a new and exciting theme and this year is no exception. We're honoring CTA's 150th anniversary with our own celebration. While recognizing both CTA's and Member Benefits' important milestones through the years, we'll also focus on the generations of your members (Millennial, Gen X, Baby Boomers, and Silent) and how to help and engage them with Member Benefits messages.

See more details on our You are Invited (August 4 – 6) flyer and register now. We hope you can join us for this fun and valuable session.

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Defend Your Most Important Financial Asset: Your Income

May is Disability Insurance Awareness Month, and CTA and Standard Insurance Company (The Standard) are committed to making sure you understand the need for safeguarding your income and the opportunities you have as a CTA member to protect yourself and your way of life.

Here are some places you can learn more about the importance of protecting your greatest financial resource:

  • Visit www.whatsmypdq.org to calculate your own odds of experiencing an illness or injury that could force you to miss work for an extended period of time. The PDQ, or Personal Disability Quotient, calculator also helps determine your Earnable Income Quotient, which is how much you can expect to earn over the course of your working years – as long as disability doesn't end or interrupt your career.
  • Visit CTA's website – You can find out more about the Voluntary Disability Insurance coverage available to you as a CTA member by going to www.CTAMemberBenefits.org/TheStandard. These plans were created specifically to meet the income protection needs of California educators and education support professionals.

Take a moment to check your pay stub and benefits information to confirm that you have the income protection you need to safeguard your way of life. To learn more about the CTA-endorsed Disability Insurance plans, visit www.CTAMemberBenefits.org/TheStandard or call The Standard's dedicated CTA Customer Service Department at 800.522.0406.

For costs and further details of the coverage, including exclusions, benefit waiting periods, any reductions or limitations and the terms, under which the policy may be continued in force, please visit www.CTAMemberBenefits.org/TheStandard, sign in and review the information, or call The Standard's dedicated CTA Customer Service Department at 800.522.0406 (TTY), 7:00 a.m. to 6 p.m. Pacific Time.

[Note to Chapter Newsletter Editors: If you choose to use the above article for your newsletter or website, please use in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Designed with CTA Members Like You in Mind

As a California educator, you have unique insurance needs. That's why CTA Member Benefits, in partnership with Standard Insurance Company (The Standard), created voluntary Disability and Life Insurance plans with features specifically designed for education professionals like you, including:

  • Provisions to allow for continuation of coverage during temporary layoffs and labor disputes
  • Access to the CTA Advisory Panel on Endorsed Services
  • Coverage for extra-duty pay such as coaching and tutoring
  • Coverage for disabilities that occur on or off the job

From April 1 through May 31, 2013, members who have disability and/or life insurance coverage through another provider have a special opportunity to make the switch to the only CTA-endorsed Disability and Life Insurance plans – The Standard.

No other provider can offer you the peace of mind of CTA-endorsed coverage created specifically for CTA members like you. To start the change-over process, call The Standard's dedicated CTA Customer Service Department at 800.522.0406 from 7:00 a.m. to 6:00 p.m. Pacific time.

For costs and further details of the coverage, including exclusions, benefit waiting periods and any reductions or limitations and the terms under which the policy may be continued in force, please contact The Standard's dedicated CTA Customer Service Department at 800-522-0406 7:00 a.m. to 6:00 p.m.

GP 190-LTD/S399/CTA.1; GP 190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you choose to use the above articles for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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California Casualty Scores Big for 13 California High Schools

(4/15/13)

Thirteen California high schools have received grants for their athletics programs, thanks to the California Casualty Thomas R. Brown Athletics Grant initiative. They are among 85 high schools in 38 states receiving a total of $101,500 for struggling athletics programs.

Shrinking state education budgets, pressure on schools to focus efforts on academics, and diminishing funds for athletics inspired California Casualty Chairman and CEO Beau Brown to establish the grant program in honor of his father – Chairman Emeritus Tom Brown, a lifelong athlete and sportsman. The senior Brown experienced firsthand the complementary relationship between athletics and academics. For more information about the Thomas R. Brown Athletics Grant program, visit www.CalCasAthleticsGrant.com.

The Thomas R. Brown Athletics Grant will help each of these 13 schools in purchasing new equipment and uniforms, or by providing funds for transportation, or covering a variety of costs for students who could not otherwise afford to participate. Grants were made to the following California schools:

  • Buena Park High School (Fullerton Jt. Union High)
  • Centennial High School (Compton Unified)
  • Chico High School (Butte Co. Office of Education)
  • Covina High School (Covina – Valley Unified)
  • Donald Jamison High School (Lemoore Union High)
  • Galileo Academy of Science and Technology (San Francisco Unified)
  • Leuzinger High School (Centinela Valley Union High)
  • Livermore High School (Livermore Valley Jt. Unified)
  • Loara High School (Orange Co. Dept. of Education)
  • Lone Pine High School (Lone Pine Unified)
  • Mountain Empire High School (Mountain Empire Unified)
  • San Bernardino High School (San Bernardino City Unified)
  • Shandon High School (Shandon Jt. Unified)

California Casualty has been CTA's trusted source for home and auto insurance products for more than 60 years. Headquartered in San Mateo, CA, with Service Centers in Arizona, Colorado and Kansas, California Casualty is a 99-year-old company providing auto and home insurance products to educators, law enforcement, firefighters and nurses in 44 states. Learn more at www.CTAMemberBenefits.org/calcas.

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Why switch to CTA-endorsed disability and life insurance?

CTA members have unique insurance needs. That’s why CTA makes voluntary disability and life insurance plans available to members through Standard Insurance Company (The Standard). The plans have unique features specifically designed for education professionals, including:

  • Provisions to allow for continuation of coverage during temporary layoffs and labor disputes.
  • Access to the CTA Advisory Panel on Endorsed Services.
  • Coverage for extra-duty pay such as coaching and tutoring.

The need for disability and life insurance is very real. Each year, almost 5,000* of your peers receive much-needed help from the CTA-endorsed plans.

From April 1 through May 31, 2013, members who have disability and/or life insurance coverage through another provider have a special opportunity to make a switch to the only CTA-endorsed disability and life insurance plans. To start the change-over process, call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 from 7:00 a.m. to 6:00 p.m. Pacific time.

*From 9/1/11 – 8/31/12, based on data developed by The Standard

For costs and further details of the coverage, including exclusions, benefit waiting periods and any reductions or limitations and the terms under which the policy may be continued in force, please contact The Standard’s dedicated CTA Customer Service Department at 800-522-0406 7:00 a.m. to 6:00 p.m.

Don’t forget: April 1 is the student deadline for Incight scholarship applications

Students who were nominated by CTA members for the 2013-2014 Incight Scholarships Sponsored by The Standard need to complete their applications by Monday, April 1.

There are four one-time scholarships in the amount of $2,500 each reserved for students nominated by CTA members. The March 15 deadline still remains for any active CTA member in good standing to visit www.standard.com/cta/scholarship and nominate up to three students. To be eligible, a student must have a documented physical, learning or cognitive disability, be at least a senior in high school and plan to enroll full-time in a vocational school, two-year or four-year college or university for the 2013-2014 school year.

If you nominated students, please encourage them to visit www.incighteducation.org/signup/ to complete their applications by April 1.

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Saving Money with CTA/NEA Member Benefit Programs

(3/13/13)

Many members are saving money when utilizing their CTA and NEA Member Benefit programs. As an example, Christopher Davis reports that he saves with California Casualty auto insurance:

“I Saved $900.”

“I’m a shopper – I’m always comparing insurance rates to ensure that I have the best deal. This year, I found that the CTA-endorsed auto and home insurance carrier, California Casualty, could beat my current carrier’s cost substantially so I purchased full coverage for my car and home. I saved $900 per year! Added bonuses were obtaining California Casualty’s unique benefit provisions for educators and the assurance that CTA stands behind their program. I’m happy that CTA Member Benefits provides these benefits for us.”

Christopher Davis
CTA of Berryessa

California Casualty offers CTA members, an exclusive auto insurance program tailored to educators’ needs. From a zero-deductible for vehicle damage on school property to their summer or holiday skip payment plans to the recourse option available to CTA members, California Casualty provides coverage that fits your lifestyle and addresses your occupational concerns.

  • Competitive rates
  • Multi-policy discount if you have an auto and home/renter’s policy
  • Deductible waived entirely for vandalism and collision to your auto parked on school property, or while away attending a school-sponsored event
  • Summer and Holiday Skip payment options
  • Free Identity Theft Resolution Service

Learn more at www.CTAMemberBenefits.org/calcas or call 1-800-800-9410. Get a quote today and see if there are savings waiting for you too!

As a CTA Member Benefit partner since 1951, we have the knowledge, experience and commitment needed to provide the service you deserve.

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Help a talented student with a disability win $2,500 for college

(2/13/13)

The Standard has partnered with Incight, a nonprofit dedicated to reducing barriers between high school and college for students with disabilities, to offer a one-time scholarship in the amount of $2,500 each to four students nominated by California Teachers Association (CTA) members.

Any active CTA member in good standing may nominate up to three students for the 2013-2014 Incight Scholarships sponsored by The Standard. To be eligible, the student must have a documented physical, learning or cognitive disability, be at least a senior in high school and plan to enroll full-time in a vocational school, two-year or four-year college or university for the 2013-2014 school year.

The deadline to nominate your students is March 15, 2013, and student applications must be completed by April 1, 2013.

To learn more and to submit your student nominations, visit www.standard.com/cta/scholarship.

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INTRODUCING NEW CTA-ENDORSED VENDOR - LOGIX FEDERAL CREDIT UNION

(2/13/13)

CTA members can now say goodbye to annoying fees and mediocre service by considering a newly endorsed vendor -- Logix Federal Credit Union. Logix (formerly Lockheed) has been in business since 1937 and is one of the strongest credit unions in the country.

The credit union is offering several promotions to welcome CTA members:

  • Auto sale – Rates were recently lowered to as low as 1.49% APR for a 48-month term, or 1.95% APR for a 60-month term.* These incredible rates are available for new, used, and refinanced loans
  • Historically low mortgage rates – Choose from a variety of attractive rates and terms. We guarantee you’ll love our service or pay you $500**
  • $150 to switch – Open a new checking account and get up to $150 when you activate direct deposit and bill pay.*** Logix offers 28,000 free ATMs (many located inside 7-Eleven stores) plus the ability to deposit checks via your smart phone.

Logix has earned a reputation for friendly service that’s very rare among financial institutions today. In fact, they were recently voted “best credit union” by readers of the Los Angeles Daily News, Santa Clarita Valley Signal newspaper and Los Angeles Times.

Branches are located in Burbank, Pasadena, Woodland Hills, Westlake Village, Newbury Park, Thousand Oaks, Simi Valley (2 locations), Santa Clarita Valley (4 locations) and Palmdale. Access is also available through a nationwide network of 28,000 free ATMs.

The California Teachers Association is proud to offer you this outstanding benefit. To learn more, visit www.CTAMemberBenefits.org/Logix or www.logixbanking.com/CTA, or call (800) 328-5328. You might be surprised, because your call is very likely to be answered by a live person instead of a recorded menu.

*APR = Annual Percentage Rate. “As low as” auto rates are our best rates for up to 125% financing on approved credit and includes a 1% discount for Automatic Payment (AutoPay). Rates subject to increase if AutoPay is discontinued. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. In some instances Logix may require borrowers to purchase Guaranteed Auto Protection on new and used auto loans. Maximum 17.99% APR. Monthly payments at 1.49% APR over a 48 month term are estimated at $21.48 per $1,000. Rates accurate as of 1/14/13 and are subject to change. Current Logix loans excluded unless you take a $5,000 cash out (must meet loan-to-value requirements) or pay a $249 fee. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available in AZ, CA, DC, FL, MA, MD, ME, NH, NV, TX and VA. Please contact Logix for details.

** Logix is 100% committed to excellent member service, and they stand behind that commitment with an unconditional money back guarantee. If you receive less-than-satisfactory service during your real estate loan application process, immediately contact any Logix representative. They will do everything in their power to make the situation right. If, after your loan is funded, you believe they did not meet your service expectations, they will gladly credit $500 to your Logix savings account. Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding. The satisfaction guarantee and the 25-day funding guarantee cannot be combined.

***Here’s how you get your $150 cash: $50 when you open a new checking account (minimum $250 balance), $50 when you sign up for monthly direct deposits of $250 or more, and $50 when you use Web BillPay to make three electronics payments of $50 or more for each payment. Direct Deposit and Web BillPay activity must occur within 60 days of your checking account open date to earn bonus. Bonus will be deposited into your checking account within 30 days of the activity. Bonus amounts are taxable. Limit one per household. Current Logix checking accounts are excluded from this offer.

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Don’t forget to reinstate your Disability Insurance after leave of absence

(1/16/13)

A lot of CTA members assume that their voluntary Disability Insurance coverage from Standard Insurance Company (The Standard) will be automatically reinstated when they return to work from an extended leave of absence. Unfortunately, that may not be the case. Because your Disability Insurance is a voluntary benefit sponsored by CTA, your district may not automatically notify The Standard that you are back at work.

The good news is reinstating your Disability Insurance with The Standard is easy. Once you know the date you will return to work, call The Standard’s Dedicated CTA Customer Service team at 800.522.0406. Tell the Customer Service Specialist that you will be returning to work after a leave of absence and you wish to reinstate your Disability Insurance. The Customer Service Specialist will send you a brief form to complete and send back to The Standard.

It’s important to notify The Standard as soon as you know your return to work date, because:

If you return your reinstatement form to The Standard within 120 days of your first day back at work, you do not have to provide proof of good health.

If you wait longer than 120 days to reinstate your Disability Insurance, you end up with a gap in your coverage and you might need to reapply with proof of good health.

Call The Standard’s Dedicated CTA Customer Service Department at 800.522.0406, Monday through Friday from 7:00 a.m. to 6:00 p.m. Pacific Time to get your Disability Insurance reinstated once you know your return to work date. After you return to work and send in the reinstatement form, be sure to check your pay stub to confirm that premiums are being deducted from your paycheck.

GP 190-LTD/S399/CTA.1

[Note to Chapter Newsletter Editors: If you choose to use either or both of the above articles for your newsletter or website, please use each article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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California Casualty’s School Lounge Makeover Brings Teachers Together at Warner Middle School

(1/16/13)

Recognizing the lifelong impact of teachers and the current financial strain on public schools, California Casualty created the School Lounge Makeover contest in 2011. This time, the prize goes to Warner Middle School of Westminster.

One lucky group of California school teachers received an early holiday gift when their school lounge was completely made over, a prize valued at $7,500 which they won in a semi-annual contest sponsored by California Casualty, CTA’s endorsed auto and home insurance carrier. “The reveal” occurred in mid-December and the staff at Warner Middle School in Westminster was wowed by the transformation.

Randomly drawn winners receive a major transformation of the primary space that teachers can go to rejuvenate and recharge. Any AEA (Arizona Education Association), CTA (California Teachers Association), or NEA (National Education Association) member is eligible to enter the contest. Complete rules and entry forms are at http://schoolloungemakeover.com.  

Headquartered in San Mateo, California Casualty is a 98-year-old company providing auto and home insurance to educators, law enforcement professionals, fire fighters and nurses in 44 states. Learn more at www.CTAMemberBenefits.org/calcas.  

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Submit Your Teacher Nomination Today

(1/16/13)

The Winner will receive $20,000 for His/Her School!

Do you think your teacher is deserving of the 2013 Comcast SportsNet All-Star Teacher Award?

Presented by CTA-endorsed credit union, Provident Credit Union, the Award recognizes Northern California teachers at the middle- and high-school levels. They are looking for teachers who go above and beyond in their dedication to their students and who make a difference in their communities. CTA member, Dr. Paul Ricks of Fremont Unified District Teachers Association won $20,000 for Hopkins Jr. High School last year – you can learn more at:

http://www.comcastsportsnet.com/landing?blockID=731666&tagID=755

Nominations are being accepted through February 11 for this year’s award, so don't delay. Nomination forms have been distributed to hundreds of schools. The form can also be accessed here as a [PDF] and is available at your Provident community branch. An online form can be filled out and submitted at www.csnbayarea.com as well.

A panel of judges from the community will select five finalists, and online voting by the public for the winner will take place starting in April. Videos and biographies of each finalist will be posted on www.csnbayarea.com for voters to review before casting their ballots. The winning teacher will be announced at a pregame show broadcast by Comcast SportsNet at a San Francisco Giants game this summer.

Nomination forms [PDF]

Join them in celebrating extraordinary teachers — submit your nomination today!

To learn more about Provident Credit Union’s services for CTA members, go to www.CTAMemberBenefits.org/Provident or call 1-800-632-4600.

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Holiday Health and Safety FAQ

(12/14/12)

Q. Which holiday decoration causes the most injuries every year in the U.S.?

A. Holiday lights.

More than 17,000 people in the U.S. were treated for injuries related to holiday lights in 2010, according to the National Safety Council. Most of the injuries were from falls that occurred while putting exterior lights up on houses, but others include electric shocks and cuts and lacerations from broken bulbs. Great-looking light displays also contributed to roughly 400 car accidents in 2010 by distracting drivers. When putting up lights, make sure your ladder is on solid ground and have a helper hold the ladder still while you’re on it. Make sure to only use safety-certified lights and extension cords. And when you’re driving around admiring the lights, come to a complete stop while looking.

Q. Which holiday decoration causes the most people (and pets) to get sick every year in the U.S.?

A. Decorative plants.

Mistletoe, poinsettia, holly berries, Jerusalem cherry and most Christmas trees can be toxic if eaten and cause nausea, vomiting, skin rashes and other adverse side effects. In order to prevent accidental ingestion of poisonous holiday plants, keep your plants out of reach of children and pets and always have your local poison control center’s number on hand.

Q. Which holiday decoration causes the most property damage?

A. Candles.

Candles used in all kinds of holiday decorations, from advent wreaths to menorahs, can cause fires if people forget to put them out or they get knocked over. Don’t leave candles burning unattended, and don’t display them in high-traffic areas where they can easily get knocked over.

Your friends at The Standard wish you a healthy and happy holiday season. To enroll in CTA-endorsed Life and Disability Insurance provided by The Standard, or if you have questions about your coverage, call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 or go online to www.cta.org/thestandard.

GP190-LTD/S399/CTA.1, GP190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you choose to use either or both of the above articles for your newsletter or website, please use each article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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California Casualty Customer Feedback

Protection. Value. Service.

(12/14/12)

California Casualty is committed to providing excellent customer service. It's a cornerstone of our business philosophy. California Casualty surveys hundreds of policyholders every year to find out how well they achieve that goal. Here are their most recent results:

Claims Service
Completely Satisfied 95.8%

Customer Service
Would Recommend California Casualty 99.7%

In addition, listed below are recent California Casualty testimonials given to the CTA Member Benefits staff by our members:

“They have the very best customer service.”

“My daughter’s car was stolen when she was away at college. An agent of California Casualty found the car once it was recovered by the police, evaluated it, and mailed me a check for the car (which was totaled) within two weeks. They have the very best customer service.”

Susan Yee
Ontario-Montclair Teachers Association

********

“California Casualty’s claim adjuster came immediately and was fantastic help with everything.”

“When my brand-new Prius was hit by another car in the school parking lot and the driver’s side was smashed in, California Casualty helped me immediately. I paid nothing and my car was fixed in four days. When my house flooded, California Casualty’s claim adjuster came immediately and was fantastic help with everything.”

Barbara Pinney
Healdsburg Area Teachers Association

*********

“California Casualty was amazing…”

“I’ve got three cars, one scooter, and one house insured with California Casualty. Within a couple of months, someone hit my car that required a new door. Then my daughter hit her fiancé’s car and my son rear-ended a car on his way to school. Twenty-seven years of no claims …. and then this! California Casualty was amazing for all of our accounts – they had a great attitude – who wouldn’t laugh? On all three accidents, they provided tons of support and follow-up. Even the two people who my kids hit were complimentary! ”

Catherine Drew
El Centro Secondary Teachers Association

********

To learn more about CTA’s endorsed automobile and home insurance carrier, go to www.CTAMemberBenefits.org/calcas, or www.CalCas.com/CTA, or call 1-866-680-5142. California Casualty provides auto and home insurance developed exclusively for educators like you.

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Planning for Long-Term Care

(11/15/12)

According to the U.S. Department of Health and Human Services, National Clearinghouse for Long-Term Care, over 70% of us who live to retirement age will need long-term care at some time in our lives. Are you prepared? If you live past 65, there is a good chance you'll need some long-term care services. Without planning ahead, the costs of long-term care may deplete your savings or quickly put a tremendous strain on your family. Long-term care insurance helps pay for the costs associated with illness, disability, cognitive impairment, or frailties of old age, over an extended period of time. While most people think of long term care as impacting only those in senior years, 40 percent of people currently receiving long-term care services are under 65. According to Genworth Financial, the cost of long-term care in California significantly exceeds national levels in 2012 with assisted living facility costs at $42,000 annually per person and a private room in a nursing home costing $93,988 per year.

The long-term care insurance industry has been making dramatic changes to address the rising cost of providing this coverage. Insurance carriers are dropping out of the market, raising premiums, cutting discounts and/or eliminating products. This has discouraged many consumers from buying, putting further upward pressure on premiums. August 1, 2012, Genworth which is one of the largest long-term care insurance providers announced its plans to raise premiums on pre-2003 policies by 50% over the next 5 years, and 25% on newer policies. October 17, 2012, CalPERS approved an 85% premium increase for nearly 112,000 state workers and retirees, and this would take effect in 2015. CalSTRS is not currently accepting new applications, and many CTA/NEA members are using the CalPERS product.

NEA Member Benefits offers the NEA Long-Term Care Insurance Program exclusively for CTA/NEA members and their families. CTA/NEA members and their parents, grandparents and adult children are all eligible for the Program's exclusive features and pricing. People are often surprised at how affordable long-term care insurance can be. Factors considered in determining costs include your age and health status. You certainly want to act while your health is good, so you're not in jeopardy of not qualifying. Learn about suitable long-term care insurance options for your particular situation by calling an NEA Long-Term Care Advisor at 1-855-NEA-4LTC. The advisor will also be able to provide a free, no-obligation quote on request!

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CTA Disaster Relief Fund

(11/15/12)

Are you aware that the CTA Disaster Relief Fund provides financial assistance to CTA members who have experienced significant losses due to disasters in California?

The Disaster Relief Fund is a separate special fund for the members of CTA. Money for the fund comes directly from members' contributions. Thanks to this tradition of good will and generosity, members can turn to their professional organization for assistance with dignity.

The CTA Disaster Relief Fund provides four different grants summarized below:

  • Standard: Up to $1,500 for significant economic hardship related to damage to the member's primary residence, displacement, or disruption in required utilities;
  • Catastrophic: Recipients of the Standard Grant may be eligible for up to another $1,500 if damages exceed $50,000;
  • Temporary Displacement: Up to $500 for members who are displaced from their primary residence as the result of a disaster, but do not meet all the requirements for a Standard Grant; and
  • School Site: Up to $500 for damage to classrooms.

For more information, see the flyer, go to www.CTAMemberBenefits.org, or contact the CTA Member Benefits Department at 650-552-5200.

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Vocational Specialist Helps Get CTA Members Back to Work after Disabilities

(11/15/12)

Don Earwood has been a vocational case manager with The Standard for more than 25 years. In his role, Don helps get CTA members back to work after a disability, and he facilitates any adjustments that he determines need to be made to their workspaces.

"I work with our claim analysts and examiners to see if we can help members who want to return to work," Don explained. "If someone has the desire and capacity to return to work on even a part-time basis, there may be some accommodations that we could help with so the person can then evolve into working on a full-time basis."

The capacity to return to work is determined individually for each CTA member. Don makes sure their needs and abilities are taken into consideration, as well as the counsel of their doctors and case managers at The Standard.

When asked about his favorite part of the job, Don did not hesitate: "There are a lot of aspects of my position that I enjoy, but primarily, I think it's the privilege of providing significant benefits to our CTA members. It's very rewarding to help folks who are ready to get back to their careers."

How Don Helped Cheryl Return to the Classroom
A good example of the benefits Don provides to members is how he helped Cheryl Kamphefner of the Capistrano Unified Education Association return to work after her stroke. Don initiated a conversation with Cheryl after she completed her rehabilitation. After speaking with Cheryl to learn about her desire to go back to work on a full-time basis, Don facilitated a meeting to determine what accommodations would be appropriate based on her condition.

From the conversation, it was decided that a new adjustable desk would help ease Cheryl back into the classroom. Don worked with Cheryl's school district and a local vendor to get the desk in place and set up properly.

"I had been doing rehabilitation sessions and really wanted to get back to my fifth grade classroom, but needed some worksite modifications," Cheryl said. "I was able to utilize The Standard's reasonable accommodations benefit, and ergonomic adjustments were made to my classroom. I now have a sit/stand electrically adjustable desk that is very helpful, and I'm so appreciative of the help getting back to work."

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Don't Miss This Special Enrollment Opportunity

(11/15/12)

If you're a newly hired CTA member this year, you may be eligible for a special, limited-time opportunity to apply for CTA-endorsed Disability and Life Insurance from Standard Insurance Company (The Standard).

If you apply within your first 120 days of starting your new job, eligible CTA members can get up to $200,000 of Life Insurance coverage without answering any health questions.

You can also apply for Disability Insurance, which can help with the everyday bills like your mortgage and utilities, that continue even when you can't work -- expenses that health insurance won't cover. The CTA-endorsed Disability Insurance plan was specially designed to address the gaps in coverage that many California educators face.

Remember, you only have 120 days to apply for this unique opportunity. Don't miss out.

For costs and further details of the coverage and this enrollment opportunity, including exclusions, benefit waiting periods, any reductions or limitations and the terms under which the policy may be continued in force, call The Standard's CTA Customer Service Department at 800.522.0406, or visit www.standard.com/cta/newmember to apply online.

GP190-LTD/S399/CTA.1, GP190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you choose to use either or both of the above articles for your newsletter or website, please use each article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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Are you one of the 30%?

(10/17/12)

CTA Member Benefits has launched www.CTAMemberBenefits.org where CTA members and leaders can access a wealth of information and benefits. Log in with your existing CTA username and password, or sign up today.

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Did you move to a new district this school year?

(10/17/12)

If you switched school districts this year, you have a special, limited-time opportunity to apply for CTA-endorsed Disability and Life Insurance from Standard Insurance Company (The Standard).

Eligible CTA members who apply within 120 days of starting work in their new jobs can get up to $200,000 of Life Insurance coverage without answering any health questions.

You can also apply for Disability Insurance, which can help with the everyday bills like your mortgage and utilities, that continue even when you can't work -- expenses that health insurance won't cover. The CTA-endorsed Disability Insurance plan was specially designed to address the gaps in coverage that many California educators face.

And, because these plans are offered by CTA, you can trust that they provide benefits that other plans can't match.

Remember, you only have 120 days to apply for this unique opportunity. Don't miss out.

For costs and further details of the coverage and this enrollment opportunity, including exclusions, benefit waiting periods, any reductions or limitations and the terms under which the policy may be continued in force, call The Standard's CTA Customer Service Department at 800.522.0406, or log in with your CTA member ID at cta.org/thestandard to apply online.
GP190-LTD/S399/CTA.1, GP190-LIFE/S399/CTA.3

[Note to Chapter Newsletter Editors: If you choose to use the above article for your newsletter or website, please use it in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

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8 Major Traits you should expect from your insurance company

(10/17/12)

  1. Generous Discounts for Educators
    Educators are some of the safest drivers on the road. Make sure your insurance company rewards you with significant discounts and other perks not available to the general public.
  2. 12-Month Rate Guarantee
    Why settle for six-month policy when you can lock in rates for a full year?
  3. Custom Payment Plans
    No one knows your budget situation better than you. Look for a company that lets you select your payment date, method, and frequency for maximum flexibility.
  4. Broad Form Coverage
    Anyone you give permission to drive your car is covered. If you rent a car, the insurance follows you. Know what you're getting for your money. Make sure you're not left holding the bag if you have a fairly routine claim.
  5. Strong AM Best Rating
    A strong rating means the company has the financial ability to pay claims. You want your insurance company to be there when you need them most.
  6. Easy Claim Filing Process
    Make sure the claims filing process is easy and flexible. Look for claims specialists who can help you 24/7 or offer online filing. You should also understand what happens between claim filing and payment.
  7. Custom Coverage
    Educators need to know that school supplies left in a car are covered. You should also have the ability to skip payments during the summer. Make sure you're working with a company that understands all your unique needs. Look for endorsements by your professional association.
  8. Protection Exceeding Your Expectations
    If you are a victim of identity theft expect that your insurance company has a service to work with you to restore your identity – for no additional cost. Don't settle for anything less.

"Even the two people who my kids hit were complimentary!"
Catherine Drew
El Centro Secondary Teachers Assn.

"I've got three cars, one scooter, and one house insured with California Casualty. Within a couple of months, someone hit my car that required a new door, then my daughter hit her fiancé's car, and my son rear-ended a car on his way to school. Twenty-seven years of no claims . . . and then this! California Casualty was amazing for all of our accounts – they had a great attitude –who wouldn't laugh? On all three accidents, they provided tons of support and follow-up. Even the two people who my kids hit were complimentary!"

California Casualty has been CTA's trusted source for home and auto insurance products for more than 60 years. Headquartered in San Mateo, California, with Service Centers in Arizona, Colorado, and Kansas, California Casualty is a 98-year-old company providing auto and home insurance products, and others, to educators, law enforcement, fire fighters and nurses in 44 states. Learn more at www.calcas.com/cta or call them at (800) 800-9410.

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Are you one of the 30%?

(9/17/12)

Did you know that, according to insurance industry research group LIMRA, 30 percent of U.S. households have no life insurance whatsoever? September is Life Insurance Awareness Month, so take some time to check your own coverage and educate yourself about the options available to you as a CTA member.

If you’re a CTA member newly hired by your district, the fall is a great time to get CTA-endorsed Life Insurance from Standard Insurance Company (The Standard). You have a special opportunity to apply for up to $200,000 of Life Insurance within 120 days of starting work – without providing any proof of good health.

And all eligible CTA members can apply for up to $400,000 of Life Insurance at any time with satisfactory proof of good health.

The CTA-endorsed Life Insurance plan was created specifically for California education professionals and offers a number of great features, including:

  • Option to add Life Insurance coverage for your spouse/domestic partner and children with your Life Insurance
  • Accidental Death and Dismemberment benefits
  • Continuation of coverage during total disability with payment of premium

The Standard is the only Life Insurance provider endorsed by CTA. They were selected for their financial stability, integrity and commitment to serving CTA members and their loved ones. Don’t miss this opportunity to get the protection you deserve from a partner you can trust. Call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 for more information or apply online at www.cta.org/thestandard.

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406. GP 190-LIFE/S399/CTA.3

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Grants Available for High School Athletics

(9/17/12)

The California Casualty Thomas R. Brown Athletics Grant program that supports public high school athletics is gearing up for a third year. Applications for grants will be accepted beginning September 15 and continuing through January 15, 2013. A total of $75,000 will be distributed across the nation in grants ranging between $1,000 and $3,000.

In the first two years of the program, grants totaling $100,000 were made to 69 schools in 26 states.

California Casualty established the grant program because education budget cuts have drastically reduced support for school athletics, in some cases forcing programs to shut down altogether. Chairman Thomas R. Brown experienced the positive impact of playing sports as a youth. “Athletes learn teamwork, discipline and that hard work pays off,” he said. “They’re a valuable complement to what’s learned in the classroom.”

Applications should be completed and submitted by an employee of the school that seeks grant support, by no later than January 15, 2013. California Casualty will notify selected schools and present them with checks by May 15, 2013. For more information and to access an application, please visit www.CalCasAthleticsGrant.com.

A trusted partner of CTA, California Casualty provides auto and home insurance for educators, peace officers, firefighters and nurses. Learn more at www.calcas.com/cta.

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New to the District? Don't Miss This Deadline!

(8/15/12)

If you’re a newly hired employee of the district and an eligible CTA member, now’s the time to get CTA-endorsed Disability and Life Insurance from Standard Insurance Company (The Standard). You have a special opportunity to apply for Disability Insurance and/or up to $200,000 of Life Insurance within 120 days of starting work.

These plans were created specifically for California education professionals and offer a number of great features, including:

The Standard is the only Disability and Life Insurance provider endorsed by CTA. They were selected for their financial stability, integrity and commitment to serving CTA members like Joann Hardy of Bakersfield Elementary Teachers Association, who used her Disability Insurance with The Standard after she was diagnosed with cancer.

 

“I was treated like a person, not a number,” Joann said. “Each time I interacted with The Standard, I felt like they were truly concerned and focused on helping me. … I’ve told many of my peers, especially new teachers, about this important coverage. You never know what can happen and being prepared is important.”

Don’t miss this opportunity – call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 for more information or apply online at www.cta.org/thestandard.

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406. GP 190-LTD/S399/CTA.3; GP 190-LIFE/S399/CTA.3

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San Jose Unified Teacher Honored with Award for Teaching Excellence

(8/15/12)

Jennifer Thomas, member of the San Jose Teachers Association, was recently named one of 38 public school educators who will receive the California Casualty Award for Teaching Excellence – one of the nation’s most prestigious honors.

The educators will be honored at the NEA Foundation’s Salute to Excellence in Education Gala to be held in Washington, DC on February 8, 2013. Known as the Academy Awards of public education, the gala attracts more than 850 of the nation’s leaders from public education, philanthropy, and the private sector.

“We give these awards annually to honor and promote excellence in education and to elevate the profession. Educators like these are critical to their students’ academic success, and they deserve national recognition,” said Harriet Sanford, President and CEO of the NEA Foundation.

“We are thrilled that California Casualty has joined us again this year to pay tribute to educators who are making such a difference in the lives of students in classrooms across the country.”

Beau Brown, President and CEO of California Casualty, said, “Educating our youth is critically important. California Casualty is proud to partner with the NEA Foundation to pause and celebrate excellence in teaching.”

The San Jose Teachers Association nominated Thomas for the honor. Her school will also receive an award of $650.

From the 38 state awardees, five finalists will be selected to receive $10,000 cash awards. At the conclusion of the Washington, DC gala, one finalist will be named the nation’s top educator and receive an additional $25,000.

The NEA Foundation and the National Education Association jointly present the awards with support from California Casualty and other organizations.

Headquartered in San Mateo, California, with Service Centers in Arizona, Colorado, and Kansas, California Casualty is a 98-year-old company providing auto and home insurance products, and others, to educators, law enforcement, fire fighters and nurses in 44 states. California Casualty has been CTA’s trusted source for home and auto insurance products for more than 60 years. We continually receive good feedback from members regarding California Casualty including the following:

“Even the two people who my kids hit were complimentary!”
Catherine Drew
El Centro Secondary Teachers Assn.

“I’ve got three cars, one scooter, and one house insured with California Casualty. Within a couple of months, someone hit my car that required a new door, then my daughter hit her fiancé’s car, and my son rear-ended a car on his way to school. Twenty-seven years of no claims . . . and then this! California Casualty was amazing for all of our accounts – they had a great attitude –who wouldn’t laugh? On all three accidents, they provided tons of support and follow-up. Even the two people who my kids hit were complimentary!”

You can learn more and obtain an auto insurance and/or home insurance quote at www.calcas.com/cta or call California Casualty at (800) 800-9410.

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Summer Tips

(7/13/12)

Where will your summer travels take you? The CTA Rental Car Program through Enterprise Rent-A-Car provides a defined flat rate as low as $33.00 a day, regardless of location.

Visit www.enterprise.com or call (800) RENT-A-CAR
Provide your Account Number: NACA068
Provide CTA as the Company’s Name

Select the best rates by comparing! The NEA Rental Car Program provides other savings on car rentals!

Hertz Rent a Car: www.neamb.com/home/1211_907.htm
CDP#: 50655 – Company Name: NEA
Promo Code: 6738

Alamo Rent a Car: www.neamb.com/travel/alamo-car-rental-discount.htm
NEA member discount ID: 613575

Enterprise Rent-A-Car: www.neamb.com/home/1211_2838.htm
Code: NEAMBHP

Did you remember to pack magazines for your travels? CTA/NEA members can select 2 FREE magazine subscriptions from more than 30 magazines available at www.neamag.com/get2free.  

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Coverage from The Standard ‘a huge help’ during time off work

(6/15/12)

Many CTA members rely on sick leave to protect them against unexpected time off work. But sometimes a sickness or an injury comes with additional expenses such as health insurance copayments and deductibles. That’s why the CTA-endorsed Disability Insurance plan provides a $25/day benefit for each regular day of required attendance when disabled members are receiving their full sick pay.

Mike Patterson, a member of the South Tahoe Education Association, found out how useful that additional benefit can be after he fell and fractured his ankle while on his dream vacation to New Zealand.

“After returning home from New Zealand I needed surgery on my ankle,” Mike said. “I filed a disability claim with The Standard. Their staff responded quickly and was helpful and friendly. I had a lot of sick leave built up, but the $25 per work day benefit on top of my sick leave was honestly a huge help during my eight weeks off of work. I’m very glad I have this important coverage and tell many of my peers that they should have it as well.”

Want to learn more?

For costs and further details of the Disability and Life Insurance coverage provided by Standard Insurance Company (The Standard) including exclusions, benefit waiting periods and any reductions or limitations and the terms under which the policy may be continued in force, please contact The Standard’s dedicated CTA Customer Service Department at 800.522.0406 or visit www.cta.org/thestandard.  

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Planning a Vacation?

(6/15/12)

TSA’s 2012 Spring/Summer Buying Guide is here and may have deals you’d like to see! It features terrific entertainment specials for our members and their families.

Best Buys of the Month!

SeaWorld San Diego
Adult (Ages 10+)
TSA Price: $50.50 Save: $20.00*

Six Flags Magic Mountain
General (Ages 3+)
TSA Price: $33.00 Save: $26.49*

LEGOLAND California Resort Hopper
General Admission (Ages 3+)
TSA Price: $72.00 Save: Up to $20.50*

*Tickets to certain attractions are limited and sold on a first-come, first-served basis. TSA purchases most of the tickets in advance and cannot return them; their tickets are non-refundable. Prices are subject to availability and approval. Savings reflect after processing fee of $2.50 per adult/general admission ticket has been applied.

How To Reach

TSA Mail: P.O. Box 9020, West Covina, CA 91793-9020
Phone: (800) 537-8491
Website: www.tsaspecialservices.com
E-mail: tsa@ffcu.org

Office Hours:
Monday-Friday, 7:00 a.m. – 7:00 p.m. (P.S.T.)
Saturday, 9:30 a.m. – 1:30 p.m. (P.S.T.)

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Why switch to CTA-endorsed disability and life insurance?

(5/17/12)

[Hint: It's not your home or saving's account.]

If you said your ability to earn an income, you're right.

May is Disability Insurance Awareness Month, and CTA and Standard Insurance Company (The Standard) are committed to making sure you understand the need for safeguarding your income and the opportunities you have as a CTA member to protect yourself and your way of life.

Here are some places you can learn more about protecting your greatest financial resource:

 

  • Visit www.whatsmypdq.org to calculate your own odds of experiencing an illness or injury that could force you to miss work for an extended period of time. The PDQ, or Personal Disability Quotient, calculator also helps determine your Earnable Income Quotient, which is how much you can expect to earn over the course of your working years – as long as disability doesn’t end or interrupt your career.
  • Visit CTA’s website – You can find out more about the voluntary Disability Insurance coverage available to you as a CTA member by going to www.cta.org/thestandard. These plans were created specifically to meet the income protection needs of California educators and education support professionals.

Take a moment to check your pay stub and benefits information to confirm that you have the income protection you need to safeguard your way of life. To learn more about the CTA-endorsed Disability Insurance plans, visit www.cta.org/thestandard or call The Standard’s dedicated CTA Customer Service Department at 800.522.0406.

For costs and further details of the coverage, including exclusions, benefit waiting periods, any reductions or limitations and the terms, under which the policy may be continued in force, please visit www.cta.org/thestandard, sign in and review the information, or call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 (TTY), 7:00 a.m. to 6 p.m. Pacific Time.

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California Casualty Awards $75,000 in Grants to Fifty-nine High Schools Across the Nation

(5/17/12)

Presentation of the Thomas R. Brown Athletic Grant award of $1,000 to Cajon High School at the San Bernardino Teachers Association Building Rep. meeting in April. Pictured from left to right, Jeff Myers (California Casualty Sr. Field Marketing Manager), Rebecca Harper (San Bernardino Teachers Assn. President), Mark Lehman (Cajon HS, Girls Basketball Coach), Dan Barclay (California Casualty Account Manager).

California Casualty, the CTA-endorsed auto and home insurance program, announced in April that it has awarded 59 grants totaling $75,000 to assist public high school athletic programs nationwide.

Shrinking state education budgets, coupled with pressure to improve academic performance, has forced many schools to trim or even eliminate athletics. In many cases, coaches have subsidized programs out of their own pockets while student athletes have risked injury practicing with old and insufficient equipment. More and more, families who simply aren't able are asked to foot the athletics bill. Among this year's applicants, many represent economically disadvantaged student athletes who cannot afford to pay participation fees or purchase uniforms.

These types of situations concerned California Casualty Chairman and past CEO Thomas R. Brown, who enjoyed school athletics and understands their impact on self-esteem and leadership development.

"Youth sports teach teamwork, discipline and that hard work pays off," Brown said. "They're a valuable complement to lessons learned in school."

The California Casualty Thomas R. Brown Athletics Grant program began a year ago, with $25,000 in grants across four states. Applications revealed such compelling need that the grant pool was tripled and eligibility expanded to all states for the second year of the program. This time around, 275 applications for assistance poured in. The 59 selected programs received grants ranging from $1,000 to $2,500 which will be used for equipment, uniforms, fees and other associated costs for athletic programs. The recipients in California are:

 

  • Agoura High School, Agoura Hills
  • Cajon High School, San Bernardino
  • Calipatria High School, Calipatria
  • Chaffey High School, Ontario
  • Chaparral High School, Temecula
  • Hawthorne Math & Science Academy, Hawthorne
  • Hoover High School, Fresno
  • Natomas High School, Sacramento
  • Rim of the World High School, Lake Arrowhead
  • San Jose High School, San Jose
  • Vista Del Lago High School, Moreno Valley
  • Wilson High School, Long Beach

California Casualty has a 60-year relationship with education and school administration associations. "We understand the struggles they face every day," said Doug Goldberg, Senior Vice President. "This is our way of giving back."

Headquartered in San Mateo, CA, with Service Centers in Arizona, Colorado and Kansas, California Casualty provides auto and home insurance products to educators, law enforcement, fire fighters and nurses in 44 states. Learn more at www.calcas.com/cta. For more information about this program, visit https://www.CalCasAthleticsGrant.com.

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