Special Enrollment Opportunity for New Hires and District Transfers for CTA-endorsed Disability and Life Insurance
[Note to Chapter Leaders: If you choose to use this article for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]
Special enrollment opportunity for new hires and district transfers for CTA-endorsed Disability and Life insurance
CTA members new to their districts this school year need to act soon! They have 270 days from starting their new job to apply for CTA-endorsed Disability insurance and up to $400,0001 in Life insurance from Standard Insurance Company without having to answer any health questions. The Standard is the only CTA-endorsed provider for Disability and Life insurance.
- Disability insurance can help protect CTA members’ paychecks if they’re unable to work due to an injury, illness, pregnancy or childbirth. They’ll receive funds paid directly to them to use for things health insurance doesn’t cover. Benefits can be used for rent, mortgage, groceries, student loans and more. Where health insurance pays your doctor, Disability insurance pays you.
- Life insurance helps protect CTA members’ loved ones in the event of their passing. They’ll also get access to additional features they can use now.
District Transfer? CTA members who previously had coverage with The Standard must re-apply to continue coverage at their new district as coverage doesn't automatically transfer.
Watch a short video on this opportunity: stdrd.co/newhirevideo
Learn more or apply at standard.com/cta/newhire.
1 Coverage reduces to 65% of the amount in force at age 70, 45% of the amount in force at age 75 and 30% of the amount in force at age 80. Offer not available to retirees.
For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policies may be continued in force, please contact Standard Insurance Company at 800.522.0406. GP190-LTD/S399/CTA.1 GP190-LIFE/S399/CTA.3