[Note to Chapter Leaders: If you choose to use the article above for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

If your chapter is not currently offering a special enrollment opportunity for CTA-endorsed Disability insurance, your members may have another opportunity to take advantage of their union endorsed benefits.

From March 1 through April 30, 2026, CTA members covered by a different Disability insurance plan have a special opportunity to apply for CTA-endorsed Disability insurance from Standard Insurance Company without answering health questions. Before switching, it's important for members to understand any differences between their current disability coverage and the CTA-endorsed plan. There’s a checklist on our website to help compare Disability insurance plans. 

Compare plans or learn how to switch coverage at standard.com/cta/portover.

For costs and further details of the coverage, including exclusions, benefit waiting periods and any reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406.    GP190-LTD/S399/CTA.1     
SI 23333-CTAvol (1/26)